Auto Loan Finders, Inc.

I have been in arms with this dealer for over a month. They charge $5-8,000 Over book value plus intrest. They will lie and say anything to get you to buy from them. They scam every dime they can out of people with less then perfect credit. Hall Ross is the king of scams. And yes please check out there BBB file they brag about, I did not see anything to beag about on there bbb file. We are working on a class action please search ripoffreport.org
Randall

I went here just like almost everyone else with the expectation of finally being delivered from the sorry we can't approve you crowd. And as soon as I went "up-stairs" everything the receptionist told me on the phone turned around 180 degrees. Yeah they did get me approved but with 10x more money down than that $300 I was told initially which is why I went there. Told me I had to fill out a credit app before they golf carted me to their dirt lot, even though they pride themselves on not approving by credit but by income. Luckily I checked out the lot b4 I went in. Even saw the ones they were reconditioning in the back. Needless to say I was still dumb enough to go thru with it because I really wanted that car. The car was way over priced for it's mileage and after about an hour they finally reduced it right b4 I announced that I would leave. That bank they deal with might as well administered a catastrophe; even though they have not only my pay-stubs but my bank statements, they wanted to contact my rental office and my previous employer. They'll get you in a car but most people in this credit situation can't afford the cars they have that actually hold their. As for that so-called GPS. IT'S ILLEGAL! A Global Positioning Device is to used for locating only, and that's fine, however, a kill switch on a starter by anyone besides the person the car is registered to is as illegal as going back to get a car you sold just because you kept the tags and the extra key. The owner Hal was kinda cool in a back stabbing kinda way, but the co-owner or vice was, for lack of better fitting name, an a$$hole (they wouldn't let me write it). He purposely and illegally added a line to my promissory note, xerox copied my signature to it, and sent it to a collection agency. Knowing for well I had made an agreement with Hal whose office is right next to his. Report this place to BBB they already have an Unsatisfactory report.

It is normal for some people to be dissatified with their vehicles and the financing procedure. Thankfully I read these reviews before I signed anything with Auto Loan Finders. For every negative comment, the business feels the need to respond to it. The fact that they even HAVE to respond speaks very poorly of this company. There responses are very unprofessionaI. I would encourage everyone else to do their research and to not to feel intimidated into signing anything, as the salespeople are very deceptive and pushy on the phone and in person. They implied that they were the only ones that would be able to finance me and that they were doing me a big favor. The fact of the matter is, there are numerous other companies that will finance you with bad credit, many with better reputations than auto loan finders. I was able to get a loan with a deal with a moderate percentage rate. Auto Loan Finders would not even come right out and say the interest rate to me, it seemed they were trying to conceal how much they were ripping me off.

PS. Auto Loan Finders, responding to these reviews does NOTHING for your reputation. I think everyone agrees with me when I say it makes you look deperate, shady, and crooked.

I would have to say that I agree with the other posts on this website that Auto Loan Finders tell you lies to get you there. I received a phone call and I was told that I was approved 100% and that if I did not find a car on their lot that I could purchase from any dealership of my choice. Fortunately, I did not go through with the deal and I felt very uncomfortable with the pressure from the guy that does not speak english that well. I did not sign a contract because I had a bad feeling and I decided to walk without a car. I was told to test a car out and sign a contract on a certain car. Also, I was told that if I did not like the car that I could bring it back. The red flag came up when the guy said sign a contract and promissory note to test the car out for the weekend. I would have been doomed if I had signed those papers but I thought carefully with my head. Just some advice listen to V-103 on Saturday mornings from 8-10 they have this show called Auto Scoop and it is very informative.

I don't have the best of credit so I heard that Auto Loan Finders had a program that would increase your credit score by 150 points.

I went there & bought a car, after a year of making my payments on time every month, my credit score didn't increase at all and they also said after a year of making your payments on time, you would be able to trade your car for another car with a lower interest rate.

When I asked them about this after my year of paying on time, Don Jett, one of the sales people told me that they couldn't do anything to help me because my credit score was low and I still owed too much on the car.

Well, this was my reason in the beginning for even buying a car from them, now they're telling me that they can't help me. Then they said another reason they couldn't help me was because I lived in another state.

Well I never lived in Georgia, so why would they sale me the car in the first place, if that was their policy?

My husband was offered a no money down program by phone. When we went to the dealership we explained that my husband had recently moved to Ga. from Ohio and didn't have a Ga. drivers license. He also had not officially started his new job and only had an offer letter from his employer. They said it was OK for him to bring in his pay stub in 2 weeks when he received it but that I would have to be added on to the paperwork in order for us to drive it off the lot because I was the only one with a Ga. drivers license. We also had to do a promissory note for our down payment because we didn't have any money. I told them I was a stay at home mother and I didn't have income. They said it was OK and that I was only on the paper work for the tags sake. Well less that a week later I began receiving calls from ALF collection dept. asking us to pay our down payment sooner than we agreed to. I told them no and that they would get it according to the agreed upon payment schedule. After 4 calls from the collections dept. I called the owner Hal so that I could get the phone calls stopped. Instead of Hal calling me back he shut off my car while I was out shopping with my children. When I called to find out why they did it he said it was because he wanted to talk to me. I asked him why he didn't just pick up the phone and return my call and he ignored me and told me to come into the office. I went immediately there and he said that my husband didn't qualify for the car and that he wanted to get us into something else. I told him "NO", that I didn't want to deal with him and his lying staff any more and threw the keys at him. My children and I were left on the curb waiting on family to come and get us from outside of the dealership. Now he has a dirty collection agency trying to collect on a promised down payment for a loan that he says was never approved. How is that possible? I am looking for individuals who are willing to participate in a class action law suit against them. Please contact me at tenillemoss@yahoo.com

**In response Auto Loan Finders Review*** The entire response is a testament of how underhanded you all are. Just by the tone of your response it is obvious how low down, vindictive and unprofessional you all are over there at that company. We didn't have any money because we were told it was a NO MONEY DOWN PROGRAM!!! Why would we pay money on a promisory note PRIOR TO THE DATE PROMISED? The car was not repoed it was RETURNED!!! The car was turned off two weeks Prior to us owing a payment!!! I REFUSED to do further business with Hal after that!! You also are lying about outsourcing the collection of this account. I have been contacted by TWO different agencies one being Nationwide Credit Inc.

If Autoloan Finders did not think that I would pay for the car, why would they let me take the car off the lot? If you want to look at the payment agreement, Autoloan Finders were in full violation because they used the GPS system to turn off the car and demand payment prior to the first due date. The contract was null and void because the approval was reversed.

I used Auto Loan Finders because I could not find anyone else that could get financing for me. I went to my appointment and everyone was really nice. My sales person was very informative and answered all my questions and allowed me to read all the paperwork. I needed insurance before I could leave and they helped me with that also. TALK ABOUT A FULL SERVICE DEAL!! My credit is back to normal and I can get another car at a lower interest rate.. IF YOU FOLLOW THE PROGRAM AND PAY ON TIME THEN THIS PROGRAM WILL REALLY WORK FOR YOU.

I bought a car from them 2 1.2 years ago.. followed the program, paid the bank and all my other bills on time and my credit score did go up, and I was able to get a loan on my own for the BMW I have always wanted.. I can't believe all the bad everyone is saying about Auto Loan Finders, when in fact you all probably brought the problems on yourselves by not paying attention...Thanks Auto Loan Finders for your help.

Auto Loan Finders informed me that they had a so-called "program." They said that after 1 year (12 months) my credit score would increase by at least 150 points & also after 1 year I could trade in the car that I originally was approved for & get another vehicle of my choice with lower payments. I admit I was naive & believed them. Well, after a year of making my payments on time, my credit score did not change at all & when I called to inform them of this they set up an appointment for me to come in & talk with them...When I drove all the way there, DON JETT informed me that there was nothing he could do to help me and by this point the car that I had was already broke down. Actually, my experience is more complicated & horrific than this, but I would be on this site all day trying to explain

I want to say a big thank you to Auto Loan Finders and Mr Ross for helping me first, to buy a car with my bad credit, second for working with me on my down payment, and third for the help the service department gave me when a problem came up on my car. I love my car and it runs great. I am building my credit because they are telling the credit bureau I am making my payments on time and I checked and my score is really going up. Just like they said. I have sent some friends over and they also had a good experience with Auto Loan Finders.. Thank you again

I was online to to get approved for a vehicle. I didn't know where else to turn to. So I took a shot in the dark got online to see what would happen if I applied for a vehicle. I went all over looking for a car however my credit score isn't in great shape right now. I just recently got divorced and my credit is shot to hell and then some... I got a phone call from a girl at Auto Loan Finders her name was Morgan. She told me I was approved a 100% for Financing on a vehicle I just needed to come in to the office and speak to a Loan Coordinator. So I of course said ok what's the catch she replied with there is not catch that they work with people that have bad credit, no credit, and so on. All I had to do was bring my pay stubs from work and $300.00 in and I was sure going to get in a car I said that can't be true she said that they didn't base there approval off my credit However it is base off my monthly income. Well I said awesome I'll be there in the morning at 9am. I got there, and sure enough she was RIGHT!!! I bought a Chrysler Pacifica {SUV} I love it and yes my payments are affordable for me to pay. My interest rate is kinda high, but I took it because I really didn't have any other choice I have horrible credit and no one else would finance me. However I Absolutely Love my SUV it's in great shape and even comes with a 4 month warranty so I couldn't go wrong... I would like to thank Hal Ross for sending me an email and the young lady {Morgan} for calling me for my application approval and The Loan Coordinator {Nick Patell} for helping me pick out the perfect car for me and my children.
Thanks So Much Auto Loan Finders,
Yeseka Johnson

I have bought a car from here and it was repo for no reason I was making my payments on time and did not deserve this. I have read all the posts about this company and someone please help. I am on SSI and retirement they get the payment on the 3rd of every month and this month they repoed my car for no reason. I called and talk you the owner and they would not talk to me. The receptionist told me that owners dont talk to customers and If I didnt have credit problems I would of never been in this situation then she hung the phone up on me. I live in ATlanta and someone needs to conatct Channel 2 news with me or Fox and speak up and dont let this happen to others. The ecomony is bad right now and but them screwing over people on SSI just makes the TAX Payer's money go to something so illegal. Lets all fight back against AUTO LOAN FINDERS and give them what they deserve.

They said if i pay my way over priced car in 12 months I can come trade it with them or any other dealer and my score will be 150 points hire so I can get really low intrest and very low payments. I was scored I owe 13,120.12 on my 99 ford escort with 93,150 miles is only worth 1200.00. I also put a 1500 down payment and no I am trapped with a car that is breaken down and I am still resposible for the payoff. I was trying to do the right thing and was a victim because off my bad credit and believing some guy named Justin. Now I am going to have another repo ans further set back then where I started. Thanks Auto Loan Finders.

I drove all the way up there from south atlanta. I was called and was told that I was approved to buy a car anywhere through thier company with absoulutely no money down. When I got there it look like a bus stop filled with people that looked like they were homeless. I felt really uncomfortable at that point. So I stayed anyway against my gut feeling. They had a sales person there that was sleeping in a chair and guys all around talking about how they hated working there. So it was my turn to go behind these closed doors so I went and saw this kid and he got this foreign guy that could not speak eglish talk to me and then the so called owner that said he was the GRINCH and was wearing a big dog t-shirt. This place is a joke and they had these cars there that looked like salvage title vehicles. Please do not go there if you think anything good about yourself.

I was also told no down payment. But when it got down to the negotiations, the first thing he asked me was how much I had to put down. I told him that the lady on the phone said I was pre-approved with no money down. He said that technically it wasn't money down. He said it that it is expected to pay for tag, tax and title fees which usually comes to about $1200. Well, needless to say I left empty handed which really didn't surprise me because I saw a lot of people leave empty handed that were there before me. Also, with this program you can't even keep the car. You have to trade it in after a year. I drove 50 miles for nothing.

I was lied to about the supposedly GPS tracking system that they have on the vehicles. It turns out that it's a disabling device that shuts your car off if you late with a payment. I was 3 days late with my payment and my car was shut down. This was after i had finished making my last payment arrangement. This was my 2 monthly payment. After consulting with an attorney, I've found out that this device is illegal..

The young girls that work for this company told me nothing but lies on the phone about how I would not have to pay a down payment and they don't care how bad your credit is. Trust me they want you to pay a down payment then they tell you they are a loan finder company the only loan company you can get a loan from is a company named (I.D.A.) Independent Dealer Advantage. They are violating federal lending laws at this company when they tell you that you don't have to put in money down and when you get in there the flip the script on you!

Do NOT go to AUTO LOANS FINDERS for a vehicle they will scam, lie and STeal from you. They stole things out of the vehicle that I had for 11 days and in those 11 days my GPS system was shut off twice. I'm 21 live in atlanta by myself. I didn't need to be stranded 7pm at night. They repossed the car 1 month before I was due for a payment (june 4, 2007). When they repossed the car they stole my belongings and my paperwork for the purchase of the car. I guess they stole that so they can say I never purchased the car. They also NEVER contacted the bank to tell them they had the car back because the bank called me asking for my payment and i told them AUTO LOAN FINDERS has the car back.