Byron & Davis Cccc Inc

★☆☆☆☆
  • 601 Philadelphia Pike

    Wilmington, DE 19809

    Map & Directions
  • 302-792-2334

About Byron & Davis Cccc Inc

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Finance

Finance
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I believe the below threads will say it all...

To whom it may concern,

In November of 2011 I contacted you in regard to a collection activity that was placed on my Equifax Credit report after a credit denial based on the info in my report. The individual account # is xxxxx. When I called your firm I explained that the account had in fact been paid ($134.00) and that it was paid directly to the original creditor which was Glasgow Medical Center in August of 2011. I was told that I could submit proof of such to your e-mail address - Info@byrondavis.com and that it would be removed from my credit report. I was given a reference # of xxxxx and told to send it to the attention of Aronda.

As you can see from the sent e-mail and attachement below, I did exactly as requested on 11/16/11. To date that account is still showing on my Equifax credit file. Not only is it still there but it is showing as "unpaid".

I have disputed this information twice through Equifax and both times when you were contacted by them through their investigation you confirmed the debt is legitimate although never bothered to contact me about it. At this point I would like to know why you are refusing to have it removed from my file and/or marked as paid?

To my knowledge your firm never even made any attempt at all to collect the debt other than placing it on my credit report which I did even not discover until months after the debt had already been paid. Had you contacted me before placing it on my credit report I would have gladly provided evidence of the payment.

I have included a copy of the original e-mail sent to you in November (at your request) as well as the attachement which is another copy of my August 2011 bank statement which very clearly shows the debit to Glasgow Medical Center for $134.00 on 8/26/2011

Please immediately take steps to have my credit file corrected. I should not have had to make a second request to you nor have had 2 investigations by Equifax in which your frm "researched" and confirmed the false entry both times!

Kind Regards,

David Pxxxx

David xxxxx

Realtor/Property Management

Cell: xxxx

Fax: xxxx

REMEMBER... I can help your friends or family with their real estate needs anywhere in the US or beyond. Ask me how today.


From: Pxxx, David
Sent: Wed 11/16/2011 12:40 PM
To: info@ByronDavis.com
Subject: Ref# xxx ATTN: Aronda

Aronda,
In response to reference # xxxx please find attached a copy of my bank statement for Aug 13 - Sept 12, 2011. The payment to Glasgow Medical Center in the ammount of $134.00 is on page 2 and is circled. Please feel free to continue communications with me if you should need anything further to clear this matter up.
Sincerely,
David Pxxx
717-3xxxx

1
★☆☆☆☆

I believe the below threads will say it all...

To whom it may concern,

In November of 2011 I contacted you in regard to a collection activity that was placed on my Equifax Credit report after a credit denial based on the info in my report. The individual account # is xxxxx. When I called your firm I explained that the account had in fact been paid ($134.00) and that it was paid directly to the original creditor which was Glasgow Medical Center in August of 2011. I was told that I could submit proof of such to your e-mail address - Info@byrondavis.com and that it would be removed from my credit report. I was given a reference # of xxxxx and told to send it to the attention of Aronda.

As you can see from the sent e-mail and attachement below, I did exactly as requested on 11/16/11. To date that account is still showing on my Equifax credit file. Not only is it still there but it is showing as "unpaid".

I have disputed this information twice through Equifax and both times when you were contacted by them through their investigation you confirmed the debt is legitimate although never bothered to contact me about it. At this point I would like to know why you are refusing to have it removed from my file and/or marked as paid?

To my knowledge your firm never even made any attempt at all to collect the debt other than placing it on my credit report which I did even not discover until months after the debt had already been paid. Had you contacted me before placing it on my credit report I would have gladly provided evidence of the payment.

I have included a copy of the original e-mail sent to you in November (at your request) as well as the attachement which is another copy of my August 2011 bank statement which very clearly shows the debit to Glasgow Medical Center for $134.00 on 8/26/2011

Please immediately take steps to have my credit file corrected. I should not have had to make a second request to you nor have had 2 investigations by Equifax in which your frm "researched" and confirmed the false entry both times!

Kind Regards,

David Pxxxx

David xxxxx

Realtor/Property Management

Cell: xxxx

Fax: xxxx

REMEMBER... I can help your friends or family with their real estate needs anywhere in the US or beyond. Ask me how today.


From: Pxxx, David
Sent: Wed 11/16/2011 12:40 PM
To: info@ByronDavis.com
Subject: Ref# xxx ATTN: Aronda

Aronda,
In response to reference # xxxx please find attached a copy of my bank statement for Aug 13 - Sept 12, 2011. The payment to Glasgow Medical Center in the ammount of $134.00 is on page 2 and is circled. Please feel free to continue communications with me if you should need anything further to clear this matter up.
Sincerely,
David Pxxx
717-3xxxx

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i just had the unpleasant experience to talk to bruce whom again stated they were a law firm which is a lie.. and i called and filed a formal complaint to the office of disaplinary council 3025777042... u cannot by law portray urself as a law firm if u r not... i have an old bill that is over 5 yrs old that was never processed through ins and i was getting the address to pay when he began to belittle me and say i was never gonna pay i was stalling and to just pull out my credit card and pay him!!!!! he demanded over and over again and wouldnt let me speak.... i WIL NOT pay him i will go directly to my doctor now and have them withdraw the claim with his company NOT LAW FIRM and pay them directly!!!! this guy was rude mean arrogant and honestly just stupid bcs now he wont get his 5.00 bonus for collecting my debt. if anyone has experienced this with this company please call the # listed below and file a formal complaint!!!!!!!!!!! and he gv me the wrong address , which leads me to believe maybe he wants to drag this out so i look like im not paying the debt??!!

1
★☆☆☆☆

i just had the unpleasant experience to talk to bruce whom again stated they were a law firm which is a lie.. and i called and filed a formal complaint to the office of disaplinary council 3025777042... u cannot by law portray urself as a law firm if u r not... i have an old bill that is over 5 yrs old that was never processed through ins and i was getting the address to pay when he began to belittle me and say i was never gonna pay i was stalling and to just pull out my credit card and pay him!!!!! he demanded over and over again and wouldnt let me speak.... i WIL NOT pay him i will go directly to my doctor now and have them withdraw the claim with his company NOT LAW FIRM and pay them directly!!!! this guy was rude mean arrogant and honestly just stupid bcs now he wont get his 5.00 bonus for collecting my debt. if anyone has experienced this with this company please call the # listed below and file a formal complaint!!!!!!!!!!! and he gv me the wrong address , which leads me to believe maybe he wants to drag this out so i look like im not paying the debt??!!

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This company is nothing more that an over glorified scumbag collection agency. Not only do they portray themselves as a law firm which they are not. They constantly harass and leave threatening messages detailing what they will do to you. I told the one representative that if some one had spoken to me in the way that he had when he had left me a message, we would have a real problem. He proceeded to tell me that I would be the one ending up on the short side of that. The prick's name was Mark Stewart. I would suggest that if you have the misfortune of having to deal with this company and its employees, that you consult independent legal counsel in anticipation for the harassment that will entail. Mr. Stewart, I personally hope you die of gohonorrea and rot in bell for the scumbag you are.

1
★☆☆☆☆

This company is nothing more that an over glorified scumbag collection agency. Not only do they portray themselves as a law firm which they are not. They constantly harass and leave threatening messages detailing what they will do to you. I told the one representative that if some one had spoken to me in the way that he had when he had left me a message, we would have a real problem. He proceeded to tell me that I would be the one ending up on the short side of that. The prick's name was Mark Stewart. I would suggest that if you have the misfortune of having to deal with this company and its employees, that you consult independent legal counsel in anticipation for the harassment that will entail. Mr. Stewart, I personally hope you die of gohonorrea and rot in bell for the scumbag you are.

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I have just had another contact with Byron & Davis and my treatment was the same as the previous reviewer. I have been trying to tell Byron & Davis for over 3 years that my wife is dead and the alleged debt they are trying to collect is wrong. They will not listen. They never identify themselves when they call except when they leave a mssage saying they are from the Law Firm of Byron & Davis. They repeatedly refused to talk with me because the alleged debt was just in my wife's name. They virtually just called me a liar when I attempted to tell them she died over 3 years ago. They left a message a day ago while I was at work that they were going to sue my wife. Just now, their representative who identified himself as Mark threatened, "Okay, we will do this the hard way..." when I tried to tell him once again that my wife had passed away, there was no estate, and there are no monies to pay the alleged debt. He hung up on me before I could get his phone number, correct, full name, and address so I could report this. I just finished reading all of the reviews. As with another reviewer, Byron & Davis have also left messages on my phone that they are a law firm. The Delaware State Attorney Generals Office should look into this company and what seems to me to be their unethical practices.

1
★☆☆☆☆

I have just had another contact with Byron & Davis and my treatment was the same as the previous reviewer. I have been trying to tell Byron & Davis for over 3 years that my wife is dead and the alleged debt they are trying to collect is wrong. They will not listen. They never identify themselves when they call except when they leave a mssage saying they are from the Law Firm of Byron & Davis. They repeatedly refused to talk with me because the alleged debt was just in my wife's name. They virtually just called me a liar when I attempted to tell them she died over 3 years ago. They left a message a day ago while I was at work that they were going to sue my wife. Just now, their representative who identified himself as Mark threatened, "Okay, we will do this the hard way..." when I tried to tell him once again that my wife had passed away, there was no estate, and there are no monies to pay the alleged debt. He hung up on me before I could get his phone number, correct, full name, and address so I could report this. I just finished reading all of the reviews. As with another reviewer, Byron & Davis have also left messages on my phone that they are a law firm. The Delaware State Attorney Generals Office should look into this company and what seems to me to be their unethical practices.

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While I understand that this company is a debt collection agency, they are truly horrible. If I owned a business, I would certainly not want this company to represent me in trying to collect debts for me. Right off the bat, without even knowing me, they were rude and belittling, calling me a liar, etc. I had proof that my insurance company had already told the actual company that sent the debt to this agency that I was not responsible for the bill. The original company screwed up and my insurance refused to cover it. This debt collection agency told me I lied, told me my insurance company couldn't say I wasn't responsible, etc. They do not abide by the standard calling hours as they have called my home in the past after 9:00 p.m. at night.

I tried working with them, but instead I was yelled at and they refused to even look at the letter from my insurance company. I even gave them my attorney information since what I had done was a result of a car accident and they refused to contact the attorney.

This "agency" only wants to bully and threaten people. Perhaps if they had started out trying to be nice and at least have been willing to look at the paperwork or contact the attorney, my opinion would be different. Maybe this is just the usual behavior of debt collectors though as I would not know as normally I never have to deal with any type of debt collector.

1
★☆☆☆☆

While I understand that this company is a debt collection agency, they are truly horrible. If I owned a business, I would certainly not want this company to represent me in trying to collect debts for me. Right off the bat, without even knowing me, they were rude and belittling, calling me a liar, etc. I had proof that my insurance company had already told the actual company that sent the debt to this agency that I was not responsible for the bill. The original company screwed up and my insurance refused to cover it. This debt collection agency told me I lied, told me my insurance company couldn't say I wasn't responsible, etc. They do not abide by the standard calling hours as they have called my home in the past after 9:00 p.m. at night.

I tried working with them, but instead I was yelled at and they refused to even look at the letter from my insurance company. I even gave them my attorney information since what I had done was a result of a car accident and they refused to contact the attorney.

This "agency" only wants to bully and threaten people. Perhaps if they had started out trying to be nice and at least have been willing to look at the paperwork or contact the attorney, my opinion would be different. Maybe this is just the usual behavior of debt collectors though as I would not know as normally I never have to deal with any type of debt collector.

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LOL. You do understand that unsatisfied debtors means good collection agency right? Only a debtor would expect a collection agency to perform "customer service" to the debtors. A collection agency's customers are companies they represent, NOT the debtors.
Are you surprised a collection agency called you because you owed a ton of money to honest doctors, and you were not treated nicely for it? NEWSFLASH: Debt collectors are calling to ask you for money you didn't pay to your doctor, they are not selling you amway!
So, when giving something a review, first think: are you considered a customer of that facility? Are you using their services? Debtors are NOT the ones using a collection agency??s services!
Our medical facility has benefited greatly from Byron & Davis services, and we are thankful for that! They are professional, and get a lot of accounts paid. I would not be surprised to hear that they have kept a lot of companies in business just because they lowered the AR for them.
If you REALLY need your accounts to get paid, go to Byron & Davis. They don??t do customer service for debtors, they demand payments for you!

5
★★★★★

LOL. You do understand that unsatisfied debtors means good collection agency right? Only a debtor would expect a collection agency to perform "customer service" to the debtors. A collection agency's customers are companies they represent, NOT the debtors.
Are you surprised a collection agency called you because you owed a ton of money to honest doctors, and you were not treated nicely for it? NEWSFLASH: Debt collectors are calling to ask you for money you didn't pay to your doctor, they are not selling you amway!
So, when giving something a review, first think: are you considered a customer of that facility? Are you using their services? Debtors are NOT the ones using a collection agency??s services!
Our medical facility has benefited greatly from Byron & Davis services, and we are thankful for that! They are professional, and get a lot of accounts paid. I would not be surprised to hear that they have kept a lot of companies in business just because they lowered the AR for them.
If you REALLY need your accounts to get paid, go to Byron & Davis. They don??t do customer service for debtors, they demand payments for you!

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When this company calls it states they are a law firm.. this is a LIE
they are not a law firm..
how can they misrepresent them self as such?

They do indeed call ppl with the same last name as the ppl they are trying to get money out of..

This is the best way to describe this company..
Harassing: to disturb persistently; torment, as with troubles or cares; bother continually; pester; persecute.

They continue to call harassing me about my husbands Ex-wife... What do we have to do to let them know this is not an her phone number? We have even given them her phone number and still they call here several times a week.... I wish i knew where to go with this..
There has to be some legal way I can handle them.
I would love to hear any suggestions anyone might have

0
★☆☆☆☆

When this company calls it states they are a law firm.. this is a LIE
they are not a law firm..
how can they misrepresent them self as such?

They do indeed call ppl with the same last name as the ppl they are trying to get money out of..

This is the best way to describe this company..
Harassing: to disturb persistently; torment, as with troubles or cares; bother continually; pester; persecute.

They continue to call harassing me about my husbands Ex-wife... What do we have to do to let them know this is not an her phone number? We have even given them her phone number and still they call here several times a week.... I wish i knew where to go with this..
There has to be some legal way I can handle them.
I would love to hear any suggestions anyone might have

Pros: none

Cons: Harassment

.

The threats are very unlikely, and the pushy tactics seem to border on extortion; I'm telling you, that is not effective communication of a problem. How do these people get anyone to cooperate? How do they make any money at all for their clients? They are a bunch of baboons in the business of - customer relations? Ditto marks on the sentiment: "holy crap!!!"
[and I have to click a star - blah, they are less than "unsatisfactory"]

1
★☆☆☆☆

The threats are very unlikely, and the pushy tactics seem to border on extortion; I'm telling you, that is not effective communication of a problem. How do these people get anyone to cooperate? How do they make any money at all for their clients? They are a bunch of baboons in the business of - customer relations? Ditto marks on the sentiment: "holy crap!!!"
[and I have to click a star - blah, they are less than "unsatisfactory"]

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How can there not be any reviews for this place. The job that they do is collecting. No problem. Everyone knows that collection agencies are annoying and a headache but this one is THE worst. They do illegal things by telling you they are going to take your house and assets. I told them I didn't have any money to pay my bill at the time and they told me that they would link my accounts to everyone with the same last name and maybe it would get paid that way. The boss Glen & his wife Wilmina are both nasty and cold hearted. They both know and applaud the fact that the collectors are rude, curse, and do illegal things to get paid.

1
★☆☆☆☆

How can there not be any reviews for this place. The job that they do is collecting. No problem. Everyone knows that collection agencies are annoying and a headache but this one is THE worst. They do illegal things by telling you they are going to take your house and assets. I told them I didn't have any money to pay my bill at the time and they told me that they would link my accounts to everyone with the same last name and maybe it would get paid that way. The boss Glen & his wife Wilmina are both nasty and cold hearted. They both know and applaud the fact that the collectors are rude, curse, and do illegal things to get paid.

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