National Credit Adjusters

★☆☆☆☆
  • 300 N Madison St

    Hutchinson, KS 67501

    Map & Directions
  • 620-662-4433

About National Credit Adjusters

Finance

Finance
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Didn't get reps name but he was an a*shole. He could not verify anything for me. when I asked him to send me a breakdown of all the charges, He told me to "just be a man and pay the damn debt." I told him again to send me a breakdown of all the charges, he told me to got F*ck myself and hung up on me.

0
★☆☆☆☆

Didn't get reps name but he was an a*shole. He could not verify anything for me. when I asked him to send me a breakdown of all the charges, He told me to "just be a man and pay the damn debt." I told him again to send me a breakdown of all the charges, he told me to got F*ck myself and hung up on me.

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I received a call from Nick at work and I tried to advise him that I can call back on my break but could not take the call at that time. He threated to have me fired from my job and demanded to speak with my HR. I advised him I would not transfer him to my HR and would call him back at my break. He hung up the phone. I called him back on my lunch trying to set up payments but all he wanted to do was ask me why I was ripping people off. I start to get upset and then he mentioned he was going to fornicate with my mother (which I just lost my father from a 4 year fight with brain cancer) and children and call every day until I decide to pay. At this I was so disgusted and did lose my temper. I hung and called his supervisor. I was assured that Nick would not call me back and would send a letter of apology and then I would start making payments. The apology never came and I did not pay. So he called me again last night threatening to come down and take the money from my purse. My husband had enough and took the phone and told him if he decided to come down and mug me that we would press criminal charges for the threats and harrassment. We advised him to take us to court if he wanted his money. I just started my new job and had been out of work for almost 2 years because caring for my dying father and disabled mother took so much time and I could not work. I had completely forgotten about the loan after I lost my job and it was a simple mistake and I would have tried to work out arrangements but I was out of work. Nick is disgusting and obscene in his collection pratices and it is illegal. You can stop collection calls by filing out appropriate forms that you can get from your local post office. The forms arePS3800 and PS3811 and send it certified with a signature requirement and they have to by law stop calling. It is a part of the fair debto collection practices.

0
★☆☆☆☆

I received a call from Nick at work and I tried to advise him that I can call back on my break but could not take the call at that time. He threated to have me fired from my job and demanded to speak with my HR. I advised him I would not transfer him to my HR and would call him back at my break. He hung up the phone. I called him back on my lunch trying to set up payments but all he wanted to do was ask me why I was ripping people off. I start to get upset and then he mentioned he was going to fornicate with my mother (which I just lost my father from a 4 year fight with brain cancer) and children and call every day until I decide to pay. At this I was so disgusted and did lose my temper. I hung and called his supervisor. I was assured that Nick would not call me back and would send a letter of apology and then I would start making payments. The apology never came and I did not pay. So he called me again last night threatening to come down and take the money from my purse. My husband had enough and took the phone and told him if he decided to come down and mug me that we would press criminal charges for the threats and harrassment. We advised him to take us to court if he wanted his money. I just started my new job and had been out of work for almost 2 years because caring for my dying father and disabled mother took so much time and I could not work. I had completely forgotten about the loan after I lost my job and it was a simple mistake and I would have tried to work out arrangements but I was out of work. Nick is disgusting and obscene in his collection pratices and it is illegal. You can stop collection calls by filing out appropriate forms that you can get from your local post office. The forms arePS3800 and PS3811 and send it certified with a signature requirement and they have to by law stop calling. It is a part of the fair debto collection practices.

Pros: None

Cons: Illegal practices

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this guy calls said he bought a debt out of mine,so i said a junk collector and ask him if he was licesnce
to collect a debt in calif. the guy called me un ahole and threaten me saying he would call every number he had and herrass me till i paid, called him back to get address to send him letter of proof of the debt certified , he would only give me po.box number. The Right to Validate Your Debt Under the FDCPA, you are allowed to validate this debt, and the creditor (in this case, the collection agency) must show you proof that you owe the debt to the collection agency (not to the original creditor.)The specific section of the FDCPA: FDCPA Section 809. Validation of debts [15 USC 1692g] b) If the consumer notifies the debt collector in writing within the thirty-day period Plus, they must show proof positive that you owe them this debt.There is an opinion letter from the FTC to back this
up: Nor can they ask you to pay for digging up records of your debt: if a creditor can't verify a debt: They are not allowed to collect the debt, They are not allowed to contact you about the debt,

0
★☆☆☆☆

this guy calls said he bought a debt out of mine,so i said a junk collector and ask him if he was licesnce
to collect a debt in calif. the guy called me un ahole and threaten me saying he would call every number he had and herrass me till i paid, called him back to get address to send him letter of proof of the debt certified , he would only give me po.box number. The Right to Validate Your Debt Under the FDCPA, you are allowed to validate this debt, and the creditor (in this case, the collection agency) must show you proof that you owe the debt to the collection agency (not to the original creditor.)The specific section of the FDCPA: FDCPA Section 809. Validation of debts [15 USC 1692g] b) If the consumer notifies the debt collector in writing within the thirty-day period Plus, they must show proof positive that you owe them this debt.There is an opinion letter from the FTC to back this
up: Nor can they ask you to pay for digging up records of your debt: if a creditor can't verify a debt: They are not allowed to collect the debt, They are not allowed to contact you about the debt,

.

Call came from Nick in regards to America's Cash Express (ACE) They deal with payday loans. I had done one with them and faithfully paid on it until I had to go to the hospital for 3 months. Because I had got a flesh eating disease in my leg and it ate 40% of my right calf in less than 3 days. I had actually died twice. But anyway, I am now disabled and just started getting my life in order again. But he calls me last saturday and tells me he has a hotcheck from me and I need to make good with it before he turns it over to the authorities. I gave them a voided check and did not sign it. I called him on it and told him it was a voided check tried to explain and he yelled if I wanna play games he will play games with me ALL DAY LONG!!! He called me a loser and was yelling what a worthless human being I was. The demanded I pay He wanted his money. I finally ended up hanging up on him because I couldn't get a word in edgewise. Well he leaves me a voice mail today and says he wants me to call him back so we can finsih our conversation that we started. What an a*shole

0
★☆☆☆☆

Call came from Nick in regards to America's Cash Express (ACE) They deal with payday loans. I had done one with them and faithfully paid on it until I had to go to the hospital for 3 months. Because I had got a flesh eating disease in my leg and it ate 40% of my right calf in less than 3 days. I had actually died twice. But anyway, I am now disabled and just started getting my life in order again. But he calls me last saturday and tells me he has a hotcheck from me and I need to make good with it before he turns it over to the authorities. I gave them a voided check and did not sign it. I called him on it and told him it was a voided check tried to explain and he yelled if I wanna play games he will play games with me ALL DAY LONG!!! He called me a loser and was yelling what a worthless human being I was. The demanded I pay He wanted his money. I finally ended up hanging up on him because I couldn't get a word in edgewise. Well he leaves me a voice mail today and says he wants me to call him back so we can finsih our conversation that we started. What an a*shole

Pros: Nothing

Cons: Horrible phone call

 

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