Essex Credit Corp

★★☆☆☆
  • 401 Lennon Ln # 250 Suite 250

    Walnut Creek, CA 94598

    Map & Directions
  • 925-274-3100

About Essex Credit Corp

Finance

Finance
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So I was on eBay looking for a boat, so I decided to get a preapproval for a boat loan. Appartently 'Essex Credit' is one of their approved partners. I would never recommend their company to anyone based on the following experience. Now my situation is a bit unique because I am self employed and I make six figures a year, but use some PERSONAL credit cards for business inventory. I was less than pleased with my 'representative' Mary Ann Savage. All emails were unprofessional (basically quick notes) without a signature. Needless to say, I went to another bank with my 720 FICO score and got approved for $50k and provided no documentation. I would not recommend Essex Credit to anyone for a boat loan, there are many BETTER alternatives that value your business!

1
★☆☆☆☆

So I was on eBay looking for a boat, so I decided to get a preapproval for a boat loan. Appartently 'Essex Credit' is one of their approved partners. I would never recommend their company to anyone based on the following experience. Now my situation is a bit unique because I am self employed and I make six figures a year, but use some PERSONAL credit cards for business inventory. I was less than pleased with my 'representative' Mary Ann Savage. All emails were unprofessional (basically quick notes) without a signature. Needless to say, I went to another bank with my 720 FICO score and got approved for $50k and provided no documentation. I would not recommend Essex Credit to anyone for a boat loan, there are many BETTER alternatives that value your business!

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They have been very open and nice, appraisal values or down right now so I didnt get to work with them yet, But I hope to in the future.

5
★★★★★

They have been very open and nice, appraisal values or down right now so I didnt get to work with them yet, But I hope to in the future.

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0 out of 1 people found this review helpful.

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I completed the vague online loan app. with Essex. When assigned to a loan advisor, I emailed her and expressed the urgency of getting the loan pushed through because I was buying from a private party that had to have the RV removed from their property asap. Our loan advisor finally called me back at 4pm on a Friday to tell me she needed W2s. Then come Tues. since Monday was a holiday, she said after reviewing the W2s, she left me an email again about 4pm saying that my loan was not approved. She did not have the courtesy to give me a call or to ask me for more additional asset documentation. I have a credit score of 822 and no debt! I do not recommend this business to anyone.

1
★☆☆☆☆

I completed the vague online loan app. with Essex. When assigned to a loan advisor, I emailed her and expressed the urgency of getting the loan pushed through because I was buying from a private party that had to have the RV removed from their property asap. Our loan advisor finally called me back at 4pm on a Friday to tell me she needed W2s. Then come Tues. since Monday was a holiday, she said after reviewing the W2s, she left me an email again about 4pm saying that my loan was not approved. She did not have the courtesy to give me a call or to ask me for more additional asset documentation. I have a credit score of 822 and no debt! I do not recommend this business to anyone.

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1 out of 2 people found this review helpful.

Message from Essex Credit Corp

Essex Credit Corporation is one of the nations leading financial services firms focused exclusively on the pleasure boating and recreational vehicle market. Founded in Essex, Connecticut in 1981 and headquartered today in Walnut Creek, California. Essex Credit originates boat and RV loans in all 50 states.



More about Essex Credit Corp

Essex Credit Corporation is one of the nations leading financial services firms focused exclusively on the pleasure boating and recreational vehicle market. Founded in Essex, Connecticut in 1981 and headquartered today in Walnut Creek, California. Esse

 

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