We have cash when you need it most, and we make it easy! ACE Cash Express, Inc. is a leading financial services provider, specializing in short-term consumer loans, check cashing, bill pay, and debit card services. In business since 1968, ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by providing convenient, immediate access to financial services. There's a better way to borrow. Whether you need help with unexpected bills, emergencies, or other short-term cash loan needs, ACE can help you with a payday loan. Payday loans at ACE are available in a variety of states, in-store or online. ACE has a fast application and instant decision. ACE requests the following during a loan application: • You do not have to be employed, but you must have a steady source of recurring income payments to ensure you will be able to repay your loan. • You must reside in the state you choose for your loan application. • You must be at least 18 years old. • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief. • You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty. • If applying online, you must provide a valid Social Security Number or Individual Taxpayer Identification Number. • If applying online, you must have a checking or savings account that has been open for at least one month. • If applying online, you must be able to be contacted via phone if verification of application information is necessary. • If applying in-store, we ask that you bring a valid government issued photo ID. A Social Security Number is not required. • If applying in-store, we ask that you bring proof of income and proof of a bank checking account. Pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state. https://www.acecashexpress.com/how-do-loans-work
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