Security Auto Loans

★★★☆☆
  • 4900 Hwy 169 N

    New Hope, MN 55428

    Map & Directions
  • 763-559-5892

About Security Auto Loans

Finance

Finance
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Garbage can.\r
\r
Contracts illegal, get lawyer and sue.

3
★★★★★

Garbage can.\r
\r
Contracts illegal, get lawyer and sue.

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I am making my final payment. Overall my experience with Security Auto Loans was not bad at all. They deferred payments for me when I was financally strapped. Glad to be making last payment!!!!!

3
★★★★★

I am making my final payment. Overall my experience with Security Auto Loans was not bad at all. They deferred payments for me when I was financally strapped. Glad to be making last payment!!!!!

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ok 1st of all you people who take out loans and can't pay them are lil' cry babies you should never bite off more than you can chew..\r
Obviously you credit is non existant or horrifying and that is why you go to places like this.... they

3
★★★★★

ok 1st of all you people who take out loans and can't pay them are lil' cry babies you should never bite off more than you can chew..\r
Obviously you credit is non existant or horrifying and that is why you go to places like this.... they

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Give me a brake.... You people bitching out there knew what you were getting into before you took these peoples money to buy your car. You wanted that car and they made it possible. Now youve gotton what you want now the cards are in your

3
★★★★★

Give me a brake.... You people bitching out there knew what you were getting into before you took these peoples money to buy your car. You wanted that car and they made it possible. Now youve gotton what you want now the cards are in your

.

Three days late on a payment and I receive repo letter!! The people who answer the phones are rude. I understand they are helping to rebuid credit but harrassment is uncalled for.

1
★☆☆☆☆

Three days late on a payment and I receive repo letter!! The people who answer the phones are rude. I understand they are helping to rebuid credit but harrassment is uncalled for.

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We have very sub-par credit and needed a new car. SAL approved our car loan when no one else would. I recently had a problem paying my payment and one of their reps called me to make arrangements for a payment.\r
One problem is that before

3
★★★★★

We have very sub-par credit and needed a new car. SAL approved our car loan when no one else would. I recently had a problem paying my payment and one of their reps called me to make arrangements for a payment.\r
One problem is that before

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They harassed me while a family member was dying wanting to know when I could get the payment made; even laughing about my family member dying.
I just called to inquire about a deferment & they(my account rep who is supposed to be

3
★★★★★

They harassed me while a family member was dying wanting to know when I could get the payment made; even laughing about my family member dying.
I just called to inquire about a deferment & they(my account rep who is supposed to be

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All I CAN SAY TO MOST OF YOU POSTING ON HERE IS /IF YOU ARE DOING OR HAVE DONE BUSINESS W/THIS COMPANY/YOU PROBABLLY NEVER PAID ANY ONE ON TIME IN YOUR LIFE,AND DESERVE THE RATE YOU GOT YOUR SELF INTO ,AND AS FAR AS A PIECE OF CXXP CAR THAT BROKE DOWN,COMPLAIN TO THE DEALER,THE BANK DIDNT SELL YOU THAT CAR THAT YOU JUST HAD TO HAVE,BRING IT TO A SHOP BEFORE YOU BUY IT,IF YOU OWN A HOUSE AND THE ROOF STARTS LEAKING YOU DONT QUIT MAKING YOUR PAYMENTS QUIT POINTING THE FINGER ,YOU ARE WHERE YOUR AT BECAUSE YOU PUT YOURSELF THERE,REMEMBER THIS/WHATS THE QUICKEST WAY TO GET BACK ON YOUR FEET ? DONT MAKE YOUR CAR NOTE,SEE YA ON THE BUS!!

5
★★★★★

All I CAN SAY TO MOST OF YOU POSTING ON HERE IS /IF YOU ARE DOING OR HAVE DONE BUSINESS W/THIS COMPANY/YOU PROBABLLY NEVER PAID ANY ONE ON TIME IN YOUR LIFE,AND DESERVE THE RATE YOU GOT YOUR SELF INTO ,AND AS FAR AS A PIECE OF CXXP CAR THAT BROKE DOWN,COMPLAIN TO THE DEALER,THE BANK DIDNT SELL YOU THAT CAR THAT YOU JUST HAD TO HAVE,BRING IT TO A SHOP BEFORE YOU BUY IT,IF YOU OWN A HOUSE AND THE ROOF STARTS LEAKING YOU DONT QUIT MAKING YOUR PAYMENTS QUIT POINTING THE FINGER ,YOU ARE WHERE YOUR AT BECAUSE YOU PUT YOURSELF THERE,REMEMBER THIS/WHATS THE QUICKEST WAY TO GET BACK ON YOUR FEET ? DONT MAKE YOUR CAR NOTE,SEE YA ON THE BUS!!

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.

Im truly tired of dealing with SAL. "Amanda" calls me about 10 times a day. When you call back you get voicemails and they get an attituide and say well I called you. Just like you were working so was I??? I got laid off for two months and didnt make one payment, asking for a deferment which I believe all car companies offer I was denied. I can not wait until Im done with them. The car is a piece of crap so I could really care less if they repo it!

1
★☆☆☆☆

Im truly tired of dealing with SAL. "Amanda" calls me about 10 times a day. When you call back you get voicemails and they get an attituide and say well I called you. Just like you were working so was I??? I got laid off for two months and didnt make one payment, asking for a deferment which I believe all car companies offer I was denied. I can not wait until Im done with them. The car is a piece of crap so I could really care less if they repo it!

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I have had to deal with this company for literally years now since my wife decided that she wanted a car and since she was new to this country she didn't have the credit to buy from a good dealer or get financed from any of the more trustworthy finance companies.

From the first couple months we had no problems with Security Auto Loans, that was until I decided to make the payment for my wife, and the payment was refused because I Was not listed on the account. After putting it into writing that ANYONE wishing to make a payment on her account is free to do so I was finally able to make payments for my wife. However, this came after a letter was mailed making threats to repo my wife's car since the payment had not been made.

The letter was written on red paper to make you understand how serious the matter was (the agent on or accounts words not mine). I called to explain to them that I was trying to make a payment for my wife since she had to go back to her home country and was unable to send a payment from that country to them. And that it was Security Auto Loans that denied the payment. Not my wife. After I had explained this to them I was given a lecture about how we should have known the terms of the contract. This is nonsense since it was never explained in writing or verbally that she needed to grant me special permissions to make payments. That was issue number 1.

Now lets get on to a year later when I had lost my job and was waiting for unemployment. I called and let the workers know that I was having a problem with my unemployment when the economy tanked, and that I would be getting a payment in to them as soon as possible. This call was made before the payment was even close to being late. 3 days after the payment was late I started getting e-mails from the worker on my account along with phone calls to every phone number I had ever called them from demanding that I get a payment into them immediately to keep from my account being sent to the legal department for repossession. I had been on time with my payments, and here I was being threatened yet again by the company that I had overpaid the price of the car to (overpaid the cost of the car by $2000.00 at this point) because of the interest charges being so high. Now that I'm within 3 months of getting the car paid off it seems like they are doing whatever possible and being less understanding about situations almost as if hoping my account will go past due so the car can be repossessed so that they can resell it to make more money.

I promise you all this. If you let this company finance you it will not be your best choice. You will be treated with no respect, you will overpay, and you will have threats made to you if you have the least bit of trouble with your account. Even if the trouble is on their end not yours. I would recommend staying far away from this company, and maybe consider just using your down payment on a car to buy outright. The dealers in their network are all very shady and the cars are far under par. They prey on people with less than perfect credit and are predatory on their lending practices.

I did not use my real name on this posting since I still have to deal with this company for a couple more months.

0
★☆☆☆☆

I have had to deal with this company for literally years now since my wife decided that she wanted a car and since she was new to this country she didn't have the credit to buy from a good dealer or get financed from any of the more trustworthy finance companies.

From the first couple months we had no problems with Security Auto Loans, that was until I decided to make the payment for my wife, and the payment was refused because I Was not listed on the account. After putting it into writing that ANYONE wishing to make a payment on her account is free to do so I was finally able to make payments for my wife. However, this came after a letter was mailed making threats to repo my wife's car since the payment had not been made.

The letter was written on red paper to make you understand how serious the matter was (the agent on or accounts words not mine). I called to explain to them that I was trying to make a payment for my wife since she had to go back to her home country and was unable to send a payment from that country to them. And that it was Security Auto Loans that denied the payment. Not my wife. After I had explained this to them I was given a lecture about how we should have known the terms of the contract. This is nonsense since it was never explained in writing or verbally that she needed to grant me special permissions to make payments. That was issue number 1.

Now lets get on to a year later when I had lost my job and was waiting for unemployment. I called and let the workers know that I was having a problem with my unemployment when the economy tanked, and that I would be getting a payment in to them as soon as possible. This call was made before the payment was even close to being late. 3 days after the payment was late I started getting e-mails from the worker on my account along with phone calls to every phone number I had ever called them from demanding that I get a payment into them immediately to keep from my account being sent to the legal department for repossession. I had been on time with my payments, and here I was being threatened yet again by the company that I had overpaid the price of the car to (overpaid the cost of the car by $2000.00 at this point) because of the interest charges being so high. Now that I'm within 3 months of getting the car paid off it seems like they are doing whatever possible and being less understanding about situations almost as if hoping my account will go past due so the car can be repossessed so that they can resell it to make more money.

I promise you all this. If you let this company finance you it will not be your best choice. You will be treated with no respect, you will overpay, and you will have threats made to you if you have the least bit of trouble with your account. Even if the trouble is on their end not yours. I would recommend staying far away from this company, and maybe consider just using your down payment on a car to buy outright. The dealers in their network are all very shady and the cars are far under par. They prey on people with less than perfect credit and are predatory on their lending practices.

I did not use my real name on this posting since I still have to deal with this company for a couple more months.

Pros: You get approved for a crappy car from a shady dealer

Cons: You get threats of repo if your a couple days late

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This company quickly approved us for a loan, though we barely needed such a sub-prime lender. So far all of our payments have been successfully reflected on time. We returned the 1st car we bought from the dealer and chose another car and SAL sent us all the necessary paperwork to discharge our old loan immediately. Our only complaint thus far is the lack of online utilization. So many of us use the internet as a primary means of handling our business that I find it surprising their website is so meager.

2
★★★★☆

This company quickly approved us for a loan, though we barely needed such a sub-prime lender. So far all of our payments have been successfully reflected on time. We returned the 1st car we bought from the dealer and chose another car and SAL sent us all the necessary paperwork to discharge our old loan immediately. Our only complaint thus far is the lack of online utilization. So many of us use the internet as a primary means of handling our business that I find it surprising their website is so meager.

Pros: Accurate and timely accounting so far.

Cons: Obscene interest rates and lack of online support/management

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I have been a customer of sercurity for the past 7 they did repo my car when I was 2 and a half mnths behind. I have to say that other than that I have had a great experiance with them. they do call to say that the payment is due however when I tell them that I am going to make a payment they work with me. I would use them again in the future the only thing I do not like about them it the 23% interest that I pay. However no one else will touch me and they did

2
★★★★☆

I have been a customer of sercurity for the past 7 they did repo my car when I was 2 and a half mnths behind. I have to say that other than that I have had a great experiance with them. they do call to say that the payment is due however when I tell them that I am going to make a payment they work with me. I would use them again in the future the only thing I do not like about them it the 23% interest that I pay. However no one else will touch me and they did

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I am a car dealer,This program is desinged to build your credit back up,I have used this bank 150 times for my more creditly challenged customers,95% of these customers have been to several car Dealers and turned down FLAT.This bank takes a chance (and i mean a chance /multiple repos/bankruptcys/very low income) NO Way to qualify for a prime lender,but this bank gives them a open door.The agreement they sign also spells out (due to past credit )we have to keep a short leash on things,but if you communicate with them they allways work with you,this is the first step to rebuilding your credit,and they are behind you on this,I have sent dozens of customers through this bank and have repeat customers that have asked to use this company a secound & third time,all Im saying to those who are not happy,1 your not telling a full truth about your payment history 2.you werent communicating with there company or 3. your are fluke situation that I really have trouble beleiving but could be possible.
The Possitive Side of This Is
Make your payments on time,when you complete this loan your credit will be in a better place,they would love to have you back,but i have placed there customers in credit unions and remember it was SAL that took a chance on you.When other places shut the door on you,Security auto loans opened a window.

2
★★★★★

I am a car dealer,This program is desinged to build your credit back up,I have used this bank 150 times for my more creditly challenged customers,95% of these customers have been to several car Dealers and turned down FLAT.This bank takes a chance (and i mean a chance /multiple repos/bankruptcys/very low income) NO Way to qualify for a prime lender,but this bank gives them a open door.The agreement they sign also spells out (due to past credit )we have to keep a short leash on things,but if you communicate with them they allways work with you,this is the first step to rebuilding your credit,and they are behind you on this,I have sent dozens of customers through this bank and have repeat customers that have asked to use this company a secound & third time,all Im saying to those who are not happy,1 your not telling a full truth about your payment history 2.you werent communicating with there company or 3. your are fluke situation that I really have trouble beleiving but could be possible.
The Possitive Side of This Is
Make your payments on time,when you complete this loan your credit will be in a better place,they would love to have you back,but i have placed there customers in credit unions and remember it was SAL that took a chance on you.When other places shut the door on you,Security auto loans opened a window.

Pros: Help People Get Into Vehicles & Restore Credit

Cons: A Little Higher Rate ,but A Deserving Rate

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Ummm Idk Y Yall RePo My Car Over Somethin I Didnt Do I Was On Time Wit My Car PayMents And Yall Gonna Have SomeOne Come Pick My Car Up. Thats not right im up to date with my payments .If theres anyone out there ho can help .

0
★☆☆☆☆

Ummm Idk Y Yall RePo My Car Over Somethin I Didnt Do I Was On Time Wit My Car PayMents And Yall Gonna Have SomeOne Come Pick My Car Up. Thats not right im up to date with my payments .If theres anyone out there ho can help .

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I finally won my long awaited suit against Security Auto Loans for them unlawfully repossessing my car when I have never missed a single payment!!!!!!

Their business records are all screwed up. I will never trust a company like this with my sensitive data ever again.

Although I have won my suit, It may sill take me months to straighten my credit from the enormous amount of damage that they have done to it...

I wonder if there is a way to prosecute them for that too????

Does any body know???????

0
★☆☆☆☆

I finally won my long awaited suit against Security Auto Loans for them unlawfully repossessing my car when I have never missed a single payment!!!!!!

Their business records are all screwed up. I will never trust a company like this with my sensitive data ever again.

Although I have won my suit, It may sill take me months to straighten my credit from the enormous amount of damage that they have done to it...

I wonder if there is a way to prosecute them for that too????

Does any body know???????

Pros: Employees and managers are so unprofessional and rude.

Cons: Illeagal collection practices & inaccurate credit reporting

.

I really dont mind them at all I have been late a few times base on when my payday falls but they have never gave me a problem with that I asked them if we could change my payment date and they did they could give a lilttle more time befor calling tho i do understand that but people do not pay sometimes so they wanna make sure they paid for you to have a car and drive so i undrstand where they are coming from

2
★★★★★

I really dont mind them at all I have been late a few times base on when my payday falls but they have never gave me a problem with that I asked them if we could change my payment date and they did they could give a lilttle more time befor calling tho i do understand that but people do not pay sometimes so they wanna make sure they paid for you to have a car and drive so i undrstand where they are coming from

Cons: Could give a few more days befor calling

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the account reps have a third grade education. they will damage your credit even if you pay on time. this company has no structure. they are like the gambino family. they use illegal collection practices regardless of the law. however, if you were unlucky to cross their path please complain to
miinnesota better business breau

federal trade commission

Minnesota attorney general ofc

im sorry you had such a degrading experience....

0
★☆☆☆☆

the account reps have a third grade education. they will damage your credit even if you pay on time. this company has no structure. they are like the gambino family. they use illegal collection practices regardless of the law. however, if you were unlucky to cross their path please complain to
miinnesota better business breau

federal trade commission

Minnesota attorney general ofc

im sorry you had such a degrading experience....

Pros: they will teach you a good lesson that you will never forget

Cons: they hire people straight out of prison

.

Even though I was late on a payment once, I was able to fix my credit. I am now in a more expensive car with a new loan company at a lower interest rate. They were the only loan company that would take me at the time because I failed to make payments on a previous car .

2
★★★★★

Even though I was late on a payment once, I was able to fix my credit. I am now in a more expensive car with a new loan company at a lower interest rate. They were the only loan company that would take me at the time because I failed to make payments on a previous car .

Pros: My credit is now AOK

Cons: None

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All of the other reviews are totally right. Especially the comparison to mafioso thugs. Perfect way to put it. Bastards would be another appropriate adjective. The people answering the phone have their heads so far up their asses, they can't breathe.

0
★☆☆☆☆

All of the other reviews are totally right. Especially the comparison to mafioso thugs. Perfect way to put it. Bastards would be another appropriate adjective. The people answering the phone have their heads so far up their asses, they can't breathe.

Pros: none

Cons: everything about them

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i have never had such a dehumanizing experience from such a company in my entire life. this place is absolutly the worst loan company on earth....

0
★☆☆☆☆

i have never had such a dehumanizing experience from such a company in my entire life. this place is absolutly the worst loan company on earth....

Pros: none

Cons: all

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SAL is the WORST place to work with. With this tough economy and being a single parent.. sometimes my bills come a day or two late, but I NEVER miss a payment. According to my payment book, there is a 15 grace period for my payment before it's considered 'late'. The day after my payment is due they are calling me... not once.. not twice, but SEVERAL times DAILY! 3, 4, sometimes more in ONE DAY! That's harassment! They are rude, and if you call on a weekend to pay your amt due, they cant give you a confirmation #, b/c 'no one is available to give one'. They can call me back on Monday though.... ???? Stupid, incompitant JERKS!

0
★☆☆☆☆

SAL is the WORST place to work with. With this tough economy and being a single parent.. sometimes my bills come a day or two late, but I NEVER miss a payment. According to my payment book, there is a 15 grace period for my payment before it's considered 'late'. The day after my payment is due they are calling me... not once.. not twice, but SEVERAL times DAILY! 3, 4, sometimes more in ONE DAY! That's harassment! They are rude, and if you call on a weekend to pay your amt due, they cant give you a confirmation #, b/c 'no one is available to give one'. They can call me back on Monday though.... ???? Stupid, incompitant JERKS!

Pros: none

Cons: everything about this co. is horrible!

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I have had the unfortunate experience of working w/ this company. A majority of their staff are entry level at best, customer service reps who I agree, seam to have yet to earn their GED. Even the supervisors are some of the less educated people ever. After being so fed up w/ this company, I called in to ask for what my payoff would be and the C/S rep as well as his supervisor told me to just add up the rest of my monthly payments and that would be my payoff amount. I had to explain to him how when you ask for the pay off on a car, you are asking for the principle plus what ever interest you already have...He did not get it. These people are truly rude, and very stupid. It's like pulling teeth to get them to do anything, and if you ever come in to a dispute they are not afraid to turn in to some real large A-holes. I would never recommend this place to anyone...they are a really bad business to deal with.

I looked up their website. They are not at all ashamed to admit that they try to charge the highest leagl limit on interest in whatever state they are doing business in.

SAL can truely burn in hell.

0
★☆☆☆☆

I have had the unfortunate experience of working w/ this company. A majority of their staff are entry level at best, customer service reps who I agree, seam to have yet to earn their GED. Even the supervisors are some of the less educated people ever. After being so fed up w/ this company, I called in to ask for what my payoff would be and the C/S rep as well as his supervisor told me to just add up the rest of my monthly payments and that would be my payoff amount. I had to explain to him how when you ask for the pay off on a car, you are asking for the principle plus what ever interest you already have...He did not get it. These people are truly rude, and very stupid. It's like pulling teeth to get them to do anything, and if you ever come in to a dispute they are not afraid to turn in to some real large A-holes. I would never recommend this place to anyone...they are a really bad business to deal with.

I looked up their website. They are not at all ashamed to admit that they try to charge the highest leagl limit on interest in whatever state they are doing business in.

SAL can truely burn in hell.

Pros: none what so ever

Cons: High interest rates, rude and uneducated c/s

.

Are you a working class person who needs a reliable car but can only get one through financing? Don`t go through Predatory Auto Loans. They are crooks and liars who use Mafioso collection/intimidation techniques. Most of their reps. haven`t recieved their G.E.D. let alone can master the English language. And I can`t forget the coward named Scott who hides out until it`s time to put on his tough guy act. Make sure you ask your local car dealer who they use for their financing program before you get a car with them. It can make all the difference.

0
★☆☆☆☆

Are you a working class person who needs a reliable car but can only get one through financing? Don`t go through Predatory Auto Loans. They are crooks and liars who use Mafioso collection/intimidation techniques. Most of their reps. haven`t recieved their G.E.D. let alone can master the English language. And I can`t forget the coward named Scott who hides out until it`s time to put on his tough guy act. Make sure you ask your local car dealer who they use for their financing program before you get a car with them. It can make all the difference.

Pros: NONE

Cons: lifesucking, predatory lending, capitalist, mafioso thugs.

 

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