Superior Services

★★★☆☆
  • 2625 Redwing Rd Ste 140

    Fort Collins, CO 80526

    Map & Directions
  • 970-530-5090

About Superior Services

Categories
  • Credit Counseling

Finance

Finance
More choices in Fort Collins:
Resultset_next

Edward Jones

1206 Dorchester Ct Ft Collins, CO

Resultset_next

Wellness Credit

1200 S College Ave 102 Fort Collins, CO

3.3333 3
Hi! Sign in to let us know how Superior Services was?
Write a Review
.

We had a huge amount of debt, $160,000, on credit cards. We did have an unforeseen legitimate hardship, long term. Superior was professional, honest, and we knew what we were getting into since we educated ourselves first. We couldn't make the minimum payments. We incurred more debt trying to borrow to pay and transferring one debt to another. We reached the breaking point. We couldn't sell our house, we owed more that it was worth, and that was true with everything we owned. We called Superior and worked out a monthly contribution to a pay-off account with their fees included. This payment plan was for 3 years. We actually came up with the settlement costs (50% average) to pay off each account within the first 18 months. Some accounts had been turned over to a collection agency or attorney. Superior worked with them regardless. We were not sued. We completed the program. Our account manager at Superior was excellent. We are now credit card debt free and are working on paying other debts off as well. Financially, we are in very good shape as we have been contributing to a 401K plan after all of these settlements. Superior's plan worked for us. Educate yourself and then make a decision. If you can afford to take a hit on your credit rating for several years afterward, it may be something for you to consider as well.

4
★★★★☆

We had a huge amount of debt, $160,000, on credit cards. We did have an unforeseen legitimate hardship, long term. Superior was professional, honest, and we knew what we were getting into since we educated ourselves first. We couldn't make the minimum payments. We incurred more debt trying to borrow to pay and transferring one debt to another. We reached the breaking point. We couldn't sell our house, we owed more that it was worth, and that was true with everything we owned. We called Superior and worked out a monthly contribution to a pay-off account with their fees included. This payment plan was for 3 years. We actually came up with the settlement costs (50% average) to pay off each account within the first 18 months. Some accounts had been turned over to a collection agency or attorney. Superior worked with them regardless. We were not sued. We completed the program. Our account manager at Superior was excellent. We are now credit card debt free and are working on paying other debts off as well. Financially, we are in very good shape as we have been contributing to a 401K plan after all of these settlements. Superior's plan worked for us. Educate yourself and then make a decision. If you can afford to take a hit on your credit rating for several years afterward, it may be something for you to consider as well.

Was this review helpful to you?
Ratings_icons Ratings_icons

.

I want to tell everyone that you don't need to use a service like that. I tried it and the harrassment from the creditors destroyed my marriage. Superior Debt Services complacently repeatedly told me that after 6 months they would start the settlementprocesses. I inadvertently found out I COULD DEAL DIRECTLY
with the credit card companies myself!! I cancelled SDS and they didn't argue: they got their money up front. So that was wasted money on my part. The key phrase when you call your creditor: ask for the HARDSHIP DEPARTMENT or similar. Talk to the SUPERVISORS, the ones with Authority. You can make some progress with your problem without having to go thru a middleman service. Also, the collection agency I am working with is NICE and they don't charge any interest, so I'm making real progress at last. I truly hope this helps someone.

1
★☆☆☆☆

I want to tell everyone that you don't need to use a service like that. I tried it and the harrassment from the creditors destroyed my marriage. Superior Debt Services complacently repeatedly told me that after 6 months they would start the settlementprocesses. I inadvertently found out I COULD DEAL DIRECTLY
with the credit card companies myself!! I cancelled SDS and they didn't argue: they got their money up front. So that was wasted money on my part. The key phrase when you call your creditor: ask for the HARDSHIP DEPARTMENT or similar. Talk to the SUPERVISORS, the ones with Authority. You can make some progress with your problem without having to go thru a middleman service. Also, the collection agency I am working with is NICE and they don't charge any interest, so I'm making real progress at last. I truly hope this helps someone.

Was this review helpful to you?
Ratings_icons Ratings_icons

.

Superior Debt settled my two accounts in less than three years. One account was actually settled for 1/6 of the balance due! My phone calls and emails were always returned promptly. On several occasions they were able to stop a monthly draft a day or two before it was taken, when I had some sort of financial emergency. I recommend this service 100%! 15 stars! And of course, the best is that they handle all the calls and letter from the collection companies.

5
★★★★★

Superior Debt settled my two accounts in less than three years. One account was actually settled for 1/6 of the balance due! My phone calls and emails were always returned promptly. On several occasions they were able to stop a monthly draft a day or two before it was taken, when I had some sort of financial emergency. I recommend this service 100%! 15 stars! And of course, the best is that they handle all the calls and letter from the collection companies.

Was this review helpful to you?
Ratings_icons Ratings_icons

 

Wait, you're the expert.

If you've been to or used Superior Services, leave a review.

It's easy, only takes a couple of minutes and you'll help thousands make an informed decision.



Write a Review