Free Initial Consultation with Free Credit Counseling. We can help. There is a light at the end of the tunnel. Call Now! Free credit counseling with a free initial consultation. Personalized budget with action plans developed. We offer mortgage modifications, credit card debt, student loans, judgements and foreclosures, and medical bills. We have offices in Tampa, Clearwater, and St. Petersburg. We are Non Profit 501C3 Corporation Specialize in all credit and debt counselling servicews. We work one on one with our clients to create personalized budget and action plans. Cash, Checks & Money orders. we have over 20 years experience helping families get their lives back on track. We are here to help. Please call us right away. Personal appointments available Bankruptcy Alternatives,Bankruptcy Counseling,Bill Paying,Budget Planning,Business Credit Reports,Business Debt Assistance,Collections,Commercial Loans,Construction Loans,Consultations,Credit Report Correction,Credit Report Disputes,Credit Report Reviews Credit Reports Credit Restoration Creditor Negotiations Debt Counseling,Debt Elimination,Debt Management,Debt Problems,Debt Settlement,Escrow Services,Financial Planning,Foreclosures & Repossessions,Free Consultations,Free Counseling,Legal Services,Loan Brokers,Loan Modification,Mortgages,Refinancing,Tax Debt Assistance.