Montecito Capital Management

★★★★★
Financial advisory firm specializes in investment consultation, short- and long-term monetary forecasting.
  • 522 S Sepulveda Blvd Ste207

    Los Angeles, CA 90049

    Cross street: Cashmere Street

    Map & Directions
  • 800-943-2295

About Montecito Capital Management

Hours
By appointment only

Finance

Finance
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.

Montecito Capital & Kipley Lytel have been great experience for my family, assets and income. We live in Santa Barbara and looked at a couple five star rated Paladin Advisors in town and went with them. I don't get high octane returns,

3
★★★★★

Montecito Capital & Kipley Lytel have been great experience for my family, assets and income. We live in Santa Barbara and looked at a couple five star rated Paladin Advisors in town and went with them. I don't get high octane returns,

.

I originally engaged Montecito Capital Management to undertake a financial plan and look for gaps and problems. This was for a fixed flat fee, since it involved a number of meetings and a comprehensive plan (20+ pages). After they highlighted some serious shortcomings and offered solutions, I only then had them look at my portfolio. They are fee-based, so a reasonable percent of assets they manage. They agreed to credit my financial plan cost to the fee based ongoing advisory services, so I agreed to move assets to their Schwab platform (where I already had them - I just gave them access). They again really delivered in finding many risks that I did not know about in the portfolio. They are now overseeing my portfolio and I feel much better about things. I also executed their recommendations needed in my 529 for my son and skilled nursing insurance to protect my family . . among other things. They agreed to handle the 529 for free. I only give them four out of five stars since they are a small group, but they were by far the best advisors I had met during the many interviews I undertook. I guess I am a pretty tough reviewer, but I don't know if I would give any financial advisor five stars unless they are really cheap and constantly working for me. That said, they are worth every penny.

4
★★★★☆

I originally engaged Montecito Capital Management to undertake a financial plan and look for gaps and problems. This was for a fixed flat fee, since it involved a number of meetings and a comprehensive plan (20+ pages). After they highlighted some serious shortcomings and offered solutions, I only then had them look at my portfolio. They are fee-based, so a reasonable percent of assets they manage. They agreed to credit my financial plan cost to the fee based ongoing advisory services, so I agreed to move assets to their Schwab platform (where I already had them - I just gave them access). They again really delivered in finding many risks that I did not know about in the portfolio. They are now overseeing my portfolio and I feel much better about things. I also executed their recommendations needed in my 529 for my son and skilled nursing insurance to protect my family . . among other things. They agreed to handle the 529 for free. I only give them four out of five stars since they are a small group, but they were by far the best advisors I had met during the many interviews I undertook. I guess I am a pretty tough reviewer, but I don't know if I would give any financial advisor five stars unless they are really cheap and constantly working for me. That said, they are worth every penny.

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though they have a la and sb office, i met in the downtown santa barbara location. i had three consultations (free) and felt very comfortable. they keep their assets at charles schwab institutional, where i already have my accounts. my

3
★★★★★

though they have a la and sb office, i met in the downtown santa barbara location. i had three consultations (free) and felt very comfortable. they keep their assets at charles schwab institutional, where i already have my accounts. my

.

I have been with them for a couple years and I feel protected. My first misconception was that private investment advisors have discretion to do anything they want with my money. But, in fact, they keep the assets at Charles Schwab

3
★★★★★

I have been with them for a couple years and I feel protected. My first misconception was that private investment advisors have discretion to do anything they want with my money. But, in fact, they keep the assets at Charles Schwab

.

I give Montecito Capital Management five stars for service and portfolio returns, but four stars for the scope of services. They are niche firm that serves my needs for financial advisory, but don??t have all the ??bell & whistles?? of large companies like UBS Securities. But, hey, conflict free with no commission structure, as the firm is pure - or 100% fee-based practice. That also has been attractive feature for my family??s assets. Finally, I like that they are part of NAPFA and are a five star Paladin ranked advisor ?? that was appealing (only 3% of advisors were five star Paladin and I interview three different five star firms).

4
★★★★☆

I give Montecito Capital Management five stars for service and portfolio returns, but four stars for the scope of services. They are niche firm that serves my needs for financial advisory, but don??t have all the ??bell & whistles?? of large companies like UBS Securities. But, hey, conflict free with no commission structure, as the firm is pure - or 100% fee-based practice. That also has been attractive feature for my family??s assets. Finally, I like that they are part of NAPFA and are a five star Paladin ranked advisor ?? that was appealing (only 3% of advisors were five star Paladin and I interview three different five star firms).

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.

Montecito Capital Management has been a comfort during this zig-zag market time period (past few years). They give me updates on the markets, economy and portfolio direction, while my assets seem to just grow even when the markets fall. I am a layperson, but getting better on knowledge since they spend time teaching me. For example, I know that my portfolio has low correlation to many asset classes and the diversification insulates me from market fluctuations. Again, very pleased.

2
★★★★★

Montecito Capital Management has been a comfort during this zig-zag market time period (past few years). They give me updates on the markets, economy and portfolio direction, while my assets seem to just grow even when the markets fall. I am a layperson, but getting better on knowledge since they spend time teaching me. For example, I know that my portfolio has low correlation to many asset classes and the diversification insulates me from market fluctuations. Again, very pleased.

.

Having minimal investment background, and not really knowing Kip Lytel other than being recommended as a sound investor, I am happy to share I am very pleased with the service he and his firm has provided me. Kip has always afforded me the respect to participate in my financial decisions, help me to learn how to maximize my investment, and not over charge for the services I receive. I can, and do sincerely recommend him as a fund manager.

2
★★★★★

Having minimal investment background, and not really knowing Kip Lytel other than being recommended as a sound investor, I am happy to share I am very pleased with the service he and his firm has provided me. Kip has always afforded me the respect to participate in my financial decisions, help me to learn how to maximize my investment, and not over charge for the services I receive. I can, and do sincerely recommend him as a fund manager.

Pros: Thorough, Helpful, Personal Attention to Everyting

Cons: None

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A terrific firm which has provided me with excellent service and sound advice. I have appreciated being able meet Kip and his team, and can sincerely recommend him as a fund manager.

5
★★★★★

A terrific firm which has provided me with excellent service and sound advice. I have appreciated being able meet Kip and his team, and can sincerely recommend him as a fund manager.

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Wow, this firm is terrific. I spoke with Montecito Capital about the ONLY 'so-called' one-star review and they have no records of consulting with J.C. or with someone from the Palisades. They think it is a competitor. Anyway, I wasn't going to write anything, but was compelled to after reading slander. My long-time experience is they are exceptional investment advisors, but you need Kipley Lytel (Founder) to get the top level of knowledge, skill and experience. They also are very reasonable on fees with Big Firm level of service. Also, they are more active with client interaction during market chaos.

Jane

5
★★★★★

Wow, this firm is terrific. I spoke with Montecito Capital about the ONLY 'so-called' one-star review and they have no records of consulting with J.C. or with someone from the Palisades. They think it is a competitor. Anyway, I wasn't going to write anything, but was compelled to after reading slander. My long-time experience is they are exceptional investment advisors, but you need Kipley Lytel (Founder) to get the top level of knowledge, skill and experience. They also are very reasonable on fees with Big Firm level of service. Also, they are more active with client interaction during market chaos.

Jane

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Competent, Attentive & Solid Returns! I concur with most of the reviews with the exception of J.C., the one prior to my review. This boutique firm is very talented, skilled, educated and seasoned. Though small, they have a sophisticated approach that saved my family??s assets in the 2008 market debacle. This firm is ranked Top 10 Wealth Managers in California by FORBES. Thank you Montecito Capital Management!

5
★★★★★

Competent, Attentive & Solid Returns! I concur with most of the reviews with the exception of J.C., the one prior to my review. This boutique firm is very talented, skilled, educated and seasoned. Though small, they have a sophisticated approach that saved my family??s assets in the 2008 market debacle. This firm is ranked Top 10 Wealth Managers in California by FORBES. Thank you Montecito Capital Management!

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.

For performance, value, and savvy look elsewhere. Another product of the same old mill. After consultation I also did not really understand what my financial plan would do for me, and what changes I should make in the future. I would not recommend.

1
★☆☆☆☆

For performance, value, and savvy look elsewhere. Another product of the same old mill. After consultation I also did not really understand what my financial plan would do for me, and what changes I should make in the future. I would not recommend.

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.

I have been engaged with Montecito Capital Management for several years and the firm founder (Kip Lytel) has executed strategies that have not only delivered superior returns, but have navigated challenging markets in the first half of 2008 with positive returns. I guess this is why FORBES lists them a as one of the 10 Most Dependable Wealth Managers in California. Real savvy group!

5
★★★★★

I have been engaged with Montecito Capital Management for several years and the firm founder (Kip Lytel) has executed strategies that have not only delivered superior returns, but have navigated challenging markets in the first half of 2008 with positive returns. I guess this is why FORBES lists them a as one of the 10 Most Dependable Wealth Managers in California. Real savvy group!

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.

Very pleased with Montecito Capital - the principal, Kipley Lytel, is a Wall Street pro handling big money for investment professionals that has strong convictions of making his advanced portfolio strategies available to smaller 'mom & pop' clients. Though sophisticated and the approach is complicated, he is very personable.

5
★★★★★

Very pleased with Montecito Capital - the principal, Kipley Lytel, is a Wall Street pro handling big money for investment professionals that has strong convictions of making his advanced portfolio strategies available to smaller 'mom & pop' clients. Though sophisticated and the approach is complicated, he is very personable.

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.

i referred a friend to this investment group and he mentioned these reviews, one of which was average. i completely disagree with jsb1952 review and concur with the outstanding personal service and performance testimonials of the other three reviewers. montecito capital & their principal, Kipley (Kip) Lytel, have gone beyond my expectation with their advisory service. i am delighted and would not have written this review otherwise. i also found them to be the lowest fee structure of any competitor I interviewed. this is surprising since their approach is very sophisticated, unique and time-consuming. Also, reviewer sjb1952 pushed brokers instead (is he one)? I have been through three and finally learned to save my portfolio by using professional wall street guys who manage the 'fund managers' money. i really wanted endowment type returns without the risk of the nasdaq or s&p. the founder has been referenced as an expert by wall street journal, barons, financial planning magazine, forbes, etc. That is the advice I get and the proof is in the pudding - historical 14% annual returns for me with no down year!

2
★★★★★

i referred a friend to this investment group and he mentioned these reviews, one of which was average. i completely disagree with jsb1952 review and concur with the outstanding personal service and performance testimonials of the other three reviewers. montecito capital & their principal, Kipley (Kip) Lytel, have gone beyond my expectation with their advisory service. i am delighted and would not have written this review otherwise. i also found them to be the lowest fee structure of any competitor I interviewed. this is surprising since their approach is very sophisticated, unique and time-consuming. Also, reviewer sjb1952 pushed brokers instead (is he one)? I have been through three and finally learned to save my portfolio by using professional wall street guys who manage the 'fund managers' money. i really wanted endowment type returns without the risk of the nasdaq or s&p. the founder has been referenced as an expert by wall street journal, barons, financial planning magazine, forbes, etc. That is the advice I get and the proof is in the pudding - historical 14% annual returns for me with no down year!

Pros: attentiveness, expertise & results

Cons: smaller firm - but better service

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i thought they were decent until i worked with another broker who is really good at what he does. their advice was decent but to cookie-cutter for me. i don't feel their fees are justified and i was only contacted about business whereas my current advisor will just call to say hi. there is better out there.

1
★★★☆☆

i thought they were decent until i worked with another broker who is really good at what he does. their advice was decent but to cookie-cutter for me. i don't feel their fees are justified and i was only contacted about business whereas my current advisor will just call to say hi. there is better out there.

.

I am thrilled with Montecito Capital Managements investment counsel, advanced portfolio practices and close personal service. I discovered this respond review option when searching online for their website so I can send it to a colleague in which I was referring to them. I have read these other reviews and feel that they characterized my experience with portfolio performance and that this is a group of very smart advisors. Though the Managing Partner Kipley (Kip) Lytel is not my advisor, he is involved with my investments and screened me in one of their three interview/counsel meetings before taking our assets under management (they are selective and dont take everyone, like risk chasers). That said, I am extremely pleased with my advisor, their financial results, feedback and low cost structure. Since I have been a client for many years, I would to share that these guys handle some high profile Wall Street money (that is good, when they send their money to the team) and provide a strategy that you cant get unless you are an endowment, institution or foundation (Yale or Harvard approach).

2
★★★★★

I am thrilled with Montecito Capital Managements investment counsel, advanced portfolio practices and close personal service. I discovered this respond review option when searching online for their website so I can send it to a colleague in which I was referring to them. I have read these other reviews and feel that they characterized my experience with portfolio performance and that this is a group of very smart advisors. Though the Managing Partner Kipley (Kip) Lytel is not my advisor, he is involved with my investments and screened me in one of their three interview/counsel meetings before taking our assets under management (they are selective and dont take everyone, like risk chasers). That said, I am extremely pleased with my advisor, their financial results, feedback and low cost structure. Since I have been a client for many years, I would to share that these guys handle some high profile Wall Street money (that is good, when they send their money to the team) and provide a strategy that you cant get unless you are an endowment, institution or foundation (Yale or Harvard approach).

Pros: Financial Performance, Client Service, Pedigree & Fee Structure

Cons: None

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I am very pleased with Montecito Capital with regard to their services, financial performance & availability to meet on any financial matter. Very smart guys with super qualifications, references and credentials.

2
★★★★★

I am very pleased with Montecito Capital with regard to their services, financial performance & availability to meet on any financial matter. Very smart guys with super qualifications, references and credentials.

Pros: financial results, employees, reputation

.

Simply a superb group of investment advisors with consistent positive portfolio results! Very happy with my financial planner Kip Lytel.

2
★★★★★

Simply a superb group of investment advisors with consistent positive portfolio results! Very happy with my financial planner Kip Lytel.

Pros: fair prices, no conflicts, great portfolio resul

Message from Montecito Capital Management

Forbes Top 10 Ranked Wealth Managers in Souhtern California. Five Star Rated Advisor, Ranked Top 10% Advisors in Nation by Paladin Registry. Member of National Associatoin of Personal Financial Advisors

More about Montecito Capital Management

financial advisory firm offering financial planning, money management, alternative strategies, neutral allocations, modern portfolio approach, MBA/CFA/CFP designations

Editorial from

Financial advisory firm specializes in investment consultation, short- and long-term monetary forecasting. Also, retirement and estate planning, more.

 

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