We have cash when you need it most and we make it easy! ACE Cash Express, Inc. is a leading financial services provider, specializing in short-term consumer loans, check cashing, bill pay, and debit card services. In business since 1968, ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by providing convenient, immediate access to financial services. There's a better way to borrow. Whether you need help with unexpected bills, emergencies, or other short-term cash loan needs, ACE can help you with a payday loan. Payday loans at ACE are available in a variety of states, in-store or online. ACE has a fast application and instant decision. ACE requests the following during a loan application: • You do not have to be employed, but you must have a steady source of recurring income payments to ensure you will be able to repay your loan. • You must be at least 18 years old. • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief. • You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty. • If applying online, you must provide a valid Social Security Number or Individual Taxpayer Identification Number. • If applying online, you must have a checking or savings account that has been open for at least one month. • If applying online, you must be able to be contacted via phone if verification of application information is necessary. • If applying in-store, we ask that you bring a valid government issued photo ID. A Social Security Number is not required. • If applying in-store, we ask that you bring proof of income and a debit cards or pre-printed check; contact your local store for details. Acceptable documents may vary by state. https://www.acecashexpress.com/how-do-loans-work. • Payday Loans: Payday Loans are short-term loans designed to help you pay your immediate expenses. The loan balance is due the following payday. • Installment Loans: Installment Loans are short-term loans that offer higher loan amounts than payday loans and give the borrower more time to pay back the loan than payday loans do. • Bank Account: The ACE Flare™ Account by MetaBank® gives you the power to manage your money. You can direct deposit to your Account and withdraw cash in-store. No minimum balance. Account is established by MetaBank,Member FDIC. Account opening subject to ID verification. • Prepaid Debit: The ACE Elite™ Visa® Prepaid Debit Card is your choice for a Prepaid Card-- no minimum balance is required. Card issued by MetaBank,Member FDIC. Card use subject to ID verification. • Check Cashing: Cash a check in minutes with a valid ID. We will cash almost any check,including large checks. ACE is one of the largest check cashing services in the United States. • Bill Pay: Bill payments can help you pay your bills accurately and quickly. All types of bills can be paid,including electricity,gas,water,cell phone,cable,satellite,insurance,credit card,and more. • Money Orders: A safe,widely accepted form of payment. Because you have a receipt of the transaction,the money order is traceable if it is lost or stolen. Each product not offered in all states. Contact your local store for details.