Apollo Credit Agency

★★☆☆☆

About Apollo Credit Agency

Finance

Finance
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This "company" is horrible in every respect of there industry. Look them up in the BBB and you will find not only they have been revoked in there accreditation but they also have an F! They said they served me witch they never did set a

1
★★★☆☆

This "company" is horrible in every respect of there industry. Look them up in the BBB and you will find not only they have been revoked in there accreditation but they also have an F! They said they served me witch they never did set a

.

Most of you must have spoke to Carol Keen, he is a total ass. I spoke with Rick and he got everything handled quick and worked with me on payments. Carol just wanted me to pay right then and there, and he wanted me to get someone in my

1
★★★☆☆

Most of you must have spoke to Carol Keen, he is a total ass. I spoke with Rick and he got everything handled quick and worked with me on payments. Carol just wanted me to pay right then and there, and he wanted me to get someone in my

.

Calling them slimy would actually be a compliment. Unethical horrible pieces of scum is all they are. I am the victim of ID theft and have been trying hard to resolve it. Police reports etc. These people stated that I am scum and should

0
★☆☆☆☆

Calling them slimy would actually be a compliment. Unethical horrible pieces of scum is all they are. I am the victim of ID theft and have been trying hard to resolve it. Police reports etc. These people stated that I am scum and should

.

Apollo Collections is the most disgustingly dishonest business there is. They invent collection reasons and seek out people to harrass and blackmail them into payment by threatening to ruin their credit. They will agree to drop a claim when they know they are in the wrong and then without your knowledge they will file for judgement as they did me, give false information or withhold information in the court to perfect their judgement. Then they harrass you until you pay or sue. We are seeking a number of people that have been wrongfully pursued by this magget of a company

1
★☆☆☆☆

Apollo Collections is the most disgustingly dishonest business there is. They invent collection reasons and seek out people to harrass and blackmail them into payment by threatening to ruin their credit. They will agree to drop a claim when they know they are in the wrong and then without your knowledge they will file for judgement as they did me, give false information or withhold information in the court to perfect their judgement. Then they harrass you until you pay or sue. We are seeking a number of people that have been wrongfully pursued by this magget of a company

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.

sleazy, unethical, parasites; it is a shame such people exist. one star is about ten too many, there should be negative stars to rate this group of slimy creeps.

0
★☆☆☆☆

sleazy, unethical, parasites; it is a shame such people exist. one star is about ten too many, there should be negative stars to rate this group of slimy creeps.

.

I had a collection account on my credit report that was held by Apollo Credit Agency. I knew I owed the money and I was finally able to pay it. I called and everybody that I spoke with was very friendly so I was surprised to see all of

2
★★★★☆

I had a collection account on my credit report that was held by Apollo Credit Agency. I knew I owed the money and I was finally able to pay it. I called and everybody that I spoke with was very friendly so I was surprised to see all of

.

Is there a ZERO star rating?? If so, it applies. I had a problem with a check in 2006. It was referred to Apollo. After being contacted by them, I paid the amount of the NSF chack and the $40 fee. They returned the check to me after

0
★☆☆☆☆

Is there a ZERO star rating?? If so, it applies. I had a problem with a check in 2006. It was referred to Apollo. After being contacted by them, I paid the amount of the NSF chack and the $40 fee. They returned the check to me after

.

I guess I have to give them at least 1 star, when they deserve none. These people are exactly what every negative review states about them. They are rude and compassionless people who are just out to collect your money. I have a debt, not

0
★☆☆☆☆

I guess I have to give them at least 1 star, when they deserve none. These people are exactly what every negative review states about them. They are rude and compassionless people who are just out to collect your money. I have a debt, not

.

I really don't know how these people can sleep at night. Jockeying on the back of pseudo legal piracy these people take advantage of those who have already been taken advantage by their bank or credit card. Just because there is some form

0
★☆☆☆☆

I really don't know how these people can sleep at night. Jockeying on the back of pseudo legal piracy these people take advantage of those who have already been taken advantage by their bank or credit card. Just because there is some form

.

In the summer of 2009, I was telephoned by Apollo Credit Agency, and I was told that they already had a judgment against me. I asked for details: case no., name of the Court, amt. of judgment, date of judgment, etc. I also asked for information about the Return of Service. I was told I had been served during a year in which I was working in the mountains and NOT in metro Denver except very rarely.

I phoned the Court, and there was NO case with that number in Aurora, and certainly NO judgment against me. These people are liars and con-artists.

Their attorney, Becky Keil, also is scum if representation of this company is the best she can do for clients. I sent a letter to Apollo, but have heard nothing back. The collection co. and attorney continue to pursue me, however. This week someone threw something at one of the front windows in my home at 5:45am... presumably the process server for the Apollo/attorney Becky Keil Slimeball Team. Is it even lawful to try to serve someone at home at 5:45am??

Becky Keil should be stripped of her license to practice law in Colorado..... disbarred. She gives all attorneys a bad name.

0
★☆☆☆☆

In the summer of 2009, I was telephoned by Apollo Credit Agency, and I was told that they already had a judgment against me. I asked for details: case no., name of the Court, amt. of judgment, date of judgment, etc. I also asked for information about the Return of Service. I was told I had been served during a year in which I was working in the mountains and NOT in metro Denver except very rarely.

I phoned the Court, and there was NO case with that number in Aurora, and certainly NO judgment against me. These people are liars and con-artists.

Their attorney, Becky Keil, also is scum if representation of this company is the best she can do for clients. I sent a letter to Apollo, but have heard nothing back. The collection co. and attorney continue to pursue me, however. This week someone threw something at one of the front windows in my home at 5:45am... presumably the process server for the Apollo/attorney Becky Keil Slimeball Team. Is it even lawful to try to serve someone at home at 5:45am??

Becky Keil should be stripped of her license to practice law in Colorado..... disbarred. She gives all attorneys a bad name.

Pros: None--the collection co. and its attorney are dishonest

Cons: Dishonesty, lack of professionalism of co. and attorney

.

Hi it is me Ted Hunter.This is my last post here will be posting on my wall at facebook.just click on my name and off you go to it.Where yo start?Playreal I agree with you pay your bills but bad things happen to good people.When it comes to feed children or pay bills I Will feed my children first.Not done checking you out yet what I have found hard to believe it is you but I could be wrong.Now membername47.Hello Brian facebook public Wondering if Apollo knows you are discussing client information and threatening them on the internet Yes I copy an paste this on just in case if you edit yours. Unethical, illegal practices
by bibimkali at Citysearch

This agency has engaged in multiple illegal practices (threatening jail time, threatening to seize assets not in my name, calling me at work) and are incredibly rude and disrespectful. My medical insurance company has already agreed to pay the original bill, but Apollo continues to harass me.

I strongly suggest any place looking to employ at debt collector look elsewhere. If you are a target of this agency, carefully document their words and behavior and know your rights. They won't honor your rights if you don't push back.

* Pros: getting them in trouble for violating my rights???
* Cons: rude, disrespectful, illegal practices

helpful (0) not helpful (0)
Comments
membername47?? October 02, 2009 at 12:02:55 PDT

lets talk facts.... It sounds like they already issued a summons for court (which they do) for this debt, second.. even if your insurance is supposed to pay, if they do not in a timely manner you are liable. When they get a default judgment against you they can seize assets, call your work, and even issue interrogitories to you. If you ignore the interroggs a warrant can be issued for your arrest and you can go to jail.Also how did you get a job there if you had bad credit?

membername47?? October 02, 2009 at 12:05:41 PDT

Yes they will take your 100 payments, I had a west metro fire bill there and they took my payments for 10mons till paid in full. Despite their title, They are one of the resonable agencys to deal with. Word to the wise.. Speak kind and get the same in return.
Membername47 aka Brian. You should listen to your self.Any way sending this to a couple of agencies To find out if this is legal Remember check my wall on all finds of Apollo.Knowledge is a powerful tool.Also know your rights if violated you report them Don't know where ask the governor of Colorado they do respond to emails.
If you email me with anything about Apollo I will post them on my wall at facebook. I will not post any swearing or porn Yes i control what is on my wall

0
★☆☆☆☆

Hi it is me Ted Hunter.This is my last post here will be posting on my wall at facebook.just click on my name and off you go to it.Where yo start?Playreal I agree with you pay your bills but bad things happen to good people.When it comes to feed children or pay bills I Will feed my children first.Not done checking you out yet what I have found hard to believe it is you but I could be wrong.Now membername47.Hello Brian facebook public Wondering if Apollo knows you are discussing client information and threatening them on the internet Yes I copy an paste this on just in case if you edit yours. Unethical, illegal practices
by bibimkali at Citysearch

This agency has engaged in multiple illegal practices (threatening jail time, threatening to seize assets not in my name, calling me at work) and are incredibly rude and disrespectful. My medical insurance company has already agreed to pay the original bill, but Apollo continues to harass me.

I strongly suggest any place looking to employ at debt collector look elsewhere. If you are a target of this agency, carefully document their words and behavior and know your rights. They won't honor your rights if you don't push back.

* Pros: getting them in trouble for violating my rights???
* Cons: rude, disrespectful, illegal practices

helpful (0) not helpful (0)
Comments
membername47?? October 02, 2009 at 12:02:55 PDT

lets talk facts.... It sounds like they already issued a summons for court (which they do) for this debt, second.. even if your insurance is supposed to pay, if they do not in a timely manner you are liable. When they get a default judgment against you they can seize assets, call your work, and even issue interrogitories to you. If you ignore the interroggs a warrant can be issued for your arrest and you can go to jail.Also how did you get a job there if you had bad credit?

membername47?? October 02, 2009 at 12:05:41 PDT

Yes they will take your 100 payments, I had a west metro fire bill there and they took my payments for 10mons till paid in full. Despite their title, They are one of the resonable agencys to deal with. Word to the wise.. Speak kind and get the same in return.
Membername47 aka Brian. You should listen to your self.Any way sending this to a couple of agencies To find out if this is legal Remember check my wall on all finds of Apollo.Knowledge is a powerful tool.Also know your rights if violated you report them Don't know where ask the governor of Colorado they do respond to emails.
If you email me with anything about Apollo I will post them on my wall at facebook. I will not post any swearing or porn Yes i control what is on my wall

Pros: non

Cons: lies

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Here is how to stop Apollo from taking more money from you after you paid them in full.
1.Keep all paper work
2.keep a copy of checks cashed by Apollo(get copies from your bank)
3.Day after Apollo cashes last check go to the court house fill out paper work so judge signs off saying you are paid in full.When you go to court make sure you bring your case number.Someone at court house will tell you what papers to fill out .Also when you do this interest stops adding to what you just paid them.
If you do not they can come after you saying you owe them interest and you have not paid them.If they made you pay more bring all paper work to small claims court and sue them for max amount.Do to emotional distress and loss work hours.Charge them what your boss charges customers your going rate not your hourly wage. Also file charges against them with the AG office in Colorado
Hope this helps someone
There is one more thing.When you get your first papers from them about going to court and if you call them and set up payments still go to court that day the papers say to.Even if the papers say there will be no court Apollo will go to court.This is the first lie.show the paper that says they will not take it to court and hold Apollo accountable for what they do.
Been thinking...going to look up anything and everything on Apollo even court records.Will let you know my findings here but under different name So much time on my hands It pointed out that a typical settlement for violations of the Fair Debt Collection Practices Act (FDCPA), and similar state and federal legislation, is around $1,500.PresidentEldon Kunz &Judy Kunz General ManagerJim Saddoris I also have email on the three I am on facebook and myspace now I will be writing more info there.name on myspace is ted d. hunter

0
★☆☆☆☆

Here is how to stop Apollo from taking more money from you after you paid them in full.
1.Keep all paper work
2.keep a copy of checks cashed by Apollo(get copies from your bank)
3.Day after Apollo cashes last check go to the court house fill out paper work so judge signs off saying you are paid in full.When you go to court make sure you bring your case number.Someone at court house will tell you what papers to fill out .Also when you do this interest stops adding to what you just paid them.
If you do not they can come after you saying you owe them interest and you have not paid them.If they made you pay more bring all paper work to small claims court and sue them for max amount.Do to emotional distress and loss work hours.Charge them what your boss charges customers your going rate not your hourly wage. Also file charges against them with the AG office in Colorado
Hope this helps someone
There is one more thing.When you get your first papers from them about going to court and if you call them and set up payments still go to court that day the papers say to.Even if the papers say there will be no court Apollo will go to court.This is the first lie.show the paper that says they will not take it to court and hold Apollo accountable for what they do.
Been thinking...going to look up anything and everything on Apollo even court records.Will let you know my findings here but under different name So much time on my hands It pointed out that a typical settlement for violations of the Fair Debt Collection Practices Act (FDCPA), and similar state and federal legislation, is around $1,500.PresidentEldon Kunz &Judy Kunz General ManagerJim Saddoris I also have email on the three I am on facebook and myspace now I will be writing more info there.name on myspace is ted d. hunter

Pros: none

Cons: stealing peoples money

.

In January ,2009 I had an unpaid bill amount
of $975.81, which I set up
monthly payments of 100 dollars a month
to get it paid off.
Oct 16,2009 I paid the balance of $75.81 which
paid the full amount off of $975.81, which was a
court judgement
Apollo kept adding amounts to this bill, after I had
paid it off.
My husband received a garnishment of wages
from Apollo today, in the amount of $279.92.
This is a lie and I am going to take Apollo to
court and provide my records of proof that this
account was paid off.
Apollo has no billing system, but I kept records
and do have copies of the checks and correspondences to them.
They need to be closed down.

0
★☆☆☆☆

In January ,2009 I had an unpaid bill amount
of $975.81, which I set up
monthly payments of 100 dollars a month
to get it paid off.
Oct 16,2009 I paid the balance of $75.81 which
paid the full amount off of $975.81, which was a
court judgement
Apollo kept adding amounts to this bill, after I had
paid it off.
My husband received a garnishment of wages
from Apollo today, in the amount of $279.92.
This is a lie and I am going to take Apollo to
court and provide my records of proof that this
account was paid off.
Apollo has no billing system, but I kept records
and do have copies of the checks and correspondences to them.
They need to be closed down.

Pros: No Pros

Cons: Bad Business

.

checks written by some one in colo. and returned were reported to credit bureau using my name . checks were written 2003 . I have not been to colo. since 1999 .

0
★☆☆☆☆

checks written by some one in colo. and returned were reported to credit bureau using my name . checks were written 2003 . I have not been to colo. since 1999 .

Pros: terrible to try to deal with

Cons: awful and rude people

.

They were rude tried to strongarm me, and mentioned the manager, I called and said I'd speak only with the manager thet REFUSED to put me in touch with her. The Receptionist also claimed I was raising my voice, after I asked if she'd like to hear me raise my voice so she can hear the difference she rudly sent me back to a rep. I'm on someones Insurance they called her and yelled at her, claimed she threatened the guy calling when it was the opposite that happened. I wil call the medical company and tell them they got what insurance paid and thats all they are getting I wouldn't even give them 1 star they deserve nothing not one star. They are so unprofessional and dont even have a website in almost 2010, thay says enough about hoe professional they are DONT PAY THEM THEY ARE BREAKING LAWS CONSTANTLY. IF they put me intouch with the Manager I might have worked with them.

0
★☆☆☆☆

They were rude tried to strongarm me, and mentioned the manager, I called and said I'd speak only with the manager thet REFUSED to put me in touch with her. The Receptionist also claimed I was raising my voice, after I asked if she'd like to hear me raise my voice so she can hear the difference she rudly sent me back to a rep. I'm on someones Insurance they called her and yelled at her, claimed she threatened the guy calling when it was the opposite that happened. I wil call the medical company and tell them they got what insurance paid and thats all they are getting I wouldn't even give them 1 star they deserve nothing not one star. They are so unprofessional and dont even have a website in almost 2010, thay says enough about hoe professional they are DONT PAY THEM THEY ARE BREAKING LAWS CONSTANTLY. IF they put me intouch with the Manager I might have worked with them.

Pros: NOTHING

Cons: They called and herrassed us about medical debit.. Insurance

.

When someone agrees to receive a product or good, and promises to pay in a timely manner it is very sad when they "dine and dash" so to speak. I read the previous reviews, and it is sad when times are difficult and someone becomes unable to pay those debts. Unfortunately, your troubles and issue should not become those of an innocent and trusting company. I feel bad for those who fall on bad times, but when they complain that it is not "fair" or "fun" to be held ACCOUNTABLE for those things that they enjoyed at someone else's expense even medical bills, times for complaining are over. Remember "ONE" thing...you benefited 100% from the good or service and the company will only now collect a fraction of the agreed upon price because you stole from them. The collection company doesnt work for free. How much fun and how comfortable is it for the company that trusted you to do what you agreed to do and then have to chase you down. If you ever get stiffed by someone you trusted to pay you, you should be lucky to find a company like Apollo that will do the dirty job of chasing them down for you.

2
★★★★★

When someone agrees to receive a product or good, and promises to pay in a timely manner it is very sad when they "dine and dash" so to speak. I read the previous reviews, and it is sad when times are difficult and someone becomes unable to pay those debts. Unfortunately, your troubles and issue should not become those of an innocent and trusting company. I feel bad for those who fall on bad times, but when they complain that it is not "fair" or "fun" to be held ACCOUNTABLE for those things that they enjoyed at someone else's expense even medical bills, times for complaining are over. Remember "ONE" thing...you benefited 100% from the good or service and the company will only now collect a fraction of the agreed upon price because you stole from them. The collection company doesnt work for free. How much fun and how comfortable is it for the company that trusted you to do what you agreed to do and then have to chase you down. If you ever get stiffed by someone you trusted to pay you, you should be lucky to find a company like Apollo that will do the dirty job of chasing them down for you.

Pros: Got a debtor to stand by their debt

Cons: None The customers word is not worth what it used to be

.

Hello, I guess It's no mystery that the same thing happend to me. Same scenario minus the lost job thing. United Healthcare denied my claim because ON CALL URGENT CARE noted my condition as pre-existing, i had gone in there because I had a severe case of the flu.

Needless to say, that's when Apollo credit came in the picture threatening to ruin my credit and that whole thing. One year later, no notice from the ONCALL, no signs of any communications from their part, besides from my part of trying to fix it. I am a man who never likes to owe anybody anything, I settle my debts and pay those who are owed. This was not fair.

Furthermore, I agree that checks is the best way because ever since I started paying them electronically, my account has been compromised on a few occasions. I need to have the feds look into this because if they can't even have a website, how technically advanced can their infrastructure be?!? scary, even 15 year old have websites!

0
★☆☆☆☆

Hello, I guess It's no mystery that the same thing happend to me. Same scenario minus the lost job thing. United Healthcare denied my claim because ON CALL URGENT CARE noted my condition as pre-existing, i had gone in there because I had a severe case of the flu.

Needless to say, that's when Apollo credit came in the picture threatening to ruin my credit and that whole thing. One year later, no notice from the ONCALL, no signs of any communications from their part, besides from my part of trying to fix it. I am a man who never likes to owe anybody anything, I settle my debts and pay those who are owed. This was not fair.

Furthermore, I agree that checks is the best way because ever since I started paying them electronically, my account has been compromised on a few occasions. I need to have the feds look into this because if they can't even have a website, how technically advanced can their infrastructure be?!? scary, even 15 year old have websites!

Pros: NONE

Cons: Shady practices

.

We have been paying them 100 dollars a month.We asked for a balance on what we owe.Here is what we received from them."In view of the fact that you have continued to ignore our request for payment on this obligation we are beginning to wonder about your intentions for voluntary payment.If you desire to resolve this matter at this time, please remit full payment by return mail." I wonder if Apollo will still take my payments?I am not paying in full agreed on 100 a month.

0
★☆☆☆☆

We have been paying them 100 dollars a month.We asked for a balance on what we owe.Here is what we received from them."In view of the fact that you have continued to ignore our request for payment on this obligation we are beginning to wonder about your intentions for voluntary payment.If you desire to resolve this matter at this time, please remit full payment by return mail." I wonder if Apollo will still take my payments?I am not paying in full agreed on 100 a month.

.

Hello I had a bill tha my insurance said that they won't pay and it went to Apollo Credit. I didnt ever knew about it till two year so after. I didnt think i was fair cause they never sent a bill of the cost and intrest keep pilling up. Brian my agent was rude he always accused me of not paying my bill and hanging up on me. He never listened that becaue of the economy I was layed off had no job and was to proud to file for unemployment. I'm still trying to find a job. He didnt care. I payed them off. Always ask for documentation and send letters and save them. Be tough and dont let them intimidate you. They told me that this would look horrible if I never payed. I never gave them my credit card because I felt that the company has no internet web site and I would rather pay by check just because they will charge the amount on the card and they dont care if you have the money. Be careful and smart.

0
★☆☆☆☆

Hello I had a bill tha my insurance said that they won't pay and it went to Apollo Credit. I didnt ever knew about it till two year so after. I didnt think i was fair cause they never sent a bill of the cost and intrest keep pilling up. Brian my agent was rude he always accused me of not paying my bill and hanging up on me. He never listened that becaue of the economy I was layed off had no job and was to proud to file for unemployment. I'm still trying to find a job. He didnt care. I payed them off. Always ask for documentation and send letters and save them. Be tough and dont let them intimidate you. They told me that this would look horrible if I never payed. I never gave them my credit card because I felt that the company has no internet web site and I would rather pay by check just because they will charge the amount on the card and they dont care if you have the money. Be careful and smart.

Cons: Rude service

.

Apollo was great and easy to deal with. The lady that I spoke with on the phone was so nice. If everybody I had to talk to on the phone was as nice and helpful, interacting with collection agencies would be a lot less painful.

2
★★★★★

Apollo was great and easy to deal with. The lady that I spoke with on the phone was so nice. If everybody I had to talk to on the phone was as nice and helpful, interacting with collection agencies would be a lot less painful.

.

This agency has engaged in multiple illegal practices (threatening jail time, threatening to seize assets not in my name, calling me at work) and are incredibly rude and disrespectful. My medical insurance company has already agreed to pay the original bill, but Apollo continues to harass me.

I strongly suggest any place looking to employ at debt collector look elsewhere. If you are a target of this agency, carefully document their words and behavior and know your rights. They won't honor your rights if you don't push back.

0
★☆☆☆☆

This agency has engaged in multiple illegal practices (threatening jail time, threatening to seize assets not in my name, calling me at work) and are incredibly rude and disrespectful. My medical insurance company has already agreed to pay the original bill, but Apollo continues to harass me.

I strongly suggest any place looking to employ at debt collector look elsewhere. If you are a target of this agency, carefully document their words and behavior and know your rights. They won't honor your rights if you don't push back.

Pros: getting them in trouble for violating my rights???

Cons: rude, disrespectful, illegal practices

.

all in all they're a good company!! they helped me resolve my 3 bad checks i had. i knew i had owed them but i didnt have the money in my account to pay at the time they were written. i felt like a theif. they worked with me and resolved it off my credit report!! now i can go get that car i wanted! a lot of people dont realize that if you're turned into collections... YOU OWE THE BILL! pay it and be done. they arent harassing you unless you come to them telling them, "i had noooo idea!!" bologna, they have copies of the checks...
good company, hope i dont go to collections again... but they're good.

2
★★★★★

all in all they're a good company!! they helped me resolve my 3 bad checks i had. i knew i had owed them but i didnt have the money in my account to pay at the time they were written. i felt like a theif. they worked with me and resolved it off my credit report!! now i can go get that car i wanted! a lot of people dont realize that if you're turned into collections... YOU OWE THE BILL! pay it and be done. they arent harassing you unless you come to them telling them, "i had noooo idea!!" bologna, they have copies of the checks...
good company, hope i dont go to collections again... but they're good.

Pros: helped resolve credit issue

Cons: i wrote a bad check

.

Just got a call about a debit that is in my ex-husbands name only. He is out of the country, not to be found. I was on the account because I was his spouse, but never co-signed or put my social security number on anything. They told me I was responsible and that I had also signed a Renewal of services with the agency in question. NOPE. I never signed anything, let alone a renewal for services that I haven't used in over 2 years.
Know your stuff when they call. Don't provide them or any credit collection agency with ANY information about you. You can ask them what they have on file for you, your address, etc. I also requested that he send me a copy of all the documentation he said he was looking at_ we will see what shows up. These guys are trained to strongarm you, get you to divulge information that can be damaging. DON"T DO IT !! Just because they say they have something..shut up until you are looking at the same documents they are. I have never had an outstanding debt, and have no debt and an excellent credit rating. I'm not suprised they are coming after me. I do think you should be responsible for what you owe, but know what you are working with before you start talking to them. Yes, they are rude, cunning, and sneaky. Be SMART !!

0
★☆☆☆☆

Just got a call about a debit that is in my ex-husbands name only. He is out of the country, not to be found. I was on the account because I was his spouse, but never co-signed or put my social security number on anything. They told me I was responsible and that I had also signed a Renewal of services with the agency in question. NOPE. I never signed anything, let alone a renewal for services that I haven't used in over 2 years.
Know your stuff when they call. Don't provide them or any credit collection agency with ANY information about you. You can ask them what they have on file for you, your address, etc. I also requested that he send me a copy of all the documentation he said he was looking at_ we will see what shows up. These guys are trained to strongarm you, get you to divulge information that can be damaging. DON"T DO IT !! Just because they say they have something..shut up until you are looking at the same documents they are. I have never had an outstanding debt, and have no debt and an excellent credit rating. I'm not suprised they are coming after me. I do think you should be responsible for what you owe, but know what you are working with before you start talking to them. Yes, they are rude, cunning, and sneaky. Be SMART !!

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The agents that I have spoken with are rude, unwilling to listen, very negative, and completely have no telephone skills to deal with people at all. I will leave this debt on my credit until the day I die. They will never get a dime out of, a person calling and willing to pay a bad debt. I will file chapter 7 just so they never get a penny. You would think a company that earns its money by collecting debts would be a little more negotiable and not so dang rude. I called them wanting to pay the debt on my credit report in full, not more money then what was on the credit report. I agree with the last review, they are crooks. The better business administration should investigate this outfit. I feel sorry for any of you who had a crises in there lives and fell behind on bills. It is the worst nightmare to deal with credit agency's like this one. There is no words for a company like this. I have negotiated with many other credit agency's and got treated like a human being and little respect. This company has know idea how to collect a debt.
can't believe the way I was treated.

0
★☆☆☆☆

The agents that I have spoken with are rude, unwilling to listen, very negative, and completely have no telephone skills to deal with people at all. I will leave this debt on my credit until the day I die. They will never get a dime out of, a person calling and willing to pay a bad debt. I will file chapter 7 just so they never get a penny. You would think a company that earns its money by collecting debts would be a little more negotiable and not so dang rude. I called them wanting to pay the debt on my credit report in full, not more money then what was on the credit report. I agree with the last review, they are crooks. The better business administration should investigate this outfit. I feel sorry for any of you who had a crises in there lives and fell behind on bills. It is the worst nightmare to deal with credit agency's like this one. There is no words for a company like this. I have negotiated with many other credit agency's and got treated like a human being and little respect. This company has know idea how to collect a debt.
can't believe the way I was treated.

Pros: Thumbs down rude and very untackful

Cons: Feel sorry for anyone that has deal with them

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My 1st contact with Apollo Credit was when I received a collection letter from them on a matter that was over 5 years old. When I talked the person in charge with my account, I told her that the 3 year statue of limitations had passed and that they could not take this case to court to get the money I supposedly owed. The rep told me that they weren't going to go to court against me but would do everything to collect this money from me, including landing on my credit report. I then went to US BANK (where this all started - don't even let me get started with them...) and was told by the manager there to write a demand letter to present the documentation from Apollo. I did as he instructed and at the same time contested the ding on my credit report. Apollo sent out a false affidavit saying they had all documentation in house - well they didn't! After getting my demand letter for documentation, the rep called me back and said she's removing the ding from my credit report. After another hour of arguing with her, I also received a letter stating that fact. The funny thing is that this all happened a year ago. It is now Feb. 15th, 2008 and I just received ANOTHER letter from Apollo which stated that they got the documentation and that they still want the money. All they sent was a copy of the final statement but not the follow up documentation proving that the charges were bogus. Now I will take them to court, along with US BANK and see how THEY like to be harassed!!!

0
★☆☆☆☆

My 1st contact with Apollo Credit was when I received a collection letter from them on a matter that was over 5 years old. When I talked the person in charge with my account, I told her that the 3 year statue of limitations had passed and that they could not take this case to court to get the money I supposedly owed. The rep told me that they weren't going to go to court against me but would do everything to collect this money from me, including landing on my credit report. I then went to US BANK (where this all started - don't even let me get started with them...) and was told by the manager there to write a demand letter to present the documentation from Apollo. I did as he instructed and at the same time contested the ding on my credit report. Apollo sent out a false affidavit saying they had all documentation in house - well they didn't! After getting my demand letter for documentation, the rep called me back and said she's removing the ding from my credit report. After another hour of arguing with her, I also received a letter stating that fact. The funny thing is that this all happened a year ago. It is now Feb. 15th, 2008 and I just received ANOTHER letter from Apollo which stated that they got the documentation and that they still want the money. All they sent was a copy of the final statement but not the follow up documentation proving that the charges were bogus. Now I will take them to court, along with US BANK and see how THEY like to be harassed!!!

Cons: Attitude, cheating, lying, breaking the law

 

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