Lei Financial

★☆☆☆☆
  • 5469 Kearny Villa Rd

    San Diego, CA 92123

    Map & Directions
  • 858-300-2000

About Lei Financial

Categories
  • Home Loans and Mortgages

Finance

Finance
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We were also pressured into a rental. We can't even get anyone to rent the place and it's in Reno of all places. What a mistake. I can almost bet I'm going to be able to get out of my loan due to their preditory lending practices. I'm working on it right now. Go to hell LEI.

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★☆☆☆☆

We were also pressured into a rental. We can't even get anyone to rent the place and it's in Reno of all places. What a mistake. I can almost bet I'm going to be able to get out of my loan due to their preditory lending practices. I'm working on it right now. Go to hell LEI.

Cons: horriable people to do business with

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Worst mistake we EVER made! Had a rental property we planned to sell and wanted to pull a few thousand out to do fix-ups. Even though we specified we wanted a fixed rate loan with no pre-payment penalty -- what we got was an ARM with a 25% penalty. I was activated and deployed to the Gulf in the middle of the process so my husband ended up signing the final papers and conviently the papers that showed the rate change and the penalty weren't shown to him and the initials don't come close to matching his initials on all the other pages. We went from having a 15 yr 4-3/8 loan that we had already paid for 6 yrs on (pymt $1987) to a 30 yr variable that was at 8-3/7 with a $3200+ pymt. They conned my husband into agreeing to taking a bit extra out and they would pay off our credit cards so we could close out the accounts. It's been 14 months and they NEVER paid the cards -- I did pay off the cards and close them using my military pay and we are STILL trying to get the money back from LEI that it has stuck in limbo. The way they present it comes across as a good idea -- but it isn't. Deceptive practices - out and out lies. Run away -- far FAR away if you have any deals with them. Bad BAD news!! We have filed a grieveance with the state Real Estate Board.

0
★☆☆☆☆

Worst mistake we EVER made! Had a rental property we planned to sell and wanted to pull a few thousand out to do fix-ups. Even though we specified we wanted a fixed rate loan with no pre-payment penalty -- what we got was an ARM with a 25% penalty. I was activated and deployed to the Gulf in the middle of the process so my husband ended up signing the final papers and conviently the papers that showed the rate change and the penalty weren't shown to him and the initials don't come close to matching his initials on all the other pages. We went from having a 15 yr 4-3/8 loan that we had already paid for 6 yrs on (pymt $1987) to a 30 yr variable that was at 8-3/7 with a $3200+ pymt. They conned my husband into agreeing to taking a bit extra out and they would pay off our credit cards so we could close out the accounts. It's been 14 months and they NEVER paid the cards -- I did pay off the cards and close them using my military pay and we are STILL trying to get the money back from LEI that it has stuck in limbo. The way they present it comes across as a good idea -- but it isn't. Deceptive practices - out and out lies. Run away -- far FAR away if you have any deals with them. Bad BAD news!! We have filed a grieveance with the state Real Estate Board.

Pros: None

Cons: Everything!

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High pressure sales, bad choice. Bad loans with surprises. They work with people as a part of their service (connections) who don't give good service and who are misleading. Business with them will cost you and frustrate you.

0
★☆☆☆☆

High pressure sales, bad choice. Bad loans with surprises. They work with people as a part of their service (connections) who don't give good service and who are misleading. Business with them will cost you and frustrate you.

Pros: Get back with you right away, some of the time.

Cons: Bad loans. Deceptive practices. Makes bad decisions look good.

 

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