All Credit Mortgage Llc

★☆☆☆☆

About All Credit Mortgage Llc

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  • Loans

Finance

Finance
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I would not recommend that anyone use this company for their mortgage broker. The broker we dealt with assured us that we would be able to get a mortgage and pre-qualified us for a home. We made an offer, it was accepted, but just 2 business days before the closing we were told that we got denied. We had no inclination that something like that could even happen and were assured that it would go through just a week prior to closing. To make matters worse we were moving from out of town and had already rented out our other home and had to move even though we had nowhere to go. The broker spun one story after another, none of which made sense. We also had to pay for an appraisal prior to being approved. So we were out almost $400. He kept telling us we would be able to get approved through another company, but would have to pay for another appraisal. The company refused to refund the appraisal fee.

I consulted another broker and put an application in with them. We were approved without any problems and we closed (a month later) without any hitch - I didn't have to prepay anything and there fees were way less. I would not suggest anyone use all credit mortgage for anything.

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★☆☆☆☆

I would not recommend that anyone use this company for their mortgage broker. The broker we dealt with assured us that we would be able to get a mortgage and pre-qualified us for a home. We made an offer, it was accepted, but just 2 business days before the closing we were told that we got denied. We had no inclination that something like that could even happen and were assured that it would go through just a week prior to closing. To make matters worse we were moving from out of town and had already rented out our other home and had to move even though we had nowhere to go. The broker spun one story after another, none of which made sense. We also had to pay for an appraisal prior to being approved. So we were out almost $400. He kept telling us we would be able to get approved through another company, but would have to pay for another appraisal. The company refused to refund the appraisal fee.

I consulted another broker and put an application in with them. We were approved without any problems and we closed (a month later) without any hitch - I didn't have to prepay anything and there fees were way less. I would not suggest anyone use all credit mortgage for anything.

Pros: returned phone calls and emails

Cons: false information, overprice, didn't perform service

 

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