Fussell Michael W CLU Chfc

★☆☆☆☆

About Fussell Michael W CLU Chfc

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North Carolina Auto Insurance

1824 Rock Quarry Rd Raleigh, NC

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Fussell and others like him reccomend Northwestern as a fix-all to their clients. They claim that a permanent life insurance policy bought from them will be worth far more in the future than a comparable one from a competing company. This may be possible because they have you dumping in double the premiums for the same amount of insurance. Duh, why wouldnt you just invest the difference on your own or buy term insurance? When you die with a high cash value policy, Northwestern pays the claim to your family with money that was already supposed to be yours. How is that insurance at all? If you buy a $300K policy and pay thousands upon thousands in premiums over your lifetime and die with $150K in cash value, Northwestern pays your family $150K of your money and $150K of theirs.

Stay away from Fussell and all Northwestern agents.

1
★☆☆☆☆

Fussell and others like him reccomend Northwestern as a fix-all to their clients. They claim that a permanent life insurance policy bought from them will be worth far more in the future than a comparable one from a competing company. This may be possible because they have you dumping in double the premiums for the same amount of insurance. Duh, why wouldnt you just invest the difference on your own or buy term insurance? When you die with a high cash value policy, Northwestern pays the claim to your family with money that was already supposed to be yours. How is that insurance at all? If you buy a $300K policy and pay thousands upon thousands in premiums over your lifetime and die with $150K in cash value, Northwestern pays your family $150K of your money and $150K of theirs.

Stay away from Fussell and all Northwestern agents.

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