First Western Home Loans

★★★☆☆
  • 4115 Blackhawk Plaza Cir Ste 201

    Danville, CA 94506

    Map & Directions
  • 925-648-7700

About First Western Home Loans

Categories
  • Loans
  • Home Loans and Mortgages
  • Real Estate
  • Importers
3.0 2
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I wanted to post another review that was quite different than Charles MA's experience.

I have worked with Jeff Sokol on a number of mortgages over the last seven years. He has been extremely knowledgeable about what can and cannot be done. If a mortgage can't be done, he won't waste your time. But if it can, he'll track it very well and accurately. In all of the loans that I have done with him, when he gave a closing date, he either met it or closed sooner.

As far as rates go, he can get very competitive rates, better than you could do yourself. Once while working with him, I followed up on a loan that I thought was a better deal than what Jeff offered. After just a little digging, I figured out that the quote was for a very high LTV and didn't apply. It was a teaser rate...I then went back to Jeff and have not changed since.

He's also very efficient doing things remotely. I did all of my loans with him over the phone and via notaries at my house. Very efficient.

Its a plus that he's a hell of a nice guy. I only met him face to face last year.

Maybe avoid the other guy at 1st Western, but Jeff's a gem.

2
★★★★★

I wanted to post another review that was quite different than Charles MA's experience.

I have worked with Jeff Sokol on a number of mortgages over the last seven years. He has been extremely knowledgeable about what can and cannot be done. If a mortgage can't be done, he won't waste your time. But if it can, he'll track it very well and accurately. In all of the loans that I have done with him, when he gave a closing date, he either met it or closed sooner.

As far as rates go, he can get very competitive rates, better than you could do yourself. Once while working with him, I followed up on a loan that I thought was a better deal than what Jeff offered. After just a little digging, I figured out that the quote was for a very high LTV and didn't apply. It was a teaser rate...I then went back to Jeff and have not changed since.

He's also very efficient doing things remotely. I did all of my loans with him over the phone and via notaries at my house. Very efficient.

Its a plus that he's a hell of a nice guy. I only met him face to face last year.

Maybe avoid the other guy at 1st Western, but Jeff's a gem.

Pros: Knowlegeable, reliable - does what he says he will do

Cons: none...really!

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California Department of Real Estate (CA DRE) License # 01410498

Hopefully you're reading this review while you're early on in your mortgage shopping process, so you'll have a chance to shop around and go with someone else.

We got a mortgage through 1st Western and Vince Wirthman based on a recommendation from our realtor at Red Oak Realty. It was a terrible recommendation. Vince was a slow-moving, disorganized broker who was always a step behind. If you enjoy the idea of always chasing him down over the phone and asking him for updates, instead of the other way around, feel free to go with 1st Western.

The credit reporting service he uses may not be accurate. My current loan didn't show up the first time he ran my credit report. That was a huge red flag right there, and I should have known not to use him as a mortgage broker right there.

This guy worked for a mortgage brokerage (Diablo Funding) that went belly up in 2007, at the height of the real estate boom, so what kind of broker do you think he is? Look up "diablo funding group vince wirthman" at Google and read the first article.

I advise you to avoid 1st Western at all costs.

0
★☆☆☆☆

California Department of Real Estate (CA DRE) License # 01410498

Hopefully you're reading this review while you're early on in your mortgage shopping process, so you'll have a chance to shop around and go with someone else.

We got a mortgage through 1st Western and Vince Wirthman based on a recommendation from our realtor at Red Oak Realty. It was a terrible recommendation. Vince was a slow-moving, disorganized broker who was always a step behind. If you enjoy the idea of always chasing him down over the phone and asking him for updates, instead of the other way around, feel free to go with 1st Western.

The credit reporting service he uses may not be accurate. My current loan didn't show up the first time he ran my credit report. That was a huge red flag right there, and I should have known not to use him as a mortgage broker right there.

This guy worked for a mortgage brokerage (Diablo Funding) that went belly up in 2007, at the height of the real estate boom, so what kind of broker do you think he is? Look up "diablo funding group vince wirthman" at Google and read the first article.

I advise you to avoid 1st Western at all costs.

Pros: The appraisal was quick

Cons: never answers the phone, always a step behind

 

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