Laser Finance Inc

★★★☆☆
  • 1067 Rainer Dr # 1002

    Altamonte Springs, FL 32714

    Map & Directions
  • 407-786-0044

About Laser Finance Inc

Finance

Finance
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Well I used to have perfect credit, always had a brand new finance car and things were great. I lost my job in 2007 and struggled for months to make end meet. Eventually it came down to a place to live with my kids or my car....so

2
★★★★☆

Well I used to have perfect credit, always had a brand new finance car and things were great. I lost my job in 2007 and struggled for months to make end meet. Eventually it came down to a place to live with my kids or my car....so

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Short version: if you don't pay, yes, they will act accordingly. Laser Finance has to: they are a company. Don't like their high-end rates: get a higher credit score. Until then, go somewhere else. (Good luck.)

Longer version: I don't

2
★★★★★

Short version: if you don't pay, yes, they will act accordingly. Laser Finance has to: they are a company. Don't like their high-end rates: get a higher credit score. Until then, go somewhere else. (Good luck.)

Longer version: I don't

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To Orlando696969 really? Since most of your friends have used Laser Finance you are a product of your environment. Stop hanging out with people who have horrible credit. The only reason anyone would use Laser is that they can't get you

2
★★★★★

To Orlando696969 really? Since most of your friends have used Laser Finance you are a product of your environment. Stop hanging out with people who have horrible credit. The only reason anyone would use Laser is that they can't get you

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Honestly, my credit was shot prior to me buying my used car. i knew that i was gonna have to deal with having a higher interest rate and i was fine with that.

i have been with this company now for a little over a year and have not had

2
★★★★☆

Honestly, my credit was shot prior to me buying my used car. i knew that i was gonna have to deal with having a higher interest rate and i was fine with that.

i have been with this company now for a little over a year and have not had

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I have had a loan with this company for a half a year now.... I NEVER had any of these problems. I agree with the last comment... If you are not paying your loan on time, then this is ALL probably true! But when u do pay it on time if u

1
★★☆☆☆

I have had a loan with this company for a half a year now.... I NEVER had any of these problems. I agree with the last comment... If you are not paying your loan on time, then this is ALL probably true! But when u do pay it on time if u

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If you make your payments on time and maintain the insurance on the vehicle Laser loaned you the money to buy, I guarantee they would have no reason to call you! Learn what it means to be responsible! Stop blaming others for your actions

5
★★★★★

If you make your payments on time and maintain the insurance on the vehicle Laser loaned you the money to buy, I guarantee they would have no reason to call you! Learn what it means to be responsible! Stop blaming others for your actions

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BEWARE!!!!! BEWARE!!!!! BEWARE!!!!! LASER FINANCE is the most unprofessional company I have ever encountered. They have collectors that are terrorists. They will call all your family members and tell them all your business. They do not care about any Federal laws that they are breaking.If you have had a bad experience with LASER FINANCE contact the FEDERAL TRADE COMMISSION and they will do something about it if they have threatened you and if they have given your info to any one that you know or listed as a reference.They are very rude and nasty and will threaten you with legal action that they cannot take. IT is a CIVIL matter and they cannot do anything like what they say they can. The collectors that work there are CAROL, JENNIFER, AUBRY (the owners(Karen Dean) daughter) and she is a young little incompitent idiot and she will try to strong arm you into thinking that she can take legal action and she CAN'T!!!!! DORA is the COLLECTION MANAGER and she is an illiterate idiot.The dealers that they deal with will LIE to you and you will think that you are doing a buy here pay here with them and then next thing you know LASER MORONS are calling you saying they are "servicing" the account!! They are nasty, rude and they have no idea what they are doing. If enough people file complaints with the FEDERAL TRADE COMMISSION they will shut them down.PLEASE I BEG YOU TO CONTACT THE FEDERAL TRADE COMMISSION and get them stopped.If you contact MORGAN & MORGAN attorneys in Orlando they will take your case and they will get your monetary damages for how bad you have suffered at there hands. tHE DEALERS TO STAY AWAY FROM ARE K&B FINANCIAL SERIVES IN APOPKA, MID FLORIDA WHOLESALE IN LONGWOOD, BAS SPECIALTY CARS IN LONGWOOD, BANK INVESTMENTS IN OCOEE. These are the main peopl that Laser finances. STAY AWAY!!!!!!

1
★☆☆☆☆

BEWARE!!!!! BEWARE!!!!! BEWARE!!!!! LASER FINANCE is the most unprofessional company I have ever encountered. They have collectors that are terrorists. They will call all your family members and tell them all your business. They do not care about any Federal laws that they are breaking.If you have had a bad experience with LASER FINANCE contact the FEDERAL TRADE COMMISSION and they will do something about it if they have threatened you and if they have given your info to any one that you know or listed as a reference.They are very rude and nasty and will threaten you with legal action that they cannot take. IT is a CIVIL matter and they cannot do anything like what they say they can. The collectors that work there are CAROL, JENNIFER, AUBRY (the owners(Karen Dean) daughter) and she is a young little incompitent idiot and she will try to strong arm you into thinking that she can take legal action and she CAN'T!!!!! DORA is the COLLECTION MANAGER and she is an illiterate idiot.The dealers that they deal with will LIE to you and you will think that you are doing a buy here pay here with them and then next thing you know LASER MORONS are calling you saying they are "servicing" the account!! They are nasty, rude and they have no idea what they are doing. If enough people file complaints with the FEDERAL TRADE COMMISSION they will shut them down.PLEASE I BEG YOU TO CONTACT THE FEDERAL TRADE COMMISSION and get them stopped.If you contact MORGAN & MORGAN attorneys in Orlando they will take your case and they will get your monetary damages for how bad you have suffered at there hands. tHE DEALERS TO STAY AWAY FROM ARE K&B FINANCIAL SERIVES IN APOPKA, MID FLORIDA WHOLESALE IN LONGWOOD, BAS SPECIALTY CARS IN LONGWOOD, BANK INVESTMENTS IN OCOEE. These are the main peopl that Laser finances. STAY AWAY!!!!!!

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1 out of 1 people found this review helpful.

.

I have had several people I know end up financed with this awful company and if you give them references like they request they will call ALL your friends and family members and tell them that you are a deadbeat and that you don't pay your bills, etc. They are TERRIBLE people. They are worse than any buy here pay here in Central Florida.The dealers they have will LIE to you and all of a sudden before you know it you are being told you have to pay LASER and not the lot that you got your car from. The Collection Manager DORA is an incompetent MORON! She will disclose all your info to anyone she speaks to. That is ILLEGAL and they should be reported to the FEDERAL TRADE COMMISSION and if enough people file complaints something will be done. If you have had issues with LASER contact MORGAN & MORGAN in Orlando and they are attorneys that will help you and they will file a complaint with the Federal Trade Commission and they will get you money for suffering at the hands of LASER'S collectors. There are several women that work there. They are DORA, CAROL, JENNIFER & AUBRY. AUBRY IS THE WORST!!!! She is the owners (Karen Dean) daughter so she can get away with basically anything. She is very young and very mean and stupid and has no idea what she is doing.They will threaten you with the law and the law has NOTHING to do with the collections. DO NOT BE MISLEAD!!!! They cannot do anything except continue to act like morons and run there big mouths. When you go to buy a car make sure and be VERY CLEAR that if your loan is being sold or handled by LASER FINANCE RUN as fast as you can to another dealer. They mostly deal with K&B Financial Services in Apopka, BANK INVESTMENTS in Ocoee, MID FLORIDA WHOLESALERS in Sanford is one of there largest dealers.BAS Specialty Cars in Longwood,INEGRITY Autoi Sales of Melbourne, C&B Auto Sales in Ocala Florida.These are just a few dealers that they buy accounts from. BEWARE!!!! BEWARE!!!!! Be very diligent and making sure that LASER NEVER GETS A HOLD OF YOUR ACCOUNT!!!! you will be very sorry if they do.

0
★☆☆☆☆

I have had several people I know end up financed with this awful company and if you give them references like they request they will call ALL your friends and family members and tell them that you are a deadbeat and that you don't pay your bills, etc. They are TERRIBLE people. They are worse than any buy here pay here in Central Florida.The dealers they have will LIE to you and all of a sudden before you know it you are being told you have to pay LASER and not the lot that you got your car from. The Collection Manager DORA is an incompetent MORON! She will disclose all your info to anyone she speaks to. That is ILLEGAL and they should be reported to the FEDERAL TRADE COMMISSION and if enough people file complaints something will be done. If you have had issues with LASER contact MORGAN & MORGAN in Orlando and they are attorneys that will help you and they will file a complaint with the Federal Trade Commission and they will get you money for suffering at the hands of LASER'S collectors. There are several women that work there. They are DORA, CAROL, JENNIFER & AUBRY. AUBRY IS THE WORST!!!! She is the owners (Karen Dean) daughter so she can get away with basically anything. She is very young and very mean and stupid and has no idea what she is doing.They will threaten you with the law and the law has NOTHING to do with the collections. DO NOT BE MISLEAD!!!! They cannot do anything except continue to act like morons and run there big mouths. When you go to buy a car make sure and be VERY CLEAR that if your loan is being sold or handled by LASER FINANCE RUN as fast as you can to another dealer. They mostly deal with K&B Financial Services in Apopka, BANK INVESTMENTS in Ocoee, MID FLORIDA WHOLESALERS in Sanford is one of there largest dealers.BAS Specialty Cars in Longwood,INEGRITY Autoi Sales of Melbourne, C&B Auto Sales in Ocala Florida.These are just a few dealers that they buy accounts from. BEWARE!!!! BEWARE!!!!! Be very diligent and making sure that LASER NEVER GETS A HOLD OF YOUR ACCOUNT!!!! you will be very sorry if they do.

Pros: NONE

Cons: they will put all your business out to any&everyone

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when i puchase my car- i was amazed at the fast approval and how easy it was .very professional

if you have ever dealt with a company that was a living nightmare you must be talking about -carmax-drive time-ugly duckling- those people will drive you to snap.

but laser made it easy and took the stress away-a peice of advice never avoid any calls or letters from your lenders -that is your own fault - never get mad at someone for your mistakes -we are all human and some smarter than others but - i would recommend laser to everyone. and be responsiable for your own actions and choices.

always read and ask question.

thanks for all the great understanding during hard times .

2
★★★★★

when i puchase my car- i was amazed at the fast approval and how easy it was .very professional

if you have ever dealt with a company that was a living nightmare you must be talking about -carmax-drive time-ugly duckling- those people will drive you to snap.

but laser made it easy and took the stress away-a peice of advice never avoid any calls or letters from your lenders -that is your own fault - never get mad at someone for your mistakes -we are all human and some smarter than others but - i would recommend laser to everyone. and be responsiable for your own actions and choices.

always read and ask question.

thanks for all the great understanding during hard times .

Pros: easy going

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THE PEOPLE THAT WORK FOR THIS COMPANY IS VERY RUDE AND NASTY. THEY HARASS YOU ABOUT INSURANCE AND PERSONAL INFORMATION THAT YOU ALREADY GAVE TO THE DEALER WHEN YOU GOT THE CAR. THEY REPOSSESS MY CAR BECAUSE MY INSURANCE CANCELED AND NOW THEIR SAYING THAT I HAVE TO PAY THE FULL AMOUNT TO GET MY CAR BACK. THE

2
★★★★★

THE PEOPLE THAT WORK FOR THIS COMPANY IS VERY RUDE AND NASTY. THEY HARASS YOU ABOUT INSURANCE AND PERSONAL INFORMATION THAT YOU ALREADY GAVE TO THE DEALER WHEN YOU GOT THE CAR. THEY REPOSSESS MY CAR BECAUSE MY INSURANCE CANCELED AND NOW THEIR SAYING THAT I HAVE TO PAY THE FULL AMOUNT TO GET MY CAR BACK. THE

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I mailed my check early and they processed my check as soon as recieved not waiting until the date my check was written for, I am on ssi and don't get my check until the third of the month. My check was written for the third of this month and they cashed it on 4/28/09 and I was charge $30.00 extra because they cashed my check early. Now who do I ger to give me back my thirty daollard the Laser Finance or my bank for honoring a check and cashing it before it was dated. Thank you for your time but would like a responce. Tonia

0
★☆☆☆☆

I mailed my check early and they processed my check as soon as recieved not waiting until the date my check was written for, I am on ssi and don't get my check until the third of the month. My check was written for the third of this month and they cashed it on 4/28/09 and I was charge $30.00 extra because they cashed my check early. Now who do I ger to give me back my thirty daollard the Laser Finance or my bank for honoring a check and cashing it before it was dated. Thank you for your time but would like a responce. Tonia

Pros: is a good finance company

Cons: processes you check when mailed early causing an over draft

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For the majority of you who leave feedback for this company, I can see why you are angry, if you can't spell your probably not making your payments on time either.
This company Laser Finance will give you a loan when no one else will, also they report to the credit bureau to help you build your credit, and the reason you get your car repoed is because you don't make your payments, and you avoid the calls from laser. It's been in my experience if your gonna be late on a payment and you are in contact with laser they are very flexible. I hate to say it, but if your financing with laser it's probably because nobody else will give you a loan, if your a loser,then you deserve what you get. but if you are trying to rebuild your life and your credit then laser is the way to go..........

2
★★★★★

For the majority of you who leave feedback for this company, I can see why you are angry, if you can't spell your probably not making your payments on time either.
This company Laser Finance will give you a loan when no one else will, also they report to the credit bureau to help you build your credit, and the reason you get your car repoed is because you don't make your payments, and you avoid the calls from laser. It's been in my experience if your gonna be late on a payment and you are in contact with laser they are very flexible. I hate to say it, but if your financing with laser it's probably because nobody else will give you a loan, if your a loser,then you deserve what you get. but if you are trying to rebuild your life and your credit then laser is the way to go..........

Pros: Thumbs Up

Cons: Thumbs Up

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Talk about a buisness that has a crazy staff. That is Laser Finance,inc. I have never experienced such lack of respect from a buisness until 2004 when Laser came into my life. The people are rude and there demenor is poor to there customers. Dora shouldnt even be working, she is incompatant, rude and just plain out has no customer service skills. This company will take your payments and if you are late they charge you a very big late charge.If you forget to pay the late charge they use the late charge from your purchasing price and then charge you another late charge for none payment on your account then your bill is higher every month. They will even have your car repoed for $ 7.00 as they did me saying i didnt pay the full amount. Then they threaten you with the fact that it is against the law not to pay and you could be prosocuted and thrown in jail for non payment. When I have showed up with my payments no one would be in the office they would be out smoking, and or talking outside with no one inside. I have almost twice called the better buisness beareu on them. I DIDNTeven want to rate them with a star. I WARN anyone that has to deal with this complany to RUN RUN RUN.

0
★☆☆☆☆

Talk about a buisness that has a crazy staff. That is Laser Finance,inc. I have never experienced such lack of respect from a buisness until 2004 when Laser came into my life. The people are rude and there demenor is poor to there customers. Dora shouldnt even be working, she is incompatant, rude and just plain out has no customer service skills. This company will take your payments and if you are late they charge you a very big late charge.If you forget to pay the late charge they use the late charge from your purchasing price and then charge you another late charge for none payment on your account then your bill is higher every month. They will even have your car repoed for $ 7.00 as they did me saying i didnt pay the full amount. Then they threaten you with the fact that it is against the law not to pay and you could be prosocuted and thrown in jail for non payment. When I have showed up with my payments no one would be in the office they would be out smoking, and or talking outside with no one inside. I have almost twice called the better buisness beareu on them. I DIDNTeven want to rate them with a star. I WARN anyone that has to deal with this complany to RUN RUN RUN.

Pros: THUMBS DOWN

Cons: THUMBS DOWN

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I have dealt with many different companies over many decades, and my advice is not to deal with this company under any circumstances. I can't say they are the worst company in the world, since they cannot be classed the same as fraudsters on the internet or elsewhere. However, i can say that they are amongst the very worst. Their business practices are beyond belief. It is said in other reviews - probably written by the sycophants that work there - that if you make the payments you have nothing to worry about. This isn't strictly true for this company. They repeatedly demand paperwork that was already supplied by the car dealership that you already dealt with, demand multiple additional paperwork, charge interest rates that are ridiculous, charge massive fees, and have a staff whose incompetence, rudeness, deceptiveness and lack of industry knowledge makes them a joke, and a last resort. Should you fall behind on your payment, even a few days, they are worst than most other companies in the field. They will start intimidation tactics, call you at your workplace, call you at your home, issue threatening letters, state false information and try to threaten you as best they can. When i dealt with them after being five days late on a payment, they stated as fact that something was part of the contract, and that i had broken the law, when in fact it was not part of the contract, and i had not. This company is staffed by the most incompetent malcontents in the industry. Though they might seem pleasant at first, they are really just genuinely nasty people, who i suspect have little in the way of understanding or education, but just are pushy and good at intimidation. And should you ever get more than a couple of weeks late, i guarantee the repo-man will be showing up at your door, and probably long before that. I have NEVER written a review critical of any company before. I just feel that people need to know the truth about this company. Be warned !!!

0
★☆☆☆☆

I have dealt with many different companies over many decades, and my advice is not to deal with this company under any circumstances. I can't say they are the worst company in the world, since they cannot be classed the same as fraudsters on the internet or elsewhere. However, i can say that they are amongst the very worst. Their business practices are beyond belief. It is said in other reviews - probably written by the sycophants that work there - that if you make the payments you have nothing to worry about. This isn't strictly true for this company. They repeatedly demand paperwork that was already supplied by the car dealership that you already dealt with, demand multiple additional paperwork, charge interest rates that are ridiculous, charge massive fees, and have a staff whose incompetence, rudeness, deceptiveness and lack of industry knowledge makes them a joke, and a last resort. Should you fall behind on your payment, even a few days, they are worst than most other companies in the field. They will start intimidation tactics, call you at your workplace, call you at your home, issue threatening letters, state false information and try to threaten you as best they can. When i dealt with them after being five days late on a payment, they stated as fact that something was part of the contract, and that i had broken the law, when in fact it was not part of the contract, and i had not. This company is staffed by the most incompetent malcontents in the industry. Though they might seem pleasant at first, they are really just genuinely nasty people, who i suspect have little in the way of understanding or education, but just are pushy and good at intimidation. And should you ever get more than a couple of weeks late, i guarantee the repo-man will be showing up at your door, and probably long before that. I have NEVER written a review critical of any company before. I just feel that people need to know the truth about this company. Be warned !!!

Pros: If you are truly desperate, then they might finance you

Cons: However desperate you are, its not worth getting involved with this company

.

Laser FInance is a good company. The only reason you would ever have a problem with them is if you did not make your payments. How simple is that. Besides, I don't know anyone that works for free unless they are sentenced to community service or independently wealthy.

2
★★★★★

Laser FInance is a good company. The only reason you would ever have a problem with them is if you did not make your payments. How simple is that. Besides, I don't know anyone that works for free unless they are sentenced to community service or independently wealthy.

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THE WORST GROUP OF FINANCE WOMEN IVE EVER RAN ACROSS OF, AND BOY ARE THEY SORRY, THEYRE EMPLOYEES DONT EVEN LOOK HAPPY..MUST BE BAD FOR THEM..I RECIEVE MORE THAN 1 NOTICE A WEEK FOR LATE PYMTS EVEN AFTER IVE MADE ARRAINGMENTS..MTTER FACT I FEEL SICK JUST WRITING ABOUT THEM I GOTTA GO BUY SOME PEPTOL BISMOL...LATER LOSER (EVIL LAUGH) HAHAHAHAHA

0
★☆☆☆☆

THE WORST GROUP OF FINANCE WOMEN IVE EVER RAN ACROSS OF, AND BOY ARE THEY SORRY, THEYRE EMPLOYEES DONT EVEN LOOK HAPPY..MUST BE BAD FOR THEM..I RECIEVE MORE THAN 1 NOTICE A WEEK FOR LATE PYMTS EVEN AFTER IVE MADE ARRAINGMENTS..MTTER FACT I FEEL SICK JUST WRITING ABOUT THEM I GOTTA GO BUY SOME PEPTOL BISMOL...LATER LOSER (EVIL LAUGH) HAHAHAHAHA

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This company is outstanding. The customer service is number one in my book!!!! Their is no need to go anywhere else when you can be at laser!!!!!!!!!!!!!!!!!! If we had more companys in Florida that has appreciation for the customers this state would be number on in the union!!

2
★★★★★

This company is outstanding. The customer service is number one in my book!!!! Their is no need to go anywhere else when you can be at laser!!!!!!!!!!!!!!!!!! If we had more companys in Florida that has appreciation for the customers this state would be number on in the union!!

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They have been very nice with me since I start working with them, If i have a problem they listen and work with you to help you go thru difficult times. I like them very much.
Excelent customer service.

2
★★★★★

They have been very nice with me since I start working with them, If i have a problem they listen and work with you to help you go thru difficult times. I like them very much.
Excelent customer service.

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Customer services at laser finance is horible. Dorah is very un proffessional needs to be train better. They try to tell you what to and how to do it. they try to put fear in you. when it comes down to it they do not even keep good records of the customer or their insurance paper. always there is a problem about insurance paper. got to give them proof of paper over ten time.

like i said they need better customer services reps & better training.

in the future i will go some where else.

1
★★☆☆☆

Customer services at laser finance is horible. Dorah is very un proffessional needs to be train better. They try to tell you what to and how to do it. they try to put fear in you. when it comes down to it they do not even keep good records of the customer or their insurance paper. always there is a problem about insurance paper. got to give them proof of paper over ten time.

like i said they need better customer services reps & better training.

in the future i will go some where else.

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They are rude, contradicting (of themselves), change their stories consistanly and always getting caught in lies. They aren't worth it no matter how desperate you are (believe me, I've been there and would NEVER do it again!!)

0
★☆☆☆☆

They are rude, contradicting (of themselves), change their stories consistanly and always getting caught in lies. They aren't worth it no matter how desperate you are (believe me, I've been there and would NEVER do it again!!)

 

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