Pro City Mortgage Corp

★★☆☆☆
  • 2241 Douglas Blvd # 100

    Roseville, CA 95661

    Map & Directions
  • 916-797-8626

About Pro City Mortgage Corp

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  • Loans

Finance

Finance
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We were NOT late on any house payments, but knew we were in trouble in 2009 when we first sought help from ProCity Mortgage after hearing their radio advertisements for mortgage loan modifications and money-back guarantees.

We tried for 11 months to get ProCity to work with our bank. They did NOTHING.

We lost the house and had to file bankruptcy.

This little life lesson cost us $3990.00 . ProCity Mortgage was (is?) a SCAM. May they all burn in hell.

1
★☆☆☆☆

We were NOT late on any house payments, but knew we were in trouble in 2009 when we first sought help from ProCity Mortgage after hearing their radio advertisements for mortgage loan modifications and money-back guarantees.

We tried for 11 months to get ProCity to work with our bank. They did NOTHING.

We lost the house and had to file bankruptcy.

This little life lesson cost us $3990.00 . ProCity Mortgage was (is?) a SCAM. May they all burn in hell.

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.

Pro-City is aware that prospected clients are financially under-duress, so they portray themselves as being the good guys and will negotiate tirelessly on your behalf. Until they cash your check, then the run-around starts.

I've dealt with this company since 5/2009 until now. Initially they promised bi-monthly updates, but it never happens. And if they give you an update, it's usually very generalized update, "your package is under review." I've paid their up-front fee of $3800, and to date, zero results. When I contact my lender to verify on my loan workout status, I'm told there is no workout in progress. Now who's lying?

Stay away from this company unless you're willing to loss $3800-$4000.

0
★☆☆☆☆

Pro-City is aware that prospected clients are financially under-duress, so they portray themselves as being the good guys and will negotiate tirelessly on your behalf. Until they cash your check, then the run-around starts.

I've dealt with this company since 5/2009 until now. Initially they promised bi-monthly updates, but it never happens. And if they give you an update, it's usually very generalized update, "your package is under review." I've paid their up-front fee of $3800, and to date, zero results. When I contact my lender to verify on my loan workout status, I'm told there is no workout in progress. Now who's lying?

Stay away from this company unless you're willing to loss $3800-$4000.

Pros: None

Cons: Everything under the sun!

.

I started a contract w/ these people 8/09....nearly a year ago and still getting the runaround. Phone calls not returned and when I finally get someone I get the same line "it's under review". I contacted my lawyer who told me to call HUD (they are free and have programs to help). The guy at HUD said there are a LOT of scams out there without saying ProCity was one of them, he DID say 'don't send anyone any more money". Too late...they already got my $4,000!!!!!!

0
★☆☆☆☆

I started a contract w/ these people 8/09....nearly a year ago and still getting the runaround. Phone calls not returned and when I finally get someone I get the same line "it's under review". I contacted my lawyer who told me to call HUD (they are free and have programs to help). The guy at HUD said there are a LOT of scams out there without saying ProCity was one of them, he DID say 'don't send anyone any more money". Too late...they already got my $4,000!!!!!!

Pros: Their BS sounds good

Cons: Everything else

.

Nuff said...It took time, and they cut my payment from $2875 to $1425. I called them in Jan. 2010 just finished 2 days ago and paid them $2700 to save $1400 monthly FOREVER!!!!! I'm going to pay off my credit cards! I got freaked out several times, but they always calmed me down. Well worth the money!

2
★★★★★

Nuff said...It took time, and they cut my payment from $2875 to $1425. I called them in Jan. 2010 just finished 2 days ago and paid them $2700 to save $1400 monthly FOREVER!!!!! I'm going to pay off my credit cards! I got freaked out several times, but they always calmed me down. Well worth the money!

Pros: Cut my payment in half

Cons: Took a bit of time

.

Unlike disgruntled customers, it??s not the common for happy customers to spend their precious time spamming raving reviews everywhere, after reading some of negative Pro City Reviews I was compelled to do just that. I think it would be a shame for some one that needs help to stay in their home, to be wrongfully swayed not to consider Pro City, just because happy customers don??t take the time to speak out. I owe Pro City many thanks. They reduced my mortgage payment over $800 dollars per month, even though I had previously called my lender and they denied my claim twice! As with most people, several of my friends and neighbors were in the same boat as me. I was so impressed with my experience that I told every one of my friends if you need help Pro City is the place to go.
Four of my friend ended up using Pro City and a fifth one wanted to but Pro City would not work on her case, because for her situation, they deemed the ability to get a modification was very low. How about that, a company that would not accept her money because they did not see a positive outcome. I don??t know about you, but that??s integrity! As for the others, three of them got a modification! They are grateful for my recommendation and very thankful for the great job Pro City did. In total Pro City saved us a combined $3200 per month! As great as that is, the most important part is the deference it made in our lives. We can now afford to stay in our homes and the stress level has gone way down. After writing these reviews, I have now told my friends if you are really thankful for what Pro City did for you, spend some time and write some reviews, as to help others know the good they have done. As for the forth person, unfortunately his Modification was declined. After about five months Pro City was unable to convince his lender. This was a very emotional defeat, and his first instinct was to blame Pro City for not doing anything, but after emotion settled that angle was not as easy to justify, especially with four successes stories surrounding it.
Did we all hope for success? Yes! Did he get ripped off? No! For him to have been rip off would mean that Pro City put in lots of effort and man hours into our case but decided that they would not do a thing for him. I think it??s ludicrous to believe that. I clearly understood from my conversation and contract with Pro City, that I was paying for a service. That service was for Pro City to work hard on my behalf. I would have been terribly disappointed if my out come was unsuccessful but I clearly understood that not every attempt would have a successful outcome. Pro City was getting paid for the expense it takes to pursue this on my behalf. Human nature is funny; I don??t remember calling myself lazy or ripped off when I failed to get a modification on my own. No, it was clearly the lenders fault that time! So to all the people that need some one to help them with their modification, do yourself a favor, don??t let a few reviews sway you form a great company!

2
★★★★★

Unlike disgruntled customers, it??s not the common for happy customers to spend their precious time spamming raving reviews everywhere, after reading some of negative Pro City Reviews I was compelled to do just that. I think it would be a shame for some one that needs help to stay in their home, to be wrongfully swayed not to consider Pro City, just because happy customers don??t take the time to speak out. I owe Pro City many thanks. They reduced my mortgage payment over $800 dollars per month, even though I had previously called my lender and they denied my claim twice! As with most people, several of my friends and neighbors were in the same boat as me. I was so impressed with my experience that I told every one of my friends if you need help Pro City is the place to go.
Four of my friend ended up using Pro City and a fifth one wanted to but Pro City would not work on her case, because for her situation, they deemed the ability to get a modification was very low. How about that, a company that would not accept her money because they did not see a positive outcome. I don??t know about you, but that??s integrity! As for the others, three of them got a modification! They are grateful for my recommendation and very thankful for the great job Pro City did. In total Pro City saved us a combined $3200 per month! As great as that is, the most important part is the deference it made in our lives. We can now afford to stay in our homes and the stress level has gone way down. After writing these reviews, I have now told my friends if you are really thankful for what Pro City did for you, spend some time and write some reviews, as to help others know the good they have done. As for the forth person, unfortunately his Modification was declined. After about five months Pro City was unable to convince his lender. This was a very emotional defeat, and his first instinct was to blame Pro City for not doing anything, but after emotion settled that angle was not as easy to justify, especially with four successes stories surrounding it.
Did we all hope for success? Yes! Did he get ripped off? No! For him to have been rip off would mean that Pro City put in lots of effort and man hours into our case but decided that they would not do a thing for him. I think it??s ludicrous to believe that. I clearly understood from my conversation and contract with Pro City, that I was paying for a service. That service was for Pro City to work hard on my behalf. I would have been terribly disappointed if my out come was unsuccessful but I clearly understood that not every attempt would have a successful outcome. Pro City was getting paid for the expense it takes to pursue this on my behalf. Human nature is funny; I don??t remember calling myself lazy or ripped off when I failed to get a modification on my own. No, it was clearly the lenders fault that time! So to all the people that need some one to help them with their modification, do yourself a favor, don??t let a few reviews sway you form a great company!

.

yes, I have filed a complaint w/ kvor 13 "call curtis" I have also filed complaints w/ the Attorney General & the BBB.
please contact me if you would like to further discuss, I believe that I have come up with a couple of ways that PCM has been deceitful & is in violation of breaking their own contract. Now its just a matter of getting enough people to prove the case.
I have found that PCM has changed their contract numerous times, not to mention what they were charging people.
PCM may have started w/ the best of intentions, when they started doing modifications, but then they saw $$$ signs & case load that got way to big & that all went out the window.
I can be contacted at jakchel@surewest dot net

0
★☆☆☆☆

yes, I have filed a complaint w/ kvor 13 "call curtis" I have also filed complaints w/ the Attorney General & the BBB.
please contact me if you would like to further discuss, I believe that I have come up with a couple of ways that PCM has been deceitful & is in violation of breaking their own contract. Now its just a matter of getting enough people to prove the case.
I have found that PCM has changed their contract numerous times, not to mention what they were charging people.
PCM may have started w/ the best of intentions, when they started doing modifications, but then they saw $$$ signs & case load that got way to big & that all went out the window.
I can be contacted at jakchel@surewest dot net

Pros: none

Cons: everything

.

Please, anyone that has had a bad experience with Pro City Mortgage, contact me. My wife adn I have never been behind in any payment....ever, with our Mortgage or any other bill, but because we were in a really bad adjustable loan, we wanted to get into a fixed rate loan. Well, needless to say, why I am writing this is because my wife and I have also had a bad experience with Pro City Mortgage. Basically, we gave them $4000....and they have really done nothing except contact American Home Mortgage. Pro City Mortgage had promised to call us every 2 weeks with updates to our loan modification.....we've only heard from them once since we sat wtih them and initiated the process back in Aug. '09. Since then, I've had to call them 3 times and never gotten an answer to my questions nor has the Modification Specialist made any contact with AHM since the process began. I, myself have had to call AHM, find out who thier negotiator was on thier side, and have been having to deal with that negotiator myself since November and as of today, or loan still has not been finalized and not sure we even want to finalize on the modification because now we find out that, although they told us that they were getting us a fixed rate loan, I find out yesterday from the AHM negotiator that our loan is only fixed at 2% for 5 years...and that after that, the 2 years following it could go up to 4.8%. Well, in seven years it's even more important to us to have a low percentage rate because by then, both my wife and I will be retired or close to it! Pro City Mortgage has not followed through on 1 promise made to us....and we feel like they have stolen our $4000.
If anyone else has had a bad experience with Pro City Mortgage, please email us at jbcroker at hotmail dot com. We are contemplating taking legal action...and maybe some of you would like to join us!

0
★☆☆☆☆

Please, anyone that has had a bad experience with Pro City Mortgage, contact me. My wife adn I have never been behind in any payment....ever, with our Mortgage or any other bill, but because we were in a really bad adjustable loan, we wanted to get into a fixed rate loan. Well, needless to say, why I am writing this is because my wife and I have also had a bad experience with Pro City Mortgage. Basically, we gave them $4000....and they have really done nothing except contact American Home Mortgage. Pro City Mortgage had promised to call us every 2 weeks with updates to our loan modification.....we've only heard from them once since we sat wtih them and initiated the process back in Aug. '09. Since then, I've had to call them 3 times and never gotten an answer to my questions nor has the Modification Specialist made any contact with AHM since the process began. I, myself have had to call AHM, find out who thier negotiator was on thier side, and have been having to deal with that negotiator myself since November and as of today, or loan still has not been finalized and not sure we even want to finalize on the modification because now we find out that, although they told us that they were getting us a fixed rate loan, I find out yesterday from the AHM negotiator that our loan is only fixed at 2% for 5 years...and that after that, the 2 years following it could go up to 4.8%. Well, in seven years it's even more important to us to have a low percentage rate because by then, both my wife and I will be retired or close to it! Pro City Mortgage has not followed through on 1 promise made to us....and we feel like they have stolen our $4000.
If anyone else has had a bad experience with Pro City Mortgage, please email us at jbcroker at hotmail dot com. We are contemplating taking legal action...and maybe some of you would like to join us!

Pros: There are no pros...

Cons: Just walking into their facility is a mistake

.

I'm in a similar situation as everyone else. I have some info that might help anyone that's looking to take action against pro city crooks. I'd love to share what I got, but I need a little something in return. We can't find our contract with pro city, and surprise, they won't give us another copy! I was hoping that someone who got a loan mod contract with them in early 2009 would be willing to let me have a copy so that I can hopefully find a some legal leverage against them to get my money back. Please help!! Email me at coldfyre76@comcast net Thank you!!

0
★☆☆☆☆

I'm in a similar situation as everyone else. I have some info that might help anyone that's looking to take action against pro city crooks. I'd love to share what I got, but I need a little something in return. We can't find our contract with pro city, and surprise, they won't give us another copy! I was hoping that someone who got a loan mod contract with them in early 2009 would be willing to let me have a copy so that I can hopefully find a some legal leverage against them to get my money back. Please help!! Email me at coldfyre76@comcast net Thank you!!

Pros: Really good at telling you what you want to hear!

Cons: Everything!

.

I walk in with a loan amount of $277000 and a payment of $.1330 after 1 year of modification iam in debt of $296000 and a adjustable payment of a$1502 after 6 year. please beware of Procity sweet talkers. Walter and Scott are stupid negociator and if you dont agree with only option they give they will shove it down your throat. i ask Wlater if he can give me in writing that the modification they did only option Walter denied talk live he worked for my mortgage company . i wish they get ripoff someday.i want to join the law suite against the crooks.
z e r o stars for the crooks

0
★☆☆☆☆

I walk in with a loan amount of $277000 and a payment of $.1330 after 1 year of modification iam in debt of $296000 and a adjustable payment of a$1502 after 6 year. please beware of Procity sweet talkers. Walter and Scott are stupid negociator and if you dont agree with only option they give they will shove it down your throat. i ask Wlater if he can give me in writing that the modification they did only option Walter denied talk live he worked for my mortgage company . i wish they get ripoff someday.i want to join the law suite against the crooks.
z e r o stars for the crooks

Pros: they DO NOT deliver what procity promise

Cons: ripp meoff $3990

.

Yup, it's a scam. STAY AWAY!!! They took my $3,450 and didn't do a damn thing. They stopped working on my account when the 4 month contract was up without finishing. I had just started on modifying the 2nd mortgage after being denied on the 1st mortgage. All they do is forward your paperwork to your lender (and they aren't very good at it). In short, I could have done a better job myself for free.

I have already filed a BBB complaint and I'm in the process of filing a DRE complaint. I will soon be in small claims court. Doesn't that sound fun? Don't end up like me. Find someone else to do your loan modification!!

0
★☆☆☆☆

Yup, it's a scam. STAY AWAY!!! They took my $3,450 and didn't do a damn thing. They stopped working on my account when the 4 month contract was up without finishing. I had just started on modifying the 2nd mortgage after being denied on the 1st mortgage. All they do is forward your paperwork to your lender (and they aren't very good at it). In short, I could have done a better job myself for free.

I have already filed a BBB complaint and I'm in the process of filing a DRE complaint. I will soon be in small claims court. Doesn't that sound fun? Don't end up like me. Find someone else to do your loan modification!!

Pros: nothing

Cons: they steal your money

.

Worst business that I have ever had to deal with, the phone calls to keep you up to date are suppose to be every 2 weeks we got them about once a month with no ral updates to speak of. Then after almost 6 months they decided that they could not help us and walked away with $2840.00 of ours with no results.

0
★☆☆☆☆

Worst business that I have ever had to deal with, the phone calls to keep you up to date are suppose to be every 2 weeks we got them about once a month with no ral updates to speak of. Then after almost 6 months they decided that they could not help us and walked away with $2840.00 of ours with no results.

.

I heard an add on the radio about Pro City Mortgage, however, I should have done more research. After all they pay for the radio time; it's called advertising after all.

Do not believe everything you hear. I have now learned that with all the investigating I have now done.

They are great talkers & know how to decieve people. However, once you give them that money....and A LOT of it...you dont get ANYTHING!!!

They do not do what they tell you they will do. They tell you they should have things completed within 5-8 weeks.....WHATEVER....IT IS ALL LIES.

Their staff are so unprofessional, they should go work for POLITICIANS.

But you know, people treat you how they observe their management to be. Yes, I am talking about the owner. UNPROFESSIONAL should be printed on his forhead.

DISGUSTING, DECEITFUL, UNPROFESSIONAL LIARS.
DO YOUR HOMEWORK BEFORE HANDING OVER YOUR MONEY. You get absolutely NOTHING....YOU END UP IN MORE TROUBLE and with MORE WORRIES than when you began.

0
★☆☆☆☆

I heard an add on the radio about Pro City Mortgage, however, I should have done more research. After all they pay for the radio time; it's called advertising after all.

Do not believe everything you hear. I have now learned that with all the investigating I have now done.

They are great talkers & know how to decieve people. However, once you give them that money....and A LOT of it...you dont get ANYTHING!!!

They do not do what they tell you they will do. They tell you they should have things completed within 5-8 weeks.....WHATEVER....IT IS ALL LIES.

Their staff are so unprofessional, they should go work for POLITICIANS.

But you know, people treat you how they observe their management to be. Yes, I am talking about the owner. UNPROFESSIONAL should be printed on his forhead.

DISGUSTING, DECEITFUL, UNPROFESSIONAL LIARS.
DO YOUR HOMEWORK BEFORE HANDING OVER YOUR MONEY. You get absolutely NOTHING....YOU END UP IN MORE TROUBLE and with MORE WORRIES than when you began.

Pros: NONE

Cons: Unprofessional, Untruthful, Does not care about consumer

 

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