Security Federal Bank

★☆☆☆☆

About Security Federal Bank

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Finance
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I had a tax preparer electronically file my personal income tax with tax due to be automatically deducted from my Security Federal Bank checking account. 6 days prior to the IRS tax withdrawal date, I went to Security Federal to deposit a check written on my Charles Schwab money market account. Security Federal put a hold on the checking account for 18 days because the amount was larger than any deposits previously made. Obviously, the money would not be available for the IRS withdrawal. Even though the deposit check would be expected to clear in 2-3 days (Security Federal would have the funds in house) the hold would remain on the checking account. The only response from the Branch Manager was that this was their policy and she could do nothing to help me.

1
★☆☆☆☆

I had a tax preparer electronically file my personal income tax with tax due to be automatically deducted from my Security Federal Bank checking account. 6 days prior to the IRS tax withdrawal date, I went to Security Federal to deposit a check written on my Charles Schwab money market account. Security Federal put a hold on the checking account for 18 days because the amount was larger than any deposits previously made. Obviously, the money would not be available for the IRS withdrawal. Even though the deposit check would be expected to clear in 2-3 days (Security Federal would have the funds in house) the hold would remain on the checking account. The only response from the Branch Manager was that this was their policy and she could do nothing to help me.

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