Credit Union Of Colorado

★☆☆☆☆
  • 9140 W 6th Ave

    Lakewood, CO 80215

    Map & Directions
  • 303-832-4816

About Credit Union Of Colorado

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Finance

Finance
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On the un-CU front - when I was moving I went into this Lakewood, CO Bellco to get funds off a credit card and into my other CU account. Bellco said I could use the ATM. Yeah, I waited in a long line to work with a teller just so I could get out of line and use the ATM.

I also had two auto loans, in a row, through Bellco. Got disabled. Go to Bellco. Instead of telling me that the second loan too new for Bellco to skip a payment or modify in any way, fully aware of my medical condition, Bellco has me complete a ton of paperwork and talk to a third-party financial counselor who tries to sell me a monthly subscription that I can't afford. Great counseling. Then, I wait. Then they tell me they won't do anything. All this while I'm fighting for my life. Struggle for ten months to pay them on time, every month. Let them know that the hospital bills have taken over and can't afford it. Bellco reposes a 60-day late vehicle. And, the first slap in your face is that you must contact a different department to have the vehicle repo'ed. It's a good gimmick. I didn't do it the first time and threw away 5 grand trying to keep a vehicle I couldn't even drive because of my health! Then, as another slap in the face, they send a letter saying it would be in my best interest to pay it off in full or to work something out. I tried to work something out!

Stay away from cheap-o Bellco and their inability to treat their member shareholders as humans. Credit unions are supposed to be member owned and serve their members. You won't find that here. Just a greedy bank, no different than the big banks.

1
★☆☆☆☆

On the un-CU front - when I was moving I went into this Lakewood, CO Bellco to get funds off a credit card and into my other CU account. Bellco said I could use the ATM. Yeah, I waited in a long line to work with a teller just so I could get out of line and use the ATM.

I also had two auto loans, in a row, through Bellco. Got disabled. Go to Bellco. Instead of telling me that the second loan too new for Bellco to skip a payment or modify in any way, fully aware of my medical condition, Bellco has me complete a ton of paperwork and talk to a third-party financial counselor who tries to sell me a monthly subscription that I can't afford. Great counseling. Then, I wait. Then they tell me they won't do anything. All this while I'm fighting for my life. Struggle for ten months to pay them on time, every month. Let them know that the hospital bills have taken over and can't afford it. Bellco reposes a 60-day late vehicle. And, the first slap in your face is that you must contact a different department to have the vehicle repo'ed. It's a good gimmick. I didn't do it the first time and threw away 5 grand trying to keep a vehicle I couldn't even drive because of my health! Then, as another slap in the face, they send a letter saying it would be in my best interest to pay it off in full or to work something out. I tried to work something out!

Stay away from cheap-o Bellco and their inability to treat their member shareholders as humans. Credit unions are supposed to be member owned and serve their members. You won't find that here. Just a greedy bank, no different than the big banks.

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These guys are a bunch of clowns!! I was told to try my credit union for my mortgage, as people said I would get a better rate and better service. Wrong. They had a higher rates than the professional banks, but I started the loan process as I figured at least I would get better and quick service. How wrong again!! After giving me a "good faith" estimate, I told my other lenders that I would no longer need them. Then within 24 hours the knuckleheads at PSCU told me they needed to double my down payment, and still wanted to charge me the same interest rate. I told them I would never deal with a bait and switch company like them, and to get lost. The dummies at the firm still kept processing my loan. Called my sellers real estate??s agent without my permission and told them that the price I was getting on my house at was soooo good that they would not need to do an internal inspection, this while I was still in negotiations. They probably cost me a couple thousand dollars, I don't think they did it on purpose, I just think they are that stupid.

0
★☆☆☆☆

These guys are a bunch of clowns!! I was told to try my credit union for my mortgage, as people said I would get a better rate and better service. Wrong. They had a higher rates than the professional banks, but I started the loan process as I figured at least I would get better and quick service. How wrong again!! After giving me a "good faith" estimate, I told my other lenders that I would no longer need them. Then within 24 hours the knuckleheads at PSCU told me they needed to double my down payment, and still wanted to charge me the same interest rate. I told them I would never deal with a bait and switch company like them, and to get lost. The dummies at the firm still kept processing my loan. Called my sellers real estate??s agent without my permission and told them that the price I was getting on my house at was soooo good that they would not need to do an internal inspection, this while I was still in negotiations. They probably cost me a couple thousand dollars, I don't think they did it on purpose, I just think they are that stupid.

Pros: They Maybe able to read

Cons: Everything else

 

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