Orcutt Federal Credit Union

★★★☆☆

About Orcutt Federal Credit Union

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Finance

Finance
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335 E Betteravia Rd Santa Maria, CA

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223 E Betteravia Rd Santa Maria, CA

3.0 1
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Orcutt Credit Union is a very small credit union, so you will always know the person you are dealing with when you go in. The people are always very nice and helpful. They usually offer very good interest rates for loans. My main complaint with this credit union is that they do not report to the credit bureaus. I got a couple of loans from them in order to try to build some credit and much to my dismay, after paying off both loans with no late payments, they never showed up on my credit report. I called and asked them about it and they said that it costs them too much money to report to the credit agencies, so they just don't do it.
If you are looking for a local credit union with good interest rates, and you don't care about building credit on your credit report, then this is a good credit union for you.

3
★★★☆☆

Orcutt Credit Union is a very small credit union, so you will always know the person you are dealing with when you go in. The people are always very nice and helpful. They usually offer very good interest rates for loans. My main complaint with this credit union is that they do not report to the credit bureaus. I got a couple of loans from them in order to try to build some credit and much to my dismay, after paying off both loans with no late payments, they never showed up on my credit report. I called and asked them about it and they said that it costs them too much money to report to the credit agencies, so they just don't do it.
If you are looking for a local credit union with good interest rates, and you don't care about building credit on your credit report, then this is a good credit union for you.

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