First Capital

★★★☆☆
  • 1401 Ocean Ave Ste 210

    Santa Monica, CA 90401

    Cross street: Santa Monica Blvd.

    Map & Directions
  • 310-458-0010

About First Capital

Hours
Mon-Fri 9am-5pm

Finance

Finance
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We used Susan Budoff as loan officer for First Capital Mortgage located in the Caldwell Bankers office in Westlake Village CA.
Horrible experience! She never answers the phone, does not return phone calls, is late in every deadline. We almost lost our condo purchase because she was late in everything. DO NOT USE HER or First Capital Mortgage. By the way, we had top credit ratings!

1
★☆☆☆☆

We used Susan Budoff as loan officer for First Capital Mortgage located in the Caldwell Bankers office in Westlake Village CA.
Horrible experience! She never answers the phone, does not return phone calls, is late in every deadline. We almost lost our condo purchase because she was late in everything. DO NOT USE HER or First Capital Mortgage. By the way, we had top credit ratings!

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Dont let these guys push you around. I was forced to use First Capital by my real estate agent and since I did not have the time to shop around for more mortgage brokers I just fell into things with them. I was harassed into signing for a mortgage 1.5% higher than I had been promised and the fees were out of this world. At least $5000 more than I anticipated. No one took the time to educate me or was ever available when I did place a call. Please dont waste with your time with this company. Just a bad experience all around

0
★☆☆☆☆

Dont let these guys push you around. I was forced to use First Capital by my real estate agent and since I did not have the time to shop around for more mortgage brokers I just fell into things with them. I was harassed into signing for a mortgage 1.5% higher than I had been promised and the fees were out of this world. At least $5000 more than I anticipated. No one took the time to educate me or was ever available when I did place a call. Please dont waste with your time with this company. Just a bad experience all around

Pros: Nice office, nice location

Cons: Pushy, Expensive, Arrogant

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I worked with Phil when purchasing my last house, and then again on a refinance. He's great to work with. He meets deadlines, explains our options clearly, and held our hand when needed. I highly recommend him.

5
★★★★★

I worked with Phil when purchasing my last house, and then again on a refinance. He's great to work with. He meets deadlines, explains our options clearly, and held our hand when needed. I highly recommend him.

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I have worked with Phil on four home purchases and refinancings. There is no harder working guy in the mortgage biz. He's a straight shooter and is good at explaining some of the more complex aspects of the deals. I highly recommend him.

5
★★★★★

I have worked with Phil on four home purchases and refinancings. There is no harder working guy in the mortgage biz. He's a straight shooter and is good at explaining some of the more complex aspects of the deals. I highly recommend him.

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Message from First Capital

Established in 1986 Our outstanding group of lending experts has helped us grow into one of Southern California's leading mortgage companies by earning repeat referrals from satisfied clients. We pride ourselves on the longstanding relationships we've developed with realtors, lenders, CPAs, and business managers. They know they can turn to First Capital for some of the most experienced mortgage professionals in the industry, professionals who bring great care, integrity, and service to each and every transaction. We've made a name for ourselves in the greater Southern California community by being the most accountable mortgage firm in the business, committed to the highest standards in residential lending services. We put our clients and business partners first, and we'd like to do the same for you.



Jay Robertson - President

More about First Capital

Putting Clients First for More than 25 Years. First Capital is one of California's leading mortgage banking firms. Backed by the financial strength of PHH, the fourth largest retail mortgage originator in the country. First Capital has built its reputation by hiring only seasoned, highly ethical mortgage origination experts. Many of our consultants rank among the top originators in the country and they are supported by one of the strongest operations teams in Southern California.

 

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