Ifreedom Direct

★★★★★
Direct FHA and VA Lending Specialists

Finance

Finance
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First American Trust

11440 W. Bernardo Court, Suite 340 San Diego, CA

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Five Point Capital

13280 Evening Creek Dr E 200 San Diego, CA

4.8182 44
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I am a Veteran who purchased my home through Todd Patey at \r
IFreedomDirect. This company was very professional and Todd's\r
knowledge of the whole process was exemplary. Everything went \r
smooth sails and it was a pleasant

3
★★★★★

I am a Veteran who purchased my home through Todd Patey at \r
IFreedomDirect. This company was very professional and Todd's\r
knowledge of the whole process was exemplary. Everything went \r
smooth sails and it was a pleasant

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We worked with Hugo Montano to secure a VA Home Loan and he is definitely an EXPERT in his field with a passion for what he does! He showed that he cared for us and was on the ball every step of the way! We are first time home owners and Navy Vets - now in a beautiful home with 2 dogs. Life is amazing and Hugo helped to make that possible and without any snags along the way! The process was so smooth and we closed in less than 30 days. We will never forget the assistance and sincerity we received from Hugo and iFreedom Direct.

2
★★★★★

We worked with Hugo Montano to secure a VA Home Loan and he is definitely an EXPERT in his field with a passion for what he does! He showed that he cared for us and was on the ball every step of the way! We are first time home owners and Navy Vets - now in a beautiful home with 2 dogs. Life is amazing and Hugo helped to make that possible and without any snags along the way! The process was so smooth and we closed in less than 30 days. We will never forget the assistance and sincerity we received from Hugo and iFreedom Direct.

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I first worked with Carlos Castro who helped me do some credit repair. I had a low credit score. Without the repair work and the VA backing me I would have not got into my new home. Amir Nurani helped me greatly in all phases of the loan process. I ended up getting the house at 86% of market value, and almost $3k cash back at closing.\r\n\r\nI am living in my new house now and I am very pleased with IFreedom directs customer service, and product.\r\n\r\nAmir was very easy to reach, night and weekends too!\r\nHe is easy to talk with, not intimidating and respectful.\r\n\r\nI highly recommend them to any one wanting to use their VA loan.

2
★★★★★

I first worked with Carlos Castro who helped me do some credit repair. I had a low credit score. Without the repair work and the VA backing me I would have not got into my new home. Amir Nurani helped me greatly in all phases of the loan process. I ended up getting the house at 86% of market value, and almost $3k cash back at closing.\r\n\r\nI am living in my new house now and I am very pleased with IFreedom directs customer service, and product.\r\n\r\nAmir was very easy to reach, night and weekends too!\r\nHe is easy to talk with, not intimidating and respectful.\r\n\r\nI highly recommend them to any one wanting to use their VA loan.

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I was very lucky to get Carlos Castro as my loan officer.\r\n\r\nThis was my first home purchase and I was very hesitant and nervous about going through the process and figured it was easier to just be a renter; but with the insanely low home prices in the PHX metro area, I decided to go ""all in"" and use my VA Loan benefit.\r\n\r\nFrom the first call, Carlos was my sole point of contact through the loan approval process, which is nice, because you develop a solid professional relationship as you go through the process.\r\n\r\nHe would respond to all my email questions via email and then would also phone me to make sure I understood his answers, which was a real nice touch.\r\n\r\nHe explanations were always simplified and spoken in laymen

2
★★★★★

I was very lucky to get Carlos Castro as my loan officer.\r\n\r\nThis was my first home purchase and I was very hesitant and nervous about going through the process and figured it was easier to just be a renter; but with the insanely low home prices in the PHX metro area, I decided to go ""all in"" and use my VA Loan benefit.\r\n\r\nFrom the first call, Carlos was my sole point of contact through the loan approval process, which is nice, because you develop a solid professional relationship as you go through the process.\r\n\r\nHe would respond to all my email questions via email and then would also phone me to make sure I understood his answers, which was a real nice touch.\r\n\r\nHe explanations were always simplified and spoken in laymen

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Nothing but good things to say. Amir Nurani was excellent. I will have no problem referring him or iFreedom.

2
★★★★★

Nothing but good things to say. Amir Nurani was excellent. I will have no problem referring him or iFreedom.

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This has been the best comany I have EVER worked with. Amir with IFreedom really took care of us and kept us in the loop in the whole process! I would def use IFreedom again thanks to Amir! Great work and thank you for all of your hard work!!!!

2
★★★★★

This has been the best comany I have EVER worked with. Amir with IFreedom really took care of us and kept us in the loop in the whole process! I would def use IFreedom again thanks to Amir! Great work and thank you for all of your hard work!!!!

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I spent over twenty years in the Air Force. Much of that time in customer service. I learned that to keep your customer happy, you often do more than expected for them. I taught every one of my Airmen that same value. Further, I expected...sometimes DEMANDED better customer service from those for whom I was a customer. With luck I left a positive, powerful, lasting legacy for the next generation of Air Force leaders. Amir Nurani, had he spent time in the Air Force, could have emerged as one of those Airmen I trained. Unbelievably skilled in his job, Amir inspired confidence through the entire loan process. When he told me a VA loan could be closed in less than thirty days, neither I, nor my buyer's agent believed it. I had purchased with a VA loan in the past, and knew that Amir was just ""trying to make me feel good."" Well, there is egg on my face. From start to finish, it took 28 days. I don't know the way this young man's connections and networks reach out to so many, but for a fact even the appraisal was accomplished quickly. One-stop shopping is what it's all about, and Amir made the people attached to his puppet strings dance and run to get everything done. Well done Amir, and well done to iFreedom Direct. If there were an Amir at every company, and every position in the government, there would be LOTS of people able to get things done. If you need a home loan, contact these guys. From the reviews below, you can see it's not just Amir, but it is every one of their employees. It's either something in the water at iFreedom Direct, or they only hire professionals.

2
★★★★★

I spent over twenty years in the Air Force. Much of that time in customer service. I learned that to keep your customer happy, you often do more than expected for them. I taught every one of my Airmen that same value. Further, I expected...sometimes DEMANDED better customer service from those for whom I was a customer. With luck I left a positive, powerful, lasting legacy for the next generation of Air Force leaders. Amir Nurani, had he spent time in the Air Force, could have emerged as one of those Airmen I trained. Unbelievably skilled in his job, Amir inspired confidence through the entire loan process. When he told me a VA loan could be closed in less than thirty days, neither I, nor my buyer's agent believed it. I had purchased with a VA loan in the past, and knew that Amir was just ""trying to make me feel good."" Well, there is egg on my face. From start to finish, it took 28 days. I don't know the way this young man's connections and networks reach out to so many, but for a fact even the appraisal was accomplished quickly. One-stop shopping is what it's all about, and Amir made the people attached to his puppet strings dance and run to get everything done. Well done Amir, and well done to iFreedom Direct. If there were an Amir at every company, and every position in the government, there would be LOTS of people able to get things done. If you need a home loan, contact these guys. From the reviews below, you can see it's not just Amir, but it is every one of their employees. It's either something in the water at iFreedom Direct, or they only hire professionals.

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Working with Amir Nurani was a stroke of great fate and good luck. This was my 2nd VA loan having been out of the USAF for 31 years. This was our last house we ever intend on purchasing and Amir offered advice at every turn, all designed to save my family money and time. His knowledge of the VA process was impressive and intellectual, he surely showed he was a master of his craft. From beginning to end, he displayed a professional competence that I embraced and appreciated. Thanks for professionals like Amir and iFreedom Direct for being a sensational value for any active duty or past veterans who want to take advantage of their benefits in supporting our great country. God bless Amir and iFreedom Direct - use him, you won't ever be sorry.

2
★★★★★

Working with Amir Nurani was a stroke of great fate and good luck. This was my 2nd VA loan having been out of the USAF for 31 years. This was our last house we ever intend on purchasing and Amir offered advice at every turn, all designed to save my family money and time. His knowledge of the VA process was impressive and intellectual, he surely showed he was a master of his craft. From beginning to end, he displayed a professional competence that I embraced and appreciated. Thanks for professionals like Amir and iFreedom Direct for being a sensational value for any active duty or past veterans who want to take advantage of their benefits in supporting our great country. God bless Amir and iFreedom Direct - use him, you won't ever be sorry.

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Working with Michael Warner on buying my first house was a dream. I am in the military and using a VA Loan, and working with Michael was so easy because he already knew so much about the VA process. He really made it so simple, I plan on being in this house for a very long time, but just incase I want to buy another one, I will def be calling Michael again. Thanks again iFreedom Direct and Michael for all of your help and your support with the military.

2
★★★★★

Working with Michael Warner on buying my first house was a dream. I am in the military and using a VA Loan, and working with Michael was so easy because he already knew so much about the VA process. He really made it so simple, I plan on being in this house for a very long time, but just incase I want to buy another one, I will def be calling Michael again. Thanks again iFreedom Direct and Michael for all of your help and your support with the military.

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Disrespectful, pushy, and "entitlelistic thinking" staff. Try to suggest that you can get a rate quote. Oh but first "we need to see if you qualify before we waste our time". Your better off to contact your local mortgage company first.

1
★☆☆☆☆

Disrespectful, pushy, and "entitlelistic thinking" staff. Try to suggest that you can get a rate quote. Oh but first "we need to see if you qualify before we waste our time". Your better off to contact your local mortgage company first.

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Ivonne Ganss is nothing less than awesome!! From the first time I talked to her I felt confident that she could help us. She knows exactly what she is doing and very fast and efficent...did I say fast.. we closed our home in 17days after I first spoke with her..yes 17 days.. this is even over the thanksgiving holiday!!! She was on top of every possible condition that would come up and made the process so much less stresfull.she answered all of my questions, and believe me there were many..and responded quickly to all my calls and emails..even after hours which I really appreciated.we had worked with another lender before Ivonne, and I wish I had found Ivonne first!!! We are now moved into our new home and will be able to celebrate christmas in our new home!!!! THANK YOU IVONNE!!!!

2
★★★★★

Ivonne Ganss is nothing less than awesome!! From the first time I talked to her I felt confident that she could help us. She knows exactly what she is doing and very fast and efficent...did I say fast.. we closed our home in 17days after I first spoke with her..yes 17 days.. this is even over the thanksgiving holiday!!! She was on top of every possible condition that would come up and made the process so much less stresfull.she answered all of my questions, and believe me there were many..and responded quickly to all my calls and emails..even after hours which I really appreciated.we had worked with another lender before Ivonne, and I wish I had found Ivonne first!!! We are now moved into our new home and will be able to celebrate christmas in our new home!!!! THANK YOU IVONNE!!!!

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Merry Christmas to my family thanks to Don Ruff at IFREEDOM DIRECT. I really can't believe how professional Don was at getting me our house through VA. Honestly i didn't think i would qualify or credit issues, but with Don Ruffs help we overcame and are now owners. i would highly recommend Don Ruff to anyone in Cali. \r\nGo ahead, Give it a Shot. U too may be a happy owner like my wife and I.\r\n\r\nDavid

2
★★★★★

Merry Christmas to my family thanks to Don Ruff at IFREEDOM DIRECT. I really can't believe how professional Don was at getting me our house through VA. Honestly i didn't think i would qualify or credit issues, but with Don Ruffs help we overcame and are now owners. i would highly recommend Don Ruff to anyone in Cali. \r\nGo ahead, Give it a Shot. U too may be a happy owner like my wife and I.\r\n\r\nDavid

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Ivonne Ganss was an awesome person to work with. She did all that she could and then some to ensure we were able to purchase our first home. She was always their and would follow up with us a few times a day. I felt like she was a personal friend looking out for our interest. i Freedom direct is lucky to have a person like Ivonne working for them. She knows her job and knows what steps are needed to become a home owner. We had terrible luck prior to working with Ivonne. She takes the stress out of purchasing a home!! Ivonne if you read this review I truly want to say thank you, you are a blessing to the mortgage world. Once again Thank You! Go RAIDERS!!

2
★★★★★

Ivonne Ganss was an awesome person to work with. She did all that she could and then some to ensure we were able to purchase our first home. She was always their and would follow up with us a few times a day. I felt like she was a personal friend looking out for our interest. i Freedom direct is lucky to have a person like Ivonne working for them. She knows her job and knows what steps are needed to become a home owner. We had terrible luck prior to working with Ivonne. She takes the stress out of purchasing a home!! Ivonne if you read this review I truly want to say thank you, you are a blessing to the mortgage world. Once again Thank You! Go RAIDERS!!

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Michael Warner handled my first time homebuying experience with a level of professionalism and determination seldom seen in today's marketplace.\r\n\r\nMike explained the process step by step and always kept my interests in mind. He possesses a commanding knowledge of the mortgage lending field and knows what it takes to get you into your new home.\r\n\r\nIt has been a pleasure working with Mike and I have no reservations about recommending his services to anyone looking for a comprehensive and worry-free homebuying process. \r\n\r\nMichael Warner is an invaluable asset to iFreedom Direct.\r\n\r\n

2
★★★★★

Michael Warner handled my first time homebuying experience with a level of professionalism and determination seldom seen in today's marketplace.\r\n\r\nMike explained the process step by step and always kept my interests in mind. He possesses a commanding knowledge of the mortgage lending field and knows what it takes to get you into your new home.\r\n\r\nIt has been a pleasure working with Mike and I have no reservations about recommending his services to anyone looking for a comprehensive and worry-free homebuying process. \r\n\r\nMichael Warner is an invaluable asset to iFreedom Direct.\r\n\r\n

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When my wife and I began the process of purchasing our first home we were often told the process was going to be tedious and frustrating. This was true with our first LO but far from reality once Craig finally convinced us to give him the opportunity to make our dreams come true. Craig promised and promised and then delivered right on schedule. His impeccable customer service came as a surprise in this era of ""time is money"" and ""money talks"" mentality most of the country identifies with.\r\n What made our situation so unique was the fact that I am currently employed in Iraq. Communication was key in processing the information between myself, my wife and Craig who were both back in the US. I would definitely recomend ifreedom Direct and more specifically Craig Martin to anyone who is in need of an LO that cares. One that is dilligent yet reassuring and gets results. I am a realist and I understand that things don't always work out in everyone's favor, however Craig was forthright and honest from the pre-qual to closing. Service such as that is nothing short of refreshing today. Thank you again Craig!\r\n

2
★★★★★

When my wife and I began the process of purchasing our first home we were often told the process was going to be tedious and frustrating. This was true with our first LO but far from reality once Craig finally convinced us to give him the opportunity to make our dreams come true. Craig promised and promised and then delivered right on schedule. His impeccable customer service came as a surprise in this era of ""time is money"" and ""money talks"" mentality most of the country identifies with.\r\n What made our situation so unique was the fact that I am currently employed in Iraq. Communication was key in processing the information between myself, my wife and Craig who were both back in the US. I would definitely recomend ifreedom Direct and more specifically Craig Martin to anyone who is in need of an LO that cares. One that is dilligent yet reassuring and gets results. I am a realist and I understand that things don't always work out in everyone's favor, however Craig was forthright and honest from the pre-qual to closing. Service such as that is nothing short of refreshing today. Thank you again Craig!\r\n

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Ivonne took over a loan (from a different company) whose previous LO was let's say , a disaster. She accomplished in 10 days what tis other guy could not do in 3 weeks. And the BEST part of working with her, COMMUNICATION!!! She provided daily updates and kept to her timelines. I wish lenders would understand, we are not dumb, don't write paragraph long emails explaining yourself...just be honest. If you can't make something happen, let us know. Ivonne, does that. She is honest and tells it like it is. If more lenders realized that A) Silence is deafening and B) just because you write a book explaining what you did and not what you haven't done, you are probably kidding yourself. Ivonne, is a breath of fresh air in the lender world! Thanks IVONNE!!!!

2
★★★★★

Ivonne took over a loan (from a different company) whose previous LO was let's say , a disaster. She accomplished in 10 days what tis other guy could not do in 3 weeks. And the BEST part of working with her, COMMUNICATION!!! She provided daily updates and kept to her timelines. I wish lenders would understand, we are not dumb, don't write paragraph long emails explaining yourself...just be honest. If you can't make something happen, let us know. Ivonne, does that. She is honest and tells it like it is. If more lenders realized that A) Silence is deafening and B) just because you write a book explaining what you did and not what you haven't done, you are probably kidding yourself. Ivonne, is a breath of fresh air in the lender world! Thanks IVONNE!!!!

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I want to thank Craig Martin for all his assistance in getting my home loan approved. After Bank of America turned me down because of my time at my current job I contacted IFreedomDirect. Craig called my almost immediately and I was preapproved for well over what I was hoping for. Craig kept me in the loop so this was the easiest home loan application I have ever had. I will recommend IFreedomDirect to my two sons who are also veterans when they start looking for a home loan. Again I want to thank you very much.

2
★★★★★

I want to thank Craig Martin for all his assistance in getting my home loan approved. After Bank of America turned me down because of my time at my current job I contacted IFreedomDirect. Craig called my almost immediately and I was preapproved for well over what I was hoping for. Craig kept me in the loop so this was the easiest home loan application I have ever had. I will recommend IFreedomDirect to my two sons who are also veterans when they start looking for a home loan. Again I want to thank you very much.

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Working with Don Ruff was a breath of fresh air. He made us feel like we were his only clients because he was always there if we needed anything. He was always patient, dedicated and knowledgeable throughout the whole loan process. There are people in this world that do their jobs at the bare minimum, and then there are people like Don that goes above and beyond. \n\nWe started this loan process two years ago, first with Wells Fargo and then with Indymac and we never felt the reassurance as we did with IFreedomDirect. Throughout the loan process we've dealt with four different lenders and by far Don is the BEST. His honesty and knowledge is something that those other lenders lack. \n\nWe will definitely recommend him to everyone we come in contact with because we feel everyone should have someone with his work qualities and ethics. Thanks again!\n\nSincerely & Respectfully,\n\nThe Siddiqui Family

2
★★★★★

Working with Don Ruff was a breath of fresh air. He made us feel like we were his only clients because he was always there if we needed anything. He was always patient, dedicated and knowledgeable throughout the whole loan process. There are people in this world that do their jobs at the bare minimum, and then there are people like Don that goes above and beyond. \n\nWe started this loan process two years ago, first with Wells Fargo and then with Indymac and we never felt the reassurance as we did with IFreedomDirect. Throughout the loan process we've dealt with four different lenders and by far Don is the BEST. His honesty and knowledge is something that those other lenders lack. \n\nWe will definitely recommend him to everyone we come in contact with because we feel everyone should have someone with his work qualities and ethics. Thanks again!\n\nSincerely & Respectfully,\n\nThe Siddiqui Family

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Review posted by Alison Spalding\n\nIf you are a vet and you want to buy a house, Amir Nurani will make sure that it happens for you! I just closed on the perfect house for me, and I pretty much owe it all to Amir. \n\nAs far as I am concerned he is the greatest at what he does. Amir is your guy, and if you get to work with him you will never regret it!\n\nAs a former military officer I do admit that I have very exacting standards which can be really hard to live up to, but Mr. Nurani exceeded my high expectations, and then some! It was such a pleasure, I rarely run into this kind of competence with anyone that I work with in any capacity, and that is why I must recommend him to you so highly!\n\nI encountered Amir months prior to beginning my loan application process, and from that moment on, I've always felt very lucky that Amir was the person who answered that very first email. Amir Nurani is a cool guy and fun to work with, but don't let that fool you for a second because Amir is the very epitome of competence and professionalism above all else!\n\nAmong his greatest strengths, which are numerous, are Amir's thoroughness, his knowledge base, his painstaking attention to detail, his follow-through, his diligence and vigilance, his focus, his PATIENCE, his dedication to his clients, and his full on know how. This is a guy who REALLY knows what he's doing! \n\nWith Mr. Nurani, I never even thought to wonder how long he's been doing the work he does, because he's just so good at it that it seems like he's been doing it forever. Amir is also completely unflappable, which is something I've always found to be extremely important in a professional person.\n\nAmir Nurani knows every in and out of what will be needed to take the loan through from the first stages to the final completion and closing, and he will make sure that you close on time because your package will always be complete with Amir in charge. Count on it!\n\nIt can be a long process to do one of these VA loans and, in my case it was quite long because, (through no fault of Amir's, but only how the real estate market is today), we had to do my file over and over again on several different houses.\n\nNever once did Mr. Nurani make me feel that he was tired of continuing the process with me! Amir was in it for the long haul, and with that super pleasant personality he has, I can't imagine having had to do that kind of work with anyone else.!\n\nIt's a very difficult, painstaking type of work that these people do, and I could never imagine doing it myself, but Amir never appeared to be overtaxed or the least bit irritable or even tired! \n\nAnd trust me when I say that what these people are doing is pretty complicated, and I can't imagine anything worse than getting someone who wasn't good at it. \n\nBut getting someone who is GREAT at it is even better, and that person is Mr. Amir Nurani!

2
★★★★★

Review posted by Alison Spalding\n\nIf you are a vet and you want to buy a house, Amir Nurani will make sure that it happens for you! I just closed on the perfect house for me, and I pretty much owe it all to Amir. \n\nAs far as I am concerned he is the greatest at what he does. Amir is your guy, and if you get to work with him you will never regret it!\n\nAs a former military officer I do admit that I have very exacting standards which can be really hard to live up to, but Mr. Nurani exceeded my high expectations, and then some! It was such a pleasure, I rarely run into this kind of competence with anyone that I work with in any capacity, and that is why I must recommend him to you so highly!\n\nI encountered Amir months prior to beginning my loan application process, and from that moment on, I've always felt very lucky that Amir was the person who answered that very first email. Amir Nurani is a cool guy and fun to work with, but don't let that fool you for a second because Amir is the very epitome of competence and professionalism above all else!\n\nAmong his greatest strengths, which are numerous, are Amir's thoroughness, his knowledge base, his painstaking attention to detail, his follow-through, his diligence and vigilance, his focus, his PATIENCE, his dedication to his clients, and his full on know how. This is a guy who REALLY knows what he's doing! \n\nWith Mr. Nurani, I never even thought to wonder how long he's been doing the work he does, because he's just so good at it that it seems like he's been doing it forever. Amir is also completely unflappable, which is something I've always found to be extremely important in a professional person.\n\nAmir Nurani knows every in and out of what will be needed to take the loan through from the first stages to the final completion and closing, and he will make sure that you close on time because your package will always be complete with Amir in charge. Count on it!\n\nIt can be a long process to do one of these VA loans and, in my case it was quite long because, (through no fault of Amir's, but only how the real estate market is today), we had to do my file over and over again on several different houses.\n\nNever once did Mr. Nurani make me feel that he was tired of continuing the process with me! Amir was in it for the long haul, and with that super pleasant personality he has, I can't imagine having had to do that kind of work with anyone else.!\n\nIt's a very difficult, painstaking type of work that these people do, and I could never imagine doing it myself, but Amir never appeared to be overtaxed or the least bit irritable or even tired! \n\nAnd trust me when I say that what these people are doing is pretty complicated, and I can't imagine anything worse than getting someone who wasn't good at it. \n\nBut getting someone who is GREAT at it is even better, and that person is Mr. Amir Nurani!

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I WOULD RATE CRAIG MARTIN AS THE BEST IN THE BUSINESS. HIS WORK IN SIMPLIFYING THE VA MORTGAGE LOAN PROCESS PUTS i FREEDOM DIRECT AT THE TOP OF THE LIST OF MORTGAGE LENDERS.

2
★★★★★

I WOULD RATE CRAIG MARTIN AS THE BEST IN THE BUSINESS. HIS WORK IN SIMPLIFYING THE VA MORTGAGE LOAN PROCESS PUTS i FREEDOM DIRECT AT THE TOP OF THE LIST OF MORTGAGE LENDERS.

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To Whom It May Concern:\r\n\r\n \r\n\r\nI am writing this email to inform you of the fantastic job Craig Martin is doing. Three weeks ago I contacted Ifreedom to see about a loan for a new house. It turns out that I was extremely fortunate to be placed in contact with Craig. He told me that we would not have any issues and swore to me that we would close in three weeks and today three weeks later we are closing on our new home. \r\n\r\n \r\n\r\nWe could not have picked a more stressful time to buy this house. I am the IT manager at Daisy Manufacturing and we have just implemented a new business system so I have been working from 7:30am 8:00pm or more. Craig asked me for a bunch of documents the very first day. He was so thorough that I never received the dreaded we need this calls. He also told me to let him worry about the process and for us not to get stressed. That was very hard for me because I do not trust many people I do not know, but I really did not have a choice. It turns out that it was the right move. I also got word from the title company that it was a pleasure for them to deal with Craig.\r\n\r\n \r\n\r\nI have a rule that I call my one tenth of one percent rule. It goes like this, one tenth of one percent of the people in any given profession are truly good at their job. Craig Martin falls in the category.\r\n\r\n \r\n\r\nI can tell you that I will recommend Ifreedom and specifically Craig Martin to any one looking to do a VA mortgage.\r\n\r\n \r\n\r\nThank you very much for a truly pleasant experience with what is normally a stressful endeavor.\r\n\r\n \r\n\r\nSincerely,\r\n\r\nEric Lasner\r\n\r\n

2
★★★★★

To Whom It May Concern:\r\n\r\n \r\n\r\nI am writing this email to inform you of the fantastic job Craig Martin is doing. Three weeks ago I contacted Ifreedom to see about a loan for a new house. It turns out that I was extremely fortunate to be placed in contact with Craig. He told me that we would not have any issues and swore to me that we would close in three weeks and today three weeks later we are closing on our new home. \r\n\r\n \r\n\r\nWe could not have picked a more stressful time to buy this house. I am the IT manager at Daisy Manufacturing and we have just implemented a new business system so I have been working from 7:30am 8:00pm or more. Craig asked me for a bunch of documents the very first day. He was so thorough that I never received the dreaded we need this calls. He also told me to let him worry about the process and for us not to get stressed. That was very hard for me because I do not trust many people I do not know, but I really did not have a choice. It turns out that it was the right move. I also got word from the title company that it was a pleasure for them to deal with Craig.\r\n\r\n \r\n\r\nI have a rule that I call my one tenth of one percent rule. It goes like this, one tenth of one percent of the people in any given profession are truly good at their job. Craig Martin falls in the category.\r\n\r\n \r\n\r\nI can tell you that I will recommend Ifreedom and specifically Craig Martin to any one looking to do a VA mortgage.\r\n\r\n \r\n\r\nThank you very much for a truly pleasant experience with what is normally a stressful endeavor.\r\n\r\n \r\n\r\nSincerely,\r\n\r\nEric Lasner\r\n\r\n

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I'm a Realtor in the central valley and I've worked with a lot of lenders but the quality of iFreedom Direct's people is unsurpassed. Michael Warner is not only proactive in getting things done but he cares very deeply about his clients and makes sure they get what they want. He checks in regularly to see if he can assist with anything I need done in the transaction (making my job much easier) and the support is deeply appreciated.\r\n\r\nI would recommend highly (and I do) this team to anyone needing a new mortgage or refinance. Keep up the good work!\r\n

2
★★★★★

I'm a Realtor in the central valley and I've worked with a lot of lenders but the quality of iFreedom Direct's people is unsurpassed. Michael Warner is not only proactive in getting things done but he cares very deeply about his clients and makes sure they get what they want. He checks in regularly to see if he can assist with anything I need done in the transaction (making my job much easier) and the support is deeply appreciated.\r\n\r\nI would recommend highly (and I do) this team to anyone needing a new mortgage or refinance. Keep up the good work!\r\n

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With times being hard to purchase a home and getting lenders to commit, Craig goes beyond and provided outstandind customer service support. I highly recommend him.

2
★★★★★

With times being hard to purchase a home and getting lenders to commit, Craig goes beyond and provided outstandind customer service support. I highly recommend him.

.

Execptional service. I was so im pressed with the service that I received from Mike Warner and Ifreedom direct that I have and will continue to recommend them to everyone. Mike was such a great loan officer. He kept me informed about my loan at all times. There were times where I would email him at 8pm to ask a question. Not excepting to hear from him till the next day in a email and the next thing I know he is calling me and letting me know my answer. My experience with buying my home was wonderful, orginally we were told that it was going to take about 45 days and if I am not mistaking I was in my house in 30 days. Mike made me work to get what he needed to buy my house but he wanted to make sure that the there would be no hic-cups. He did his job and did it well. Mike did his job that well that the housing development Corporation that I bought the house from said that they always wanted to work with Mike if possible. That alone should tell you something.

2
★★★★★

Execptional service. I was so im pressed with the service that I received from Mike Warner and Ifreedom direct that I have and will continue to recommend them to everyone. Mike was such a great loan officer. He kept me informed about my loan at all times. There were times where I would email him at 8pm to ask a question. Not excepting to hear from him till the next day in a email and the next thing I know he is calling me and letting me know my answer. My experience with buying my home was wonderful, orginally we were told that it was going to take about 45 days and if I am not mistaking I was in my house in 30 days. Mike made me work to get what he needed to buy my house but he wanted to make sure that the there would be no hic-cups. He did his job and did it well. Mike did his job that well that the housing development Corporation that I bought the house from said that they always wanted to work with Mike if possible. That alone should tell you something.

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My recent experience with Michael Warner and his team at IFreedom Direct Mortgage has been exceptional. I am a real estate agent who represented the seller and Michael was doing the buyers loan. The seller's bank insisted that in order to accept the buyers offer the loan had to close in less than 3 weeks. In todays market that is just about impossible. Michael said he thought he could do it and off he went making things happen - and he succeded! I was very impressed to say the least. I'm a busy agent and do not say that about many lenders in todays market. Michael obviousaly knows his business - I recommend you give him a call!

2
★★★★★

My recent experience with Michael Warner and his team at IFreedom Direct Mortgage has been exceptional. I am a real estate agent who represented the seller and Michael was doing the buyers loan. The seller's bank insisted that in order to accept the buyers offer the loan had to close in less than 3 weeks. In todays market that is just about impossible. Michael said he thought he could do it and off he went making things happen - and he succeded! I was very impressed to say the least. I'm a busy agent and do not say that about many lenders in todays market. Michael obviousaly knows his business - I recommend you give him a call!

.

Craig Martin is AWESOME!!! We couldnt ask for a better loan officer. He made our first time home-buying experience painless. Our home loan process was simple, trouble-free, and quick. Craig played a vital role in acquiring our first home. He was very patient and explained the process well. He made himself available with any questions we had. Craig was quick and efficient with the documents needed. He made us feel at ease knowing that we are working with a true professional. Hes highly knowledgeable and an expert in the business. He went above and beyond during our home loan process. We will definitely recommend him to our family and friends. Thank you, Craig!!\n\nRegards,\n\nDana and Shalimar Johnson \n\n

2
★★★★★

Craig Martin is AWESOME!!! We couldnt ask for a better loan officer. He made our first time home-buying experience painless. Our home loan process was simple, trouble-free, and quick. Craig played a vital role in acquiring our first home. He was very patient and explained the process well. He made himself available with any questions we had. Craig was quick and efficient with the documents needed. He made us feel at ease knowing that we are working with a true professional. Hes highly knowledgeable and an expert in the business. He went above and beyond during our home loan process. We will definitely recommend him to our family and friends. Thank you, Craig!!\n\nRegards,\n\nDana and Shalimar Johnson \n\n

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I love my house. Mucho!. Had it not been for about 8-9 days of well placed cold calls from Craig I would still be renting. I decided to return a call and the rest is real estate history. Craig is at the top of his game, and I benefitted from that. Thanks is really not enough , but I want Craig to know he was the catalyst in bringing about a whole new deal for me and he is a professional. Keep up the great service Craig. It matters so much and once more , Thank you.!

2
★★★★★

I love my house. Mucho!. Had it not been for about 8-9 days of well placed cold calls from Craig I would still be renting. I decided to return a call and the rest is real estate history. Craig is at the top of his game, and I benefitted from that. Thanks is really not enough , but I want Craig to know he was the catalyst in bringing about a whole new deal for me and he is a professional. Keep up the great service Craig. It matters so much and once more , Thank you.!

Pros: persistent, confident

Cons: no cons

.

Craig Martin at ifreedom direct, is the best loan officer ever. Very patient. Answered all my questions and phone calls. Very professional and works long hard hours to get a job done quickly and efficiently. Thank you Craig Martin!\r\nRegards, Nick

2
★★★★★

Craig Martin at ifreedom direct, is the best loan officer ever. Very patient. Answered all my questions and phone calls. Very professional and works long hard hours to get a job done quickly and efficiently. Thank you Craig Martin!\r\nRegards, Nick

Pros: best customer service ever!

.

Craig Martin (loan officer) took care of everything during my homeloan process and explained the loan docs in a way that I understood. You always hear horrer stories about how much of a pain it is to buy a house. Well not with this lender, he made the transaction smooth and painless. I didnt have to worry about anything with Craig, he had my best interest in mind and got me a BETTER PRICE on the house! I am now a happy homeowner, and will reccommend Craig to all my friends, family and fellow Veterans!

2
★★★★★

Craig Martin (loan officer) took care of everything during my homeloan process and explained the loan docs in a way that I understood. You always hear horrer stories about how much of a pain it is to buy a house. Well not with this lender, he made the transaction smooth and painless. I didnt have to worry about anything with Craig, he had my best interest in mind and got me a BETTER PRICE on the house! I am now a happy homeowner, and will reccommend Craig to all my friends, family and fellow Veterans!

Pros: knowledgeable loan officer who will get you the best deal

.

Robert DeGowen was overall very satisfactory in his performance regarding my recent home loan. I have to also mention his Manager, Sheri Nemelka, who was a dream. \r\n\r\nWhen you read this review, take into consideration that I purchased my home at the end of the Home Purchase Tax Credit Program, so I can only imagine how busy these people were during my purchase. \r\n\r\nRobert at all times was extremely professional in his tone and attitude, despite the fact that my tone sometimes waivered more on the angry side than professional. Sheri, was pleasant as could be, however towards the end, I could tell they would be glad my closing was going to occur. \r\n\r\nThe biggest issues that I had with the company was there needs to be a clearly defined sheet (checklist) with every document possible to send out to prospective borrowers. I was asked multiple times for documents, which was irritating at the last minute having to rush to get them. \r\n\r\nThe other problem that I had with the closing was due to my own circumstances dealing with my DTI. This is where Robert did poorly in his customer service and Sheri really saved the company. Robert continued to ask if I could pay off large sums of debt without regard to the fact that I had already explained to him in great detail what assets I had available. Finally, Sheri came into the picture and was able to work through my DTI in great detail, where we uncovered issues such as non-counted income, too high debt amounts reported to the credit agencies, etc. \r\n\r\nSo in summary, there were some drawbacks but those can be attributed to the fact every mortgage lender was swamped at the time I purchased. I can say that overall I was pleased with the service that I recieved and will reccomend iFreedom Direct to future homebuyers that I know. \r\n\r\n

2
★★★★☆

Robert DeGowen was overall very satisfactory in his performance regarding my recent home loan. I have to also mention his Manager, Sheri Nemelka, who was a dream. \r\n\r\nWhen you read this review, take into consideration that I purchased my home at the end of the Home Purchase Tax Credit Program, so I can only imagine how busy these people were during my purchase. \r\n\r\nRobert at all times was extremely professional in his tone and attitude, despite the fact that my tone sometimes waivered more on the angry side than professional. Sheri, was pleasant as could be, however towards the end, I could tell they would be glad my closing was going to occur. \r\n\r\nThe biggest issues that I had with the company was there needs to be a clearly defined sheet (checklist) with every document possible to send out to prospective borrowers. I was asked multiple times for documents, which was irritating at the last minute having to rush to get them. \r\n\r\nThe other problem that I had with the closing was due to my own circumstances dealing with my DTI. This is where Robert did poorly in his customer service and Sheri really saved the company. Robert continued to ask if I could pay off large sums of debt without regard to the fact that I had already explained to him in great detail what assets I had available. Finally, Sheri came into the picture and was able to work through my DTI in great detail, where we uncovered issues such as non-counted income, too high debt amounts reported to the credit agencies, etc. \r\n\r\nSo in summary, there were some drawbacks but those can be attributed to the fact every mortgage lender was swamped at the time I purchased. I can say that overall I was pleased with the service that I recieved and will reccomend iFreedom Direct to future homebuyers that I know. \r\n\r\n

Pros: Management, Customer Service

Cons: Duplication of Efforts

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RICHARD, MADE BUYING A HOME EASY. ALWAYS THERE WITH THE RIGHT ANSWERS, ALWAYS RETURNED MESSAGES ASAP. A TRUE PROFESSIONAL AT HIS JOB. WOULD BE HONORED TO REFER ANYONE TO HIM AT iFREEDOM DIRECT

2
★★★★★

RICHARD, MADE BUYING A HOME EASY. ALWAYS THERE WITH THE RIGHT ANSWERS, ALWAYS RETURNED MESSAGES ASAP. A TRUE PROFESSIONAL AT HIS JOB. WOULD BE HONORED TO REFER ANYONE TO HIM AT iFREEDOM DIRECT

Pros: HIS TITLE SAYS IT, VA LOAN SPECIALIST

Cons: ZERO

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Kate was always patient when we had questions...and we had a LOT of questions. Never kept us in the dark. Called us back immediately when we needed help. She was quick and efficient. We would be happy to refer anyone to her at Freedom Direct.

2
★★★★★

Kate was always patient when we had questions...and we had a LOT of questions. Never kept us in the dark. Called us back immediately when we needed help. She was quick and efficient. We would be happy to refer anyone to her at Freedom Direct.

Pros: Always there for us, answered all our questions

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Sarai Pacada is very helpful and has been available every step of the way in this process. She has answered all of my fiancee?s and my questions thoroughly and sincerely. Sarai has been here for us no matter what time of the day we have needed her. She has had the most of knowledge and understanding of this whole process. She has done a lot for us both and I am sure she will do the same for you. Overall our respects to this knowledgeable, helpful, and nicest person at DirectVaLoans!

2
★★★★★

Sarai Pacada is very helpful and has been available every step of the way in this process. She has answered all of my fiancee?s and my questions thoroughly and sincerely. Sarai has been here for us no matter what time of the day we have needed her. She has had the most of knowledge and understanding of this whole process. She has done a lot for us both and I am sure she will do the same for you. Overall our respects to this knowledgeable, helpful, and nicest person at DirectVaLoans!

Pros: Very Helpful

Cons: Zero Cons

.

Sarai Pacada is the most incompetent person I have yet to meet in this industry of processing VA home loans.She insisted on how experienced she was in the loan processing and how I should not question her intelligence of the process. In reality she had no idea of what she was doing. Sarai's manager called me a couple days ago to inform me that my Certificate of Eligibility was denied and also to tell me that Sarai Pacada had resigned. Is her resignation a cover up or actually true, I may have never know. Now here I am one week before closing escrow and I have no loan. I was working with Sarai Pacada from January of 2010 to April 28 2010. You would think the Loan Officer from Ifreedom Direct would knowif i was elegible or not prior to giving me an approval but I guess making a quick dollar matters more to some people than actually getting facts together. Do not choose her as your loan officer or the Company all together. Try to find lower rates also because the rates are high.

0
★☆☆☆☆

Sarai Pacada is the most incompetent person I have yet to meet in this industry of processing VA home loans.She insisted on how experienced she was in the loan processing and how I should not question her intelligence of the process. In reality she had no idea of what she was doing. Sarai's manager called me a couple days ago to inform me that my Certificate of Eligibility was denied and also to tell me that Sarai Pacada had resigned. Is her resignation a cover up or actually true, I may have never know. Now here I am one week before closing escrow and I have no loan. I was working with Sarai Pacada from January of 2010 to April 28 2010. You would think the Loan Officer from Ifreedom Direct would knowif i was elegible or not prior to giving me an approval but I guess making a quick dollar matters more to some people than actually getting facts together. Do not choose her as your loan officer or the Company all together. Try to find lower rates also because the rates are high.

Pros: Worst Loan Officer in Ifreedom Direct

Cons: DO NOT CHOOSE SARAI P as your LO

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\r\n I came in today to look at my options, and to get a better understanding of what the VA home loan was all about. I was fortunate enough to have had Sarai as my agent. She explained to me step by step, as well as walk me through the different options available to me. \r\n Sarai professionalism, straight talk and positive attitude made for a very productive meeting. I gained a wealth of knowledge and insight. Now I feel very confident in taking the next step to becoming a first time home owner. I would recommend her to just about anyone I know that wore the uniform. BRAVO ZULU Sarai! \r\nA big thankyou,\r\nRonald Paul Woods II

2
★★★★★

\r\n I came in today to look at my options, and to get a better understanding of what the VA home loan was all about. I was fortunate enough to have had Sarai as my agent. She explained to me step by step, as well as walk me through the different options available to me. \r\n Sarai professionalism, straight talk and positive attitude made for a very productive meeting. I gained a wealth of knowledge and insight. Now I feel very confident in taking the next step to becoming a first time home owner. I would recommend her to just about anyone I know that wore the uniform. BRAVO ZULU Sarai! \r\nA big thankyou,\r\nRonald Paul Woods II

Pros: wealth of knowlegde

Cons: non

.

For anyone who is looking to purchase a home with VA benifits, look no further. Sarai Pacada is one of the best in the business. I have been working with her for 10 years and have the utmost respect and appreciaition for the hard work she delivers on a daily basis. She will treat you right, make sure you are getting the best possible loan and will see the transaction through to the end. She specializes in VA loans, so please call her today at 619-531-4630 or 800-396-7676 ext 4630

2
★★★★★

For anyone who is looking to purchase a home with VA benifits, look no further. Sarai Pacada is one of the best in the business. I have been working with her for 10 years and have the utmost respect and appreciaition for the hard work she delivers on a daily basis. She will treat you right, make sure you are getting the best possible loan and will see the transaction through to the end. She specializes in VA loans, so please call her today at 619-531-4630 or 800-396-7676 ext 4630

Pros: Attention to detail

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Our experience with IFreedom Direct our agent John Riley was terrific. We attempted to purchase a house with Bank of America which we had to pull out on due to foundation problems but had an awful experience with them. BOA reps were slow, inconsiderate and treated us horrible. Every step of the process was torture. When we found our house we have recently purchased we decided to find a new lender to represent us, which we were glad we did. We contacted John to see if he could help us and help make our life changing experience a little more joyful than previous. John spoke with us and we were sold on our 1st conversation. John was very helpful in explaining each step, making it a pleasant experience. He was prompt with all communication with us and our real estate agent. Our real estate agent was very impressed with the job he did, she could not believe how fast our loan was processed. She advised she would recommend him for her future clients. John is a very professional, considerate and experienced person who has done a wonderful job. Thank you John Riley - you were terrific. \r\n\r\n\r\n\r\nThanks and regards,\r\nJavier Olivares

2
★★★★★

Our experience with IFreedom Direct our agent John Riley was terrific. We attempted to purchase a house with Bank of America which we had to pull out on due to foundation problems but had an awful experience with them. BOA reps were slow, inconsiderate and treated us horrible. Every step of the process was torture. When we found our house we have recently purchased we decided to find a new lender to represent us, which we were glad we did. We contacted John to see if he could help us and help make our life changing experience a little more joyful than previous. John spoke with us and we were sold on our 1st conversation. John was very helpful in explaining each step, making it a pleasant experience. He was prompt with all communication with us and our real estate agent. Our real estate agent was very impressed with the job he did, she could not believe how fast our loan was processed. She advised she would recommend him for her future clients. John is a very professional, considerate and experienced person who has done a wonderful job. Thank you John Riley - you were terrific. \r\n\r\n\r\n\r\nThanks and regards,\r\nJavier Olivares

Pros: service received was awsome

.

iFreedom Direct and John Riley made buying my first house easy. John remained calm and got the job done, making the stress of buying a house almost dissappear. I never jumped thorugh any hoops to talk to anyone, John provided me with a direct phone number and there were no automated computers to talk to. I will tell any VA buyers to go through i Freedom Direct, and John Riley.

2
★★★★★

iFreedom Direct and John Riley made buying my first house easy. John remained calm and got the job done, making the stress of buying a house almost dissappear. I never jumped thorugh any hoops to talk to anyone, John provided me with a direct phone number and there were no automated computers to talk to. I will tell any VA buyers to go through i Freedom Direct, and John Riley.

Pros: Always had an answer for any question that I had.

Cons: n/a

.

As a first time buyer i was extremely pleased with the performance and experience that was offered to me via John Riley from day one. He was interested in moving escrow along at a pace i was comfortable with and if there were any questions I was unsure or just didn't know altogether he was there 24/7. I had an easier time to get a hold of him no mattter what time on the weekends or nights to answer questions. \r\n\r\nHe is a great person and Ifreedom direct is blessed to have a person working for them, with all that he brings to the table. HOOYAH John Riley!

2
★★★★★

As a first time buyer i was extremely pleased with the performance and experience that was offered to me via John Riley from day one. He was interested in moving escrow along at a pace i was comfortable with and if there were any questions I was unsure or just didn't know altogether he was there 24/7. I had an easier time to get a hold of him no mattter what time on the weekends or nights to answer questions. \r\n\r\nHe is a great person and Ifreedom direct is blessed to have a person working for them, with all that he brings to the table. HOOYAH John Riley!

Pros: Excellent Service and Great person to work with

Cons: cons? what cons?

.

As a real estate broker, I am very pleased with the services that John Riley provided to me during my client's recent purchase of a home in Aliso Viejo. My clients' purchase was a VA loan transaction. Due to a very competitive marketplace, we made more than 20 offers on different homes before one offer was accepted. Once the offer was accepted, John took over and handled the loan transaction with a 30 day turnaround which is so unusual for VA loans. I had heard horror strories of VA loans being long and slow but John was an expert in getting this deal done! Great job John! I would be happy to recommend you to others! Thank you! Thank you! Thank you! Sincerely, Melina Ismail, Broker.

2
★★★★★

As a real estate broker, I am very pleased with the services that John Riley provided to me during my client's recent purchase of a home in Aliso Viejo. My clients' purchase was a VA loan transaction. Due to a very competitive marketplace, we made more than 20 offers on different homes before one offer was accepted. Once the offer was accepted, John took over and handled the loan transaction with a 30 day turnaround which is so unusual for VA loans. I had heard horror strories of VA loans being long and slow but John was an expert in getting this deal done! Great job John! I would be happy to recommend you to others! Thank you! Thank you! Thank you! Sincerely, Melina Ismail, Broker.

Pros: Efficient, Professional Service

.

I assisted a buyer by locating VA Direct Home Loans on the web and iFreedom came up on the search. I was fortunately transferred to John Riley. \r\n\r\nFrom the time the buyer found the home on Nov. 11 to the time escrow opened on Nov. 18, John Riley kept everything moving right along so efficiently that the loan doc's are being signed Dec. 15---that is a 27 day escrow which would have easily been less days without the Thanksgiving holiday weekend...can you imagine a 3 week escrow, EASILY!!!\r\n\r\nIf you are serious about purchasing a home and want to work with a company that will get the job done, then iFreedom is the company to call IMMEDIATELY!!! John Riley will get you into your home faster than any other company out there because it happened for my client.\r\n\r\nI keep John Riley's phone number handy all the time, this way when Veteran's are ready to buy, I know they will be well taken care of and in their new home asap.\r\n\r\nThanks John for your Commitment to Excellence and the Proven Professionalism on a daily basis. Ownership, Accountablility and Efficiency are your strengths. \r\n\r\nGod Bless you and your family John!\r\nMichelle Burgos

2
★★★★★

I assisted a buyer by locating VA Direct Home Loans on the web and iFreedom came up on the search. I was fortunately transferred to John Riley. \r\n\r\nFrom the time the buyer found the home on Nov. 11 to the time escrow opened on Nov. 18, John Riley kept everything moving right along so efficiently that the loan doc's are being signed Dec. 15---that is a 27 day escrow which would have easily been less days without the Thanksgiving holiday weekend...can you imagine a 3 week escrow, EASILY!!!\r\n\r\nIf you are serious about purchasing a home and want to work with a company that will get the job done, then iFreedom is the company to call IMMEDIATELY!!! John Riley will get you into your home faster than any other company out there because it happened for my client.\r\n\r\nI keep John Riley's phone number handy all the time, this way when Veteran's are ready to buy, I know they will be well taken care of and in their new home asap.\r\n\r\nThanks John for your Commitment to Excellence and the Proven Professionalism on a daily basis. Ownership, Accountablility and Efficiency are your strengths. \r\n\r\nGod Bless you and your family John!\r\nMichelle Burgos

Pros: John Riley as your loan officer

.

Working with my buying agent and the selling agent has really proven John Riley to be a man of his word. \r\n\r\nWhen he said that he will get this loan closed before Christmas, he was SERIOUS!!! \r\n\r\nMelina Ismail (my agent) enjoyed working with such a knowledgable colleague, while Vanessa Payne (the listing agent) appreciated John's ""on top of it"" work ethic and was very impressed with the quickness of the loan process with John Riley as our loan officer. \r\n\r\nAs for me, I do not have enough words to say about how happy and confident I am with the expertise and skills that John Riley offers each Veteran that gets to work with him. He gets the job done and he does it very well ! ! !\r\n\r\nJohn Riley is a valuable team member to the iFreedom company and Team. He not only helps get Veterans into homes, but I am sure he is a pleasure to work with among his colleagues at iFreedom and the Veteran's Administration. You can trust him and know that you are well taken care of in his very capable hands.\r\n\r\nThank you, \r\nLeo Neal\r\nNew Homeowner thanks to John Riley @ iFreedom

2
★★★★★

Working with my buying agent and the selling agent has really proven John Riley to be a man of his word. \r\n\r\nWhen he said that he will get this loan closed before Christmas, he was SERIOUS!!! \r\n\r\nMelina Ismail (my agent) enjoyed working with such a knowledgable colleague, while Vanessa Payne (the listing agent) appreciated John's ""on top of it"" work ethic and was very impressed with the quickness of the loan process with John Riley as our loan officer. \r\n\r\nAs for me, I do not have enough words to say about how happy and confident I am with the expertise and skills that John Riley offers each Veteran that gets to work with him. He gets the job done and he does it very well ! ! !\r\n\r\nJohn Riley is a valuable team member to the iFreedom company and Team. He not only helps get Veterans into homes, but I am sure he is a pleasure to work with among his colleagues at iFreedom and the Veteran's Administration. You can trust him and know that you are well taken care of in his very capable hands.\r\n\r\nThank you, \r\nLeo Neal\r\nNew Homeowner thanks to John Riley @ iFreedom

Pros: Professional and Personable Loan Officer

Cons: All Pros, Absolutely NO Cons

.

iFreedom, through my loan respresentative John Riley, did an incredible job with my VA loan. They funded $710,000 within 30 days of my first call. Their response to my inquiries and constant communication made the process extremely easy - especially after working with other lending institutions in the current environment. I would, without hesitation, recommend iFreedom to anyone interest in obtaining a VA loan.

2
★★★★★

iFreedom, through my loan respresentative John Riley, did an incredible job with my VA loan. They funded $710,000 within 30 days of my first call. Their response to my inquiries and constant communication made the process extremely easy - especially after working with other lending institutions in the current environment. I would, without hesitation, recommend iFreedom to anyone interest in obtaining a VA loan.

Pros: Incredible Experience

.

On Monday October 21, 2009 I decided to apply for a home loan with IFreedom Direct. My loan specialist who I was assigned to was John Riley. The loan process was so quick that I was shocked when John called me back and stated that I was pre approved for loan of up to $350,000 dollars. On November 19, 2009 I got accepted on an offer for a home. From the beginning through the end John was always there for me, to assist and answer all questions. His long hours, dedication, initiative, and hard work was the reason that made escrow go smooth, and I was able to move in my first home in less than a month. I'm very satisfied with IFreedom Direct, and the work John did for me, so I referred IFreedom Direct to a few co workers. Bravo-Zulu John for all your hard work. Happy Holidays and may God Bless you and your family.\r\n \r\n Thank You,\r\n Edgardo A. De Leon and Family

2
★★★★★

On Monday October 21, 2009 I decided to apply for a home loan with IFreedom Direct. My loan specialist who I was assigned to was John Riley. The loan process was so quick that I was shocked when John called me back and stated that I was pre approved for loan of up to $350,000 dollars. On November 19, 2009 I got accepted on an offer for a home. From the beginning through the end John was always there for me, to assist and answer all questions. His long hours, dedication, initiative, and hard work was the reason that made escrow go smooth, and I was able to move in my first home in less than a month. I'm very satisfied with IFreedom Direct, and the work John did for me, so I referred IFreedom Direct to a few co workers. Bravo-Zulu John for all your hard work. Happy Holidays and may God Bless you and your family.\r\n \r\n Thank You,\r\n Edgardo A. De Leon and Family

Pros: Fast process

 

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