Independence Lending LLC

★★☆☆☆

About Independence Lending LLC

Hours
Mon. - Fri. 9am - 5pm;Sat. - Sun. CLOSED

Finance

Finance
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I was introduced to David by a business associate to secure a mortgage and find a home. several homes and was very helpful in selecting in selecting a home. I unfortunately had credit issues in the past bankruptcy to be exact and David with respect and dignity and assured that he would try everything he could to help us secure a loan. David introduced us to Wells Fargo mortgage an and surprisingly we were approved at an extremely low interest low interest rate. we the started our search started our search again one day while driving home from work I spotted the perfect home by by owner. I called David and told him about the home that it was unnecessary for him to be involved in a private sale, confident i in David's professional insight that that I demanded he represent us in the sale it went flawlessly and we have the home of our dreams with a low interest rate.

5
★★★★★

I was introduced to David by a business associate to secure a mortgage and find a home. several homes and was very helpful in selecting in selecting a home. I unfortunately had credit issues in the past bankruptcy to be exact and David with respect and dignity and assured that he would try everything he could to help us secure a loan. David introduced us to Wells Fargo mortgage an and surprisingly we were approved at an extremely low interest low interest rate. we the started our search started our search again one day while driving home from work I spotted the perfect home by by owner. I called David and told him about the home that it was unnecessary for him to be involved in a private sale, confident i in David's professional insight that that I demanded he represent us in the sale it went flawlessly and we have the home of our dreams with a low interest rate.

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My family & I invested over a MILLION DOLLARS with David E Martin & his companies, NFI,LLC, INDEPENDENCE LENDING & the list goes on. The company name changes. However, the address, phone numbers & people never do. He has expanded to Seven Fields under the NFI,LLC name. DAVID E MARTIN, DAN RAE & PAULETTE THOMAS worked on our accounts. They also have a Real Estate connection in the North Hills of Pittsburgh. THEIR PLAN CAUSED US TO LOOSE EVERYTHING WE HAD INVESTED & THEN SOME!!! IE: LOST ALL RETIREMENT FUNDS, COLLEGE FUNDS FOR CHILDREN (THEY NEVER SET THEM UP!) & EVEN CAUSED AN 83 YEAR OLD RETIRED MAN TO BE HOMELESS. This retired man is now forced to depend on family to provide shelter for himself & resides with them. DO NOT TRUST THESE PEOPLE! THE PORTFOLIO & WHAT THEY TELL YOU ARE TOO GOOD TO BE TRUE! I LEARNED THE HARD WAY!!! DON'T LET THIS HAPPEN TO YOU! YOU DON'T NEED SOMEONE TO TELL YOU WHAT TO DO WITH $10 WHY WOULD YOU HAVE SOMEONE TELL YOU WHAT TO DO WITH ANY MORE!!! Be smart & invest for yourself! NOT RECOMMENDED EVER IN ANYWAY!!!

0
★☆☆☆☆

My family & I invested over a MILLION DOLLARS with David E Martin & his companies, NFI,LLC, INDEPENDENCE LENDING & the list goes on. The company name changes. However, the address, phone numbers & people never do. He has expanded to Seven Fields under the NFI,LLC name. DAVID E MARTIN, DAN RAE & PAULETTE THOMAS worked on our accounts. They also have a Real Estate connection in the North Hills of Pittsburgh. THEIR PLAN CAUSED US TO LOOSE EVERYTHING WE HAD INVESTED & THEN SOME!!! IE: LOST ALL RETIREMENT FUNDS, COLLEGE FUNDS FOR CHILDREN (THEY NEVER SET THEM UP!) & EVEN CAUSED AN 83 YEAR OLD RETIRED MAN TO BE HOMELESS. This retired man is now forced to depend on family to provide shelter for himself & resides with them. DO NOT TRUST THESE PEOPLE! THE PORTFOLIO & WHAT THEY TELL YOU ARE TOO GOOD TO BE TRUE! I LEARNED THE HARD WAY!!! DON'T LET THIS HAPPEN TO YOU! YOU DON'T NEED SOMEONE TO TELL YOU WHAT TO DO WITH $10 WHY WOULD YOU HAVE SOMEONE TELL YOU WHAT TO DO WITH ANY MORE!!! Be smart & invest for yourself! NOT RECOMMENDED EVER IN ANYWAY!!!

Pros: NONE

Cons: EVERYTHING

.

i truly wish i had read a few of these reviews before we decided to use david martin for our mortgage. a (former) friend of mine is a real estate agent in their office, and we used her to buy our home. to make a very long story short, david was unable to get a couple with a very good credit score, almost no debt and 20% down a mortgage. he was, however, able to talk and talk and convince us over and over that the problems were due to "changing regulations". it was only due to my hard work and the hard work and understanding of our sellers that the deal went through. our agent, kim klingensmith, was completely absent after david informed her that there was no way we could qualify for a mortgage and the deal was off... she didn't call the seller's agent, didn't offer suggestions for another mortgage lender, nothing. i ended up getting a mortgage for us-- in 10 business days start to finish, with a rate of 4.875%. does that sound like an impossible loan to get? kim didn't even bother to show up at closing. she was supposed to credit us $450 to compensate our sellers (small change compared to what they were out). of course, a week after closing we are still waiting for that check. david certainly took the commission check, though. we weren't even permitted to see that check. we paid that office thousands of dollars, and did all of our own work. DO NOT EVER USE THESE PEOPLE!!!

0
★☆☆☆☆

i truly wish i had read a few of these reviews before we decided to use david martin for our mortgage. a (former) friend of mine is a real estate agent in their office, and we used her to buy our home. to make a very long story short, david was unable to get a couple with a very good credit score, almost no debt and 20% down a mortgage. he was, however, able to talk and talk and convince us over and over that the problems were due to "changing regulations". it was only due to my hard work and the hard work and understanding of our sellers that the deal went through. our agent, kim klingensmith, was completely absent after david informed her that there was no way we could qualify for a mortgage and the deal was off... she didn't call the seller's agent, didn't offer suggestions for another mortgage lender, nothing. i ended up getting a mortgage for us-- in 10 business days start to finish, with a rate of 4.875%. does that sound like an impossible loan to get? kim didn't even bother to show up at closing. she was supposed to credit us $450 to compensate our sellers (small change compared to what they were out). of course, a week after closing we are still waiting for that check. david certainly took the commission check, though. we weren't even permitted to see that check. we paid that office thousands of dollars, and did all of our own work. DO NOT EVER USE THESE PEOPLE!!!

Pros: none

Cons: will waste your time and money

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David Martin is a louse! Do not use this company!
This man preys on those who are in a difficult position. He will come and give you a big song and dance about hopes and dreams, but in the end, he is a loser who will do nothing for you.
My first indication that there was a problem was when he didn't return calls or emails promptly (which eventually turned into never). Then he had some "shady" advice about bankruptcy and making changes to your credit report. He told me and my husband that he was going to write letters to the credit agencies on our behalf... never happened. He told us that all we needed was 1 year of paying rent on time and we could get a mortgage... not true. He tried to get what little money we did have and use it to invest, so we could have money for a down payment. Lies lies lies....
This is a man who preys on the week. You should be ware before using him.

0
★☆☆☆☆

David Martin is a louse! Do not use this company!
This man preys on those who are in a difficult position. He will come and give you a big song and dance about hopes and dreams, but in the end, he is a loser who will do nothing for you.
My first indication that there was a problem was when he didn't return calls or emails promptly (which eventually turned into never). Then he had some "shady" advice about bankruptcy and making changes to your credit report. He told me and my husband that he was going to write letters to the credit agencies on our behalf... never happened. He told us that all we needed was 1 year of paying rent on time and we could get a mortgage... not true. He tried to get what little money we did have and use it to invest, so we could have money for a down payment. Lies lies lies....
This is a man who preys on the week. You should be ware before using him.

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0
★☆☆☆☆

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Pros: Example: best croissants in town

Cons: What are the drawbacks?

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If you need a mortgage or financial services, this is the one place I recommend to friends and family. They will take the time to sit down with you on your time and explain everything you need to know. They can assess how much risk you are willing to take on and suggest investments that fit accordingly. They even worked with me to improve my credit score and get me a mortgage even though I did not have much money. I know I can call them with any questions day or night.

2
★★★★★

If you need a mortgage or financial services, this is the one place I recommend to friends and family. They will take the time to sit down with you on your time and explain everything you need to know. They can assess how much risk you are willing to take on and suggest investments that fit accordingly. They even worked with me to improve my credit score and get me a mortgage even though I did not have much money. I know I can call them with any questions day or night.

Pros: Personal service, years of experience, quality advice, they make it easy to understand.

Cons: None

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THIEVES, LIARS & CHEATS!!! The best CON ARTIST I know! NFI,LLC (formerly owned by Dave E Martin and now by Dan Rae) has stolen over a MILLION dollars and left me PENNILESS. This will happen to you too if you don?t get out while you still have money left!!!! I never made a cent in over 6 years of doing business or investing with David Martin, Dan Rae & Paulette Thomas!!! I am sure they have though at my expense! The US Justice System protects the criminal not the victim where investing is concerned!!!!

0
★☆☆☆☆

THIEVES, LIARS & CHEATS!!! The best CON ARTIST I know! NFI,LLC (formerly owned by Dave E Martin and now by Dan Rae) has stolen over a MILLION dollars and left me PENNILESS. This will happen to you too if you don?t get out while you still have money left!!!! I never made a cent in over 6 years of doing business or investing with David Martin, Dan Rae & Paulette Thomas!!! I am sure they have though at my expense! The US Justice System protects the criminal not the victim where investing is concerned!!!!

Pros: none

Cons: Not in business for the customer in business only for himself to make a buck anyway he can!!!

 

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