Central Credit Services Inc

★★☆☆☆
  • 9550 Regency Ap # 602

    Jacksonville, FL 32225

    Map & Directions
  • 904-724-1800

About Central Credit Services Inc

Finance

Finance
More choices in Jacksonville:
Resultset_next

Allied

102 S Center Ave Piedmont, AL

Resultset_next

Northeast Al Collection Bureau

1555 Us Highway 78 W Oxford, AL

2.1818 33
Hi! Sign in to let us know how Central Credit Services Inc was?
Write a Review
.

On January 9, 2007 I got a call from Central Credit Services. The woman told me I had a debt with a credit card. I have never had a credit card in my life. Anyway she told me that they were going to take a bank transfer out of my checking

3
★★★★★

On January 9, 2007 I got a call from Central Credit Services. The woman told me I had a debt with a credit card. I have never had a credit card in my life. Anyway she told me that they were going to take a bank transfer out of my checking

.

I got a call from these people the other day, I was threaten, they pulled up my personal information on my credit report, my credit card history, and told me I could not work out a payment with them because they would not accept what I had

3
★★★★★

I got a call from these people the other day, I was threaten, they pulled up my personal information on my credit report, my credit card history, and told me I could not work out a payment with them because they would not accept what I had

.

You don't have to pay them. They purchase settled/written off accounts. The companies have already taken the loss on these accounts. CCS and companies like them typically pay .01 to .02 per dollar of what was owed on the written off account and try and collect the whole amount. Then they make you feel like their doing you a favor if you settle for half or more. You won't improve your credit paying them. The original company has already written it off and reported it to the collection agency.

0
★☆☆☆☆

You don't have to pay them. They purchase settled/written off accounts. The companies have already taken the loss on these accounts. CCS and companies like them typically pay .01 to .02 per dollar of what was owed on the written off account and try and collect the whole amount. Then they make you feel like their doing you a favor if you settle for half or more. You won't improve your credit paying them. The original company has already written it off and reported it to the collection agency.

Pros: none

Cons: everything

.

the collection person is so un-educated he must think of his job as if everyone he comes in contact lacks any smarts also. He calls my home constantly and he feels that I should not answer my phone he called me coo coo now let's see if I'm so coo coo when I sue your stupid company.

1
★★★☆☆

the collection person is so un-educated he must think of his job as if everyone he comes in contact lacks any smarts also. He calls my home constantly and he feels that I should not answer my phone he called me coo coo now let's see if I'm so coo coo when I sue your stupid company.

Pros: They hire people without education

Cons: this is a stupid company

.

My mother received a letter from these people that was addressed to my brother which is in jail and she opened it. I called to tell them that he was in jail and the man that talked to me was very rude and threatening because the letter was opened. He then began to tell me about how wrong it was to open other people's mail without their knowledge. I figured that I was doing them a favor by letting them know that they cannot get any money from him right now and to stop sending letters and calling. I was told to send the letter back with a written explanation as to why the mail was opened by somebody other than the person that it was written to. I am not even going to send it back because he is to stupid to understand that he is not going to get paid right now because of where my brother is and we have no idea when he will be getting out. Instead of trying to find out when he will be getting out he was more concerned about the letter being opened. Maybe they will be stupid enough to send another one next month and instead of opening it my mother, who is 82 years old, can just throw it away. In the trash is where all of the people that work for this company should be.

0
★☆☆☆☆

My mother received a letter from these people that was addressed to my brother which is in jail and she opened it. I called to tell them that he was in jail and the man that talked to me was very rude and threatening because the letter was opened. He then began to tell me about how wrong it was to open other people's mail without their knowledge. I figured that I was doing them a favor by letting them know that they cannot get any money from him right now and to stop sending letters and calling. I was told to send the letter back with a written explanation as to why the mail was opened by somebody other than the person that it was written to. I am not even going to send it back because he is to stupid to understand that he is not going to get paid right now because of where my brother is and we have no idea when he will be getting out. Instead of trying to find out when he will be getting out he was more concerned about the letter being opened. Maybe they will be stupid enough to send another one next month and instead of opening it my mother, who is 82 years old, can just throw it away. In the trash is where all of the people that work for this company should be.

Pros: None

Cons: Bad phone manners.

.

For the last 3 yrs they been calling my house trying to collect a debt for an old roommate that passed away a yr an half ago, both me an my other roommate have told these people this, an im sure if they had 1% of a functioning brain they could check this themselves and realize their collection from him just isn't gonna ever happen. But no they continue to call here for a dead guy, so were at wits end here considering that we are getting harassed by them daily and its not even one of us they are calling for.

0
★☆☆☆☆

For the last 3 yrs they been calling my house trying to collect a debt for an old roommate that passed away a yr an half ago, both me an my other roommate have told these people this, an im sure if they had 1% of a functioning brain they could check this themselves and realize their collection from him just isn't gonna ever happen. But no they continue to call here for a dead guy, so were at wits end here considering that we are getting harassed by them daily and its not even one of us they are calling for.

Pros: i cant see one their too freaking stupid

Cons: morons trying to collect money from a dead guy

.

If you are having problems with this company slam them and take them to court just like I did. Check out myfairdebt and it tells you what is legal for debt collector to do and what is not. I got 1,000 and so did my step dad from this company and my attorney got 5,000 in fees from them. These people are horrible!!! Stick it to them just like I did, it was so worth it and I did not have to pay any legal fees, the debt collector has to pay your legal fees. :) Good luck to all of you!!!

2
★★★★★

If you are having problems with this company slam them and take them to court just like I did. Check out myfairdebt and it tells you what is legal for debt collector to do and what is not. I got 1,000 and so did my step dad from this company and my attorney got 5,000 in fees from them. These people are horrible!!! Stick it to them just like I did, it was so worth it and I did not have to pay any legal fees, the debt collector has to pay your legal fees. :) Good luck to all of you!!!

.

Be very careful with this outfit--they could be trying to steal from you. they are purchasing satisfied accounts and are violating federal laws through lies

0
★☆☆☆☆

Be very careful with this outfit--they could be trying to steal from you. they are purchasing satisfied accounts and are violating federal laws through lies

.

This company needs to be stopped in how they treat people. I actually called numerous times on my lunch but of they were never available. They were rude, belittled me in every way possible and basically said I will nevery amount to anything...going so far as to suggest that I pay off my debt by putting it on another credit card!!! I am now exploring every option on how to deal with them. He ended the call by stating that he would be contacting my employer in the very near future for wage garnishment and litigation which I believe there are limitations to garnishment in PA. Help!!!

0
★☆☆☆☆

This company needs to be stopped in how they treat people. I actually called numerous times on my lunch but of they were never available. They were rude, belittled me in every way possible and basically said I will nevery amount to anything...going so far as to suggest that I pay off my debt by putting it on another credit card!!! I am now exploring every option on how to deal with them. He ended the call by stating that he would be contacting my employer in the very near future for wage garnishment and litigation which I believe there are limitations to garnishment in PA. Help!!!

Pros: none

Cons: everything

.

We have an acct with this company which we had no knowledge of until 6 months ago. Since then we have set up an agreement with them one month of missing payments they continued harrassing us @ work and @ home. Bernard Dickinson is who were working with he has screamed at us, belittled us as well as made cocky comments about our finances. These people need to be SHUT DOWN I'd like to workwith another company. I hope that suit against them is passed. if anyone can help us in finding ways out of this let us know.

0
★☆☆☆☆

We have an acct with this company which we had no knowledge of until 6 months ago. Since then we have set up an agreement with them one month of missing payments they continued harrassing us @ work and @ home. Bernard Dickinson is who were working with he has screamed at us, belittled us as well as made cocky comments about our finances. These people need to be SHUT DOWN I'd like to workwith another company. I hope that suit against them is passed. if anyone can help us in finding ways out of this let us know.

.

This is the only company I owe money to so dont go and say I dont pay my bills. But they did tell me that I had to have a bank acct to make payments I told them I dont have,want or even need a bank acct i do better without it. They rufused to set up payments with a prepaid visa until I threatend to take them to court over them refusing to take a payment on a debt I OWE. So here it is the day for me to call and make a payment and the 2 number I have are disconnected so i called my case workers direct line and it also is disconnected but yet i got no letter informing me of a new number or anything but I BET here in a week or so they call me for not paying now how is that FAIR!!!! Since i have been paying them and then this??? What has this country come to?

0
★☆☆☆☆

This is the only company I owe money to so dont go and say I dont pay my bills. But they did tell me that I had to have a bank acct to make payments I told them I dont have,want or even need a bank acct i do better without it. They rufused to set up payments with a prepaid visa until I threatend to take them to court over them refusing to take a payment on a debt I OWE. So here it is the day for me to call and make a payment and the 2 number I have are disconnected so i called my case workers direct line and it also is disconnected but yet i got no letter informing me of a new number or anything but I BET here in a week or so they call me for not paying now how is that FAIR!!!! Since i have been paying them and then this??? What has this country come to?

Pros: Not a thing

Cons: EVERYTHING ABOUT THEM

.

these people keep on harrassing me if they keep it up then i will turn them into my attorney for a big time court along with a cannon ball to watch them explode also and if they keep it up they will not ever see no money from me at all because i do not put up with rude people name paul nichols with ccs he is the rudes son of a b that i can think of also and he needs to be fired also

0
★☆☆☆☆

these people keep on harrassing me if they keep it up then i will turn them into my attorney for a big time court along with a cannon ball to watch them explode also and if they keep it up they will not ever see no money from me at all because i do not put up with rude people name paul nichols with ccs he is the rudes son of a b that i can think of also and he needs to be fired also

Pros: dirtys people to deal with

Cons: dirtys people to deal with

.

They are AWFUL to work with!!! I completely understand that I owe the money. I even tried to set up the payment they wanted. They wouldn't accept it because all I had was a card number and had NO WAY to get a checking account number. The girl was SOOOO rude and treated me like I was criminal. Clearly people that have accounts here owe money, however, that doesn't give them the right to treat people like garbage!! BEWARE don't let them bully you!! THE SUPERVISORS ARE EVEN WORSE!!

0
★☆☆☆☆

They are AWFUL to work with!!! I completely understand that I owe the money. I even tried to set up the payment they wanted. They wouldn't accept it because all I had was a card number and had NO WAY to get a checking account number. The girl was SOOOO rude and treated me like I was criminal. Clearly people that have accounts here owe money, however, that doesn't give them the right to treat people like garbage!! BEWARE don't let them bully you!! THE SUPERVISORS ARE EVEN WORSE!!

.

Last year I did a buyout with their representative Mike Jones, he was calling me constantly at work and I was put on report for it at work and almost fired for it. I finally worked out a buyout with him to close the account for good. I was suppose too be sent a confirmation letter confirming the closure, if something ever come up i could use as proof of the closed account. That was back in 8/27/08, now here it is Dec. and there is another company called Leading Edge that says that is not correct, and unless i can get that letter from CCS. They will start harassing me for the same exact payment I paid CCS. I have called CCS and I get an operator and she is always putting me through to someone but the phone cuts off while I am waiting, or she puts me to a person's voice mail that does not ever come on. How can I get a real person that can just email me the letter that I was promised. Then it will all be straightened out and over with.

2
★★★★☆

Last year I did a buyout with their representative Mike Jones, he was calling me constantly at work and I was put on report for it at work and almost fired for it. I finally worked out a buyout with him to close the account for good. I was suppose too be sent a confirmation letter confirming the closure, if something ever come up i could use as proof of the closed account. That was back in 8/27/08, now here it is Dec. and there is another company called Leading Edge that says that is not correct, and unless i can get that letter from CCS. They will start harassing me for the same exact payment I paid CCS. I have called CCS and I get an operator and she is always putting me through to someone but the phone cuts off while I am waiting, or she puts me to a person's voice mail that does not ever come on. How can I get a real person that can just email me the letter that I was promised. Then it will all be straightened out and over with.

Pros: EASY TO WORK WITH YOU FOR A BUYOUT

Cons: DOES NOT COME THROUGH WITH WHAT IS IMPORTANT WITH YOU IN MIND, CANT GET A REPRESENTATIVE TO TALK TO YOU

.

IN Response to CENTRAL CREDIT SERV JACKSONVILLE ,FL WHY IS IT WHEN WE OWE MONEY AND SOMBODY HAS TO CALL YOU TO TO PAY ABCKWHT YOU VOLUTARY BORROWED WE CALL IT HARASMENT.. WHY CNT YOU GET RESPONSIBLE .BFORE IT GETS OUT OF HAND .. MY WIFE HAD A COLLECTION ACCT WITH CCS SOMETHING WE DID NOT KNOW SHE OWED I CALLED THE ORIGINAL CREDITOR THEY REFERED ME TO CCS . I WRKED OUT A CONVIENT HRDSHIP PMNT PLAN ALL I DID IS WHEN I CALLED IS THAT I WASOPENEDMINDED THAT WE OWE AND WHAT WAS THE BEST POSSIBLE SOLUTION TO GETTING THIS PD QUICKLY AS POSS AND THE REP WAS VERY PROFESSIONAL . NOW THAT I RESOLVED THIS ACCT I DNT HAVE TO WORRY ABOUT CALLS .

2
★★★★★

IN Response to CENTRAL CREDIT SERV JACKSONVILLE ,FL WHY IS IT WHEN WE OWE MONEY AND SOMBODY HAS TO CALL YOU TO TO PAY ABCKWHT YOU VOLUTARY BORROWED WE CALL IT HARASMENT.. WHY CNT YOU GET RESPONSIBLE .BFORE IT GETS OUT OF HAND .. MY WIFE HAD A COLLECTION ACCT WITH CCS SOMETHING WE DID NOT KNOW SHE OWED I CALLED THE ORIGINAL CREDITOR THEY REFERED ME TO CCS . I WRKED OUT A CONVIENT HRDSHIP PMNT PLAN ALL I DID IS WHEN I CALLED IS THAT I WASOPENEDMINDED THAT WE OWE AND WHAT WAS THE BEST POSSIBLE SOLUTION TO GETTING THIS PD QUICKLY AS POSS AND THE REP WAS VERY PROFESSIONAL . NOW THAT I RESOLVED THIS ACCT I DNT HAVE TO WORRY ABOUT CALLS .

Pros: I PAY MY BILLS BY PHONE VIA DEBT OR CHECK THE REP WASPROFESSIONAL

Cons: IF YOU BORROW MONEY AND U DNT PAYBACK EXPECT A CALL BOTTOMLINE

.

I first encountered these folks back in May and informed them that I was on medical leave due to a serious illness. They informed me that they could care less about my illness, and frankly thought I was making it up. I offered to provide them with medical documentation at which they responded, "We don't want your documents, just your money." Regardless of their insensitivity, I continued to make payments to the original creditor to the best of my ability. From June to just recently I had not heard from them. Last week they begin to call me at 7:30 in the morning. Finally, at a resonable hour, which was about their 4th call to me that day, I answered. Their primary focus was trying to get me to tell them my social security number. I told them I was not going to tell them and the individual repsonded, " Oh, we don't want you to tell us, just varify the one we have on file." I hung up. Today I spoke to a punk with a ficticious name of Mike Jones, yeah right, who was fine until I stated I was willing to work with to continue making my monthly payments. It was then that he got nasty and stated I needed to pay the amount in full in one month or else. I told him that was impossible and he then stated, "Ok, get ready to suffer the severe consequences!" Don't give in to these people, just keep paying whatever you can because as long as you are showing an effort to be responsible there is nothing they can do. I will report them to every regulating authority and consumer advocate agency I can find.

0
★☆☆☆☆

I first encountered these folks back in May and informed them that I was on medical leave due to a serious illness. They informed me that they could care less about my illness, and frankly thought I was making it up. I offered to provide them with medical documentation at which they responded, "We don't want your documents, just your money." Regardless of their insensitivity, I continued to make payments to the original creditor to the best of my ability. From June to just recently I had not heard from them. Last week they begin to call me at 7:30 in the morning. Finally, at a resonable hour, which was about their 4th call to me that day, I answered. Their primary focus was trying to get me to tell them my social security number. I told them I was not going to tell them and the individual repsonded, " Oh, we don't want you to tell us, just varify the one we have on file." I hung up. Today I spoke to a punk with a ficticious name of Mike Jones, yeah right, who was fine until I stated I was willing to work with to continue making my monthly payments. It was then that he got nasty and stated I needed to pay the amount in full in one month or else. I told him that was impossible and he then stated, "Ok, get ready to suffer the severe consequences!" Don't give in to these people, just keep paying whatever you can because as long as you are showing an effort to be responsible there is nothing they can do. I will report them to every regulating authority and consumer advocate agency I can find.

Pros: Pond Algea

Cons: Below Pond Algea

.

I have been harassed by this company for a debt that is paid. I have faxed the documentation showing that it is paid but they conttnue to claim that I haven't and that they don't care what I have they know I owe it and will not stop calling. I have told them not to call on my work number but they do it anyway. They are collecting on a credit card that I couldn't pay because they increased my % by 300%! Bank of America! Don't deal with them. They charged it off and another collection coompany who was just as bad called and threatend to foreclose on my home. They took money from my acct without my authoriztion. I did make arrangement s and paid it and now I am going thru it all over again. I will never have another credit card.
Remember when we were young having a credit card was as if you didn't have money! We need to all stop using credit and they won't be able to do this any more!

0
★☆☆☆☆

I have been harassed by this company for a debt that is paid. I have faxed the documentation showing that it is paid but they conttnue to claim that I haven't and that they don't care what I have they know I owe it and will not stop calling. I have told them not to call on my work number but they do it anyway. They are collecting on a credit card that I couldn't pay because they increased my % by 300%! Bank of America! Don't deal with them. They charged it off and another collection coompany who was just as bad called and threatend to foreclose on my home. They took money from my acct without my authoriztion. I did make arrangement s and paid it and now I am going thru it all over again. I will never have another credit card.
Remember when we were young having a credit card was as if you didn't have money! We need to all stop using credit and they won't be able to do this any more!

Pros: No Pros

Cons: Mean, Nasty People

.

I agree - let the fall of this company begin. I have reported them to the Federal Trade Commission on their unethical procedures. They attempted to take funds out of my bank account even after I told them there weren't enough funds. They will not work with what is best for your budget, they try to bully you into paying much more. If I had that kind of money I wouldn't have a financial situation dumb asses! You can report them too at www.ftccomplaintassistant.gov/

0
★☆☆☆☆

I agree - let the fall of this company begin. I have reported them to the Federal Trade Commission on their unethical procedures. They attempted to take funds out of my bank account even after I told them there weren't enough funds. They will not work with what is best for your budget, they try to bully you into paying much more. If I had that kind of money I wouldn't have a financial situation dumb asses! You can report them too at www.ftccomplaintassistant.gov/

Pros: We can post complaints about this company

Cons: The company itself!

.

um, glad to see all the positive comments about them...NOT!!!! if u really are being harrassed, you have rights..if u want more info. please contact smltwngrl9atyahoodotcom

0
★☆☆☆☆

um, glad to see all the positive comments about them...NOT!!!! if u really are being harrassed, you have rights..if u want more info. please contact smltwngrl9atyahoodotcom

Pros: they have zero

Cons: they are cons

.

Abusive, rude, and possibly one of those who would go postal on you. I spoke with a Mr. Kelly Jones last week at this company due to some temporary financial hardships that I am experiencing. As I explained to them for the 45th time the circumstances of that hardship, he immediately became rude and condescending. He started screaming at me and being verbally abusive. I was married to a man who had the same types of anger and relationship management problems, and this company, and in particular, this poor man are dangerous. If they call you, very politely ask for their address, and then send them correspondence indicating that they can communicate with you via writing only--you have that right. Better still, go back to the company you owe the money to and deal with them, even if it's sending them only $1 a month--this company and its employees are like the gestapo--achieving results through intimidate rather than help. You don't have to talk with them, that is your legal right.

0
★☆☆☆☆

Abusive, rude, and possibly one of those who would go postal on you. I spoke with a Mr. Kelly Jones last week at this company due to some temporary financial hardships that I am experiencing. As I explained to them for the 45th time the circumstances of that hardship, he immediately became rude and condescending. He started screaming at me and being verbally abusive. I was married to a man who had the same types of anger and relationship management problems, and this company, and in particular, this poor man are dangerous. If they call you, very politely ask for their address, and then send them correspondence indicating that they can communicate with you via writing only--you have that right. Better still, go back to the company you owe the money to and deal with them, even if it's sending them only $1 a month--this company and its employees are like the gestapo--achieving results through intimidate rather than help. You don't have to talk with them, that is your legal right.

.

To anyone who deals with this company read the fair credit reporting act and quote this frequently, do your research on collection agencies. Make them aware it is illegal for them to keep calling after you have asked them to stop. Always report these agencies to the B, B,B.
To the people that work for this company: You should all be ashamed of yourselves, how can you treat people like this and sleep at night. You are unbelievably heartless and soulless people.

0
★☆☆☆☆

To anyone who deals with this company read the fair credit reporting act and quote this frequently, do your research on collection agencies. Make them aware it is illegal for them to keep calling after you have asked them to stop. Always report these agencies to the B, B,B.
To the people that work for this company: You should all be ashamed of yourselves, how can you treat people like this and sleep at night. You are unbelievably heartless and soulless people.

.

This company is a pain in the "BUTT". I have wrote them several times, e-mailed & talked with them by phone to stop the harassing phone calls. I have done as the Florida's General Attorney Office had advised, but these rude, ugly, nasty, hateful, bad attitude, threats, claiming that they will take everything my parents own, they make statements like "don't tell me you are broke, the people in Florida are not broke, you better get a lawyer, I don't care if you have had a heart attack, get a job anyway".... and so on....... Anyone know a great lawyer, I would like to take these peoples to court for putting more unwanted stress on (2) heart patients that also have dieabeties, high BP, going blind, and other illness.......

2
★★★★★

This company is a pain in the "BUTT". I have wrote them several times, e-mailed & talked with them by phone to stop the harassing phone calls. I have done as the Florida's General Attorney Office had advised, but these rude, ugly, nasty, hateful, bad attitude, threats, claiming that they will take everything my parents own, they make statements like "don't tell me you are broke, the people in Florida are not broke, you better get a lawyer, I don't care if you have had a heart attack, get a job anyway".... and so on....... Anyone know a great lawyer, I would like to take these peoples to court for putting more unwanted stress on (2) heart patients that also have dieabeties, high BP, going blind, and other illness.......

Cons: They "LOVE" to threat'en people

.

There were 2 or 3 users posting who said this company was the greatest. They WORK for the company. Don't believe them. We are NOT deadbeats, we are people who have loss of income.

0
★☆☆☆☆

There were 2 or 3 users posting who said this company was the greatest. They WORK for the company. Don't believe them. We are NOT deadbeats, we are people who have loss of income.

Pros: None

Cons: All sound like EX CONS.

.

I am getting very harassing calls from Mr Santana/Workman who are the same people. Demanding payment and harassing my wife. CCS has a suit against them in NY. Also calling is a Ms Alexis who also uses aliases.

They use very mean tactics just read up on them.

0
★☆☆☆☆

I am getting very harassing calls from Mr Santana/Workman who are the same people. Demanding payment and harassing my wife. CCS has a suit against them in NY. Also calling is a Ms Alexis who also uses aliases.

They use very mean tactics just read up on them.

Pros: none

Cons: nasty and beligerant, demanding, harassing, unkind

.

CCS IS A GREAT COMPANY. I HAD A DEBT NEEDLESS TO SAY, THAT NEEDED TO BE PAID- CENTRAL CREDIT NOTIFIED ME OF THE OUTSTANDING DEBT- I NEVER KNEW I HAD. I ASKED THEM TO VERIFY THAT THE ACCOUNT WAS INDEED MINE. THE RECEPTIONIST WAS VERY HELPFUL WHEN I CALLED BACK WITH MY FILE NUMBER. I READ HER THE FILE NUMBER WHICH BROUGHT UP MY NAME. I ASKED NICELY TO VERIFY THE AD AND SS# ON THE ACCOUNT. I HAD NO PROBLEMS AT ALL. THE LADY WAS VERY HELPFUL . UNFORTUNATELY, THE ACCOUNT WAS INDEED MINE. I TOOK FULL RESPONSIBILTY AND TALKED TO A REP WHO WAS HANDLING MY ACCOUNT. THEY GENTLE MAN OFFERED ME A SETTLEMENT AND I PAID IT OFF IN FULL.!!!!THANK YOU CCS !! MY CREDIT IS BETTER NOW !

2
★★★★★

CCS IS A GREAT COMPANY. I HAD A DEBT NEEDLESS TO SAY, THAT NEEDED TO BE PAID- CENTRAL CREDIT NOTIFIED ME OF THE OUTSTANDING DEBT- I NEVER KNEW I HAD. I ASKED THEM TO VERIFY THAT THE ACCOUNT WAS INDEED MINE. THE RECEPTIONIST WAS VERY HELPFUL WHEN I CALLED BACK WITH MY FILE NUMBER. I READ HER THE FILE NUMBER WHICH BROUGHT UP MY NAME. I ASKED NICELY TO VERIFY THE AD AND SS# ON THE ACCOUNT. I HAD NO PROBLEMS AT ALL. THE LADY WAS VERY HELPFUL . UNFORTUNATELY, THE ACCOUNT WAS INDEED MINE. I TOOK FULL RESPONSIBILTY AND TALKED TO A REP WHO WAS HANDLING MY ACCOUNT. THEY GENTLE MAN OFFERED ME A SETTLEMENT AND I PAID IT OFF IN FULL.!!!!THANK YOU CCS !! MY CREDIT IS BETTER NOW !

Pros: VERY NICE ANSWERING PHONE

Cons: I HAD AN OUTSTANDING DEBT

.

i recieved the most perversly harrassing phone call today from this office. The man i spoke with was rude, belittling and harsh. I told him that I now find myself disabled and recieving 160.00 in food stamps. He told me to get off my butt and get a job. He said that it was the middle of the day and i was just sitting on my butt. Then he proceede to tell me to sell my food stamps. I told him that I had a heart condition and he continued to harass me. He told me more than a few times to sell my food stamps and when i asked to speak with a supervisor he hung up on me. Needless to say I called back and was kept on hold for 45 mins. I am not the first person to experience this, There is a class action law suit filed against this company.

0
★☆☆☆☆

i recieved the most perversly harrassing phone call today from this office. The man i spoke with was rude, belittling and harsh. I told him that I now find myself disabled and recieving 160.00 in food stamps. He told me to get off my butt and get a job. He said that it was the middle of the day and i was just sitting on my butt. Then he proceede to tell me to sell my food stamps. I told him that I had a heart condition and he continued to harass me. He told me more than a few times to sell my food stamps and when i asked to speak with a supervisor he hung up on me. Needless to say I called back and was kept on hold for 45 mins. I am not the first person to experience this, There is a class action law suit filed against this company.

Pros: none

Cons: rude, vengeful, harsh, ignoraqnt

.

I called CCS today to speak with the person I was assigned to about my account. When I gave him my number I was immediately transferred to a "manager" named John Markmon. I was trying to figure out a way to set up another payment for next month since I was having difficulty this month making the payment. After I explained my situation, Mr. Markmon started to make the sound of a cash register to me "Cha-Ching, Cha-Ching" and on and on he went yelling!! Then told me that I had so much fun running up my bill but did not want to pay it. I understand I need to clear this up but I cant believe that a manager is allowed to talk to someone like that and make you feel like a loser!!

0
★☆☆☆☆

I called CCS today to speak with the person I was assigned to about my account. When I gave him my number I was immediately transferred to a "manager" named John Markmon. I was trying to figure out a way to set up another payment for next month since I was having difficulty this month making the payment. After I explained my situation, Mr. Markmon started to make the sound of a cash register to me "Cha-Ching, Cha-Ching" and on and on he went yelling!! Then told me that I had so much fun running up my bill but did not want to pay it. I understand I need to clear this up but I cant believe that a manager is allowed to talk to someone like that and make you feel like a loser!!

.

I was behind on a Sears payment and the acct. was charged off. CCS took the account and contacted me. I was hesitant to speak with them on the phone because of several negative memo's I had read on the internet. Via snail-mail, I agreed to a settlement price and CCS called to confirm they had accepted. Now, I need to pay them....to make a long story short. I worked with a CCS representative "Kay Watson". She was the most pleasant and professional. I think that the negative memo's I read on the web influenced me in the wrong direction. Sure, some bill collectors are jerks, but Kay Watson at Central Credit Services was a pleasure to work with. If you need to work with CCS.. give Kay a call. Out of courtesy to her, I won't provide her direct number. Give her a chance, I doubt you will be sorry.... Mike in Houston 03/10/2008

2
★★★★★

I was behind on a Sears payment and the acct. was charged off. CCS took the account and contacted me. I was hesitant to speak with them on the phone because of several negative memo's I had read on the internet. Via snail-mail, I agreed to a settlement price and CCS called to confirm they had accepted. Now, I need to pay them....to make a long story short. I worked with a CCS representative "Kay Watson". She was the most pleasant and professional. I think that the negative memo's I read on the web influenced me in the wrong direction. Sure, some bill collectors are jerks, but Kay Watson at Central Credit Services was a pleasure to work with. If you need to work with CCS.. give Kay a call. Out of courtesy to her, I won't provide her direct number. Give her a chance, I doubt you will be sorry.... Mike in Houston 03/10/2008

.

I have been waiting since April 2007 to get information from them. In April, I paid the account off in full at one time. It is now January 29th, 2008 and I have called them, left them messages and I still don't see the information I have waiting been waiting 9 months to receive. Everytime I call them, I get the same answer," You will see it in 45-60 days". I wonder how many times I will have to hear that before it is the TRUTH!

0
★☆☆☆☆

I have been waiting since April 2007 to get information from them. In April, I paid the account off in full at one time. It is now January 29th, 2008 and I have called them, left them messages and I still don't see the information I have waiting been waiting 9 months to receive. Everytime I call them, I get the same answer," You will see it in 45-60 days". I wonder how many times I will have to hear that before it is the TRUTH!

Pros: They always take your call.

Cons: They lie about sending you something in 45-60 days, because you never see it!

.

As a credit counselor I deal with many junk debt collectors and have found CCS to be one of the most challenging to deal with. Those forced to deal with ccs don't really have a choice, so to simplify your life take this advice. Send a letter via certified mail telling them to contact you only via u.s. mail. Don't waste your breath asking for this over the phone. Don't even think about paying them until they have validated the debt. Find out how to do this by searching Credit Infocenter on google. The majority of representatives at this company know as much or less than you do about collection agencies. They are trained only to say what will make you pay. Insist on conducting business only on paper via mail. They will be much more cautious with what they say and the info will be much more reliable. They want to be sued as infrequently as possible. Good Luck

0
★☆☆☆☆

As a credit counselor I deal with many junk debt collectors and have found CCS to be one of the most challenging to deal with. Those forced to deal with ccs don't really have a choice, so to simplify your life take this advice. Send a letter via certified mail telling them to contact you only via u.s. mail. Don't waste your breath asking for this over the phone. Don't even think about paying them until they have validated the debt. Find out how to do this by searching Credit Infocenter on google. The majority of representatives at this company know as much or less than you do about collection agencies. They are trained only to say what will make you pay. Insist on conducting business only on paper via mail. They will be much more cautious with what they say and the info will be much more reliable. They want to be sued as infrequently as possible. Good Luck

Pros: can negotiate payment

Cons: untrustworthy, unprofessional, poorly trained reps, very unethical

.

This company has no regard towards Public Laws 104-208, Fair Debt Collection Practices Act!
Get with the program. I will take you to court instead. Keep calling.

0
★☆☆☆☆

This company has no regard towards Public Laws 104-208, Fair Debt Collection Practices Act!
Get with the program. I will take you to court instead. Keep calling.

Pros: none

Cons: none

.

Do you owe so many different people that you don't know which company hired them to collect the money you refuse to pay. pay up and they won't call you

2
★★★★★

Do you owe so many different people that you don't know which company hired them to collect the money you refuse to pay. pay up and they won't call you

Pros: doing their job!

Cons: people refuse to pay until they are hauled into a court

.

These people call my home constatntly and are rude and threatening. I have never done any business with this company but they continue to call my home, even though I have requested that they stop, on numerous occasions.

0
★☆☆☆☆

These people call my home constatntly and are rude and threatening. I have never done any business with this company but they continue to call my home, even though I have requested that they stop, on numerous occasions.

Pros: none

Cons: abusive

 

Wait, you're the expert.

If you've been to or used Central Credit Services Inc, leave a review.

It's easy, only takes a couple of minutes and you'll help thousands make an informed decision.



Write a Review