Houston Capital Mortgage

I used Houston Capital Mortgage in November and I am very pleased with their services and expertise. Their skills and friendliness really came through. Will use again (if I ever have to)!

I am happy! I had been meaning to get my home refinanced and interest rate lowered and recently I finally decided to do so. A friend recommended I use Houston Capital Mortgage and I am very happy I did. I only wish I had done so sooner!

Kathryn G.

I just closed my first home loan with Houston Capital and it was a great experience. Since it was my first time to buy a home, I was very nervous, but everyone from beginning to end made it a very painless experience. I highly recommend them to anyone wanting to work with knowledgeable, friendly people. I was very pleased with the whole process and plan to refer them to my friends and family looking to buy or refinance.

I just closed my third home with Houston Capital Mortgage and the process was incredible. The process flowed just as they told me and the closing was actually a fun event versus some of the nightmares I hear from my friends who use other companies. I would recommend Houston Capital Mortgage to all my friends and anyone looking for the right company. The loan officer was at my closing and made certain the process went smoothly. Thank you Houston Capital Mortgage for making my home buying experience such a good one!

I just purchased my very first home. The process is quite daunting and Houston Capital walked me through every step of the process. They were prompt, helpful, professional, efficient and got me an excellent rate also! The closing was organized and was done in one hour. Everything was coordinated between them and the title company. The whole experience was painless and I am very happy in my new home. They were referred to me and I will certainly refer them to my friends as well. Thanks !

The entire staff was rude and unaware of current lending rules as pertaining to my situation. I would recommend against using Houston Capital Mortgage. Be careful who you do use- you don't need much of an education to be a mortgage broker (or apparently to be the President or Vice President of such a company either).

The entire staff was rude and unaware of current lending rules as pertaining to my situation. I would recommend against using Houston Capital Mortgage. Be careful who you do use- you don't need much of an education to be a mortgage broker (or apparently to be the President or Vice President of such a company either).

We are STILL trying to close our refinance loan after 3 months. They have lied to us about interest rates, closing dates, etc. etc. They lost our file and made us sign things at LEAST 3 different times. They are incompetent and RUDE and nobody seems to care. After you are out $395 for your appraisal and credit report and are 60 days into the process, they upcharge you 60% from what is on your Good Faith Estimate and want you to sign their "revised" HUD with new prices. They get you by the cojones because you are so exasperated you just want to close already. Avoid at all cost. Especially a woman by the name "SUE KRAMER"

Obviously the reviews below were made by the company itself. We are STILL trying to close our refinance loan after 3 months. They have lied to us about interest rates, closing dates, etc. etc. They lost our file and made us sign things at LEAST 3 different times. They are incompetent and RUDE and nobody seems to care. After you are out $395 for your appraisal and credit report and are 60 days into the process, they upcharge you 60% from what is on your Good Faith Estimate and want you to sign their "revised" HUD with new prices. They get you by the cojones because you are so exasperated you just want to close already.

Avoid at all cost. Especially a woman by the last name "KRAMER".... for some reason it won't let me type her first name as it is a "prohibited word" on CitySearch, but it is short for Suzanne.