Bank Of America

★★★☆☆
  • 4567 S Cobb Dr SE

    Smyrna, GA 30080

    Map & Directions
  • 770-333-1690

Finance

Finance
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Bank of America is in the business to make money. They have there computers set to charge $35.00 fees for every hit you make on your debit card, credit card. If you run your debit as a credit and the transaction doesn't hit the bank for two days, they charge you a fee if you had less in the account on the date of the charge, such as; if you have 50.00 on Tuesday and you buy something for 65.00 and it's approved as a credit, and you make a deposit of 100,00 on tuesday p.m. The credit is presented to your account on thursday and you now have a 150.00 in your account and the credit is 65.00 Band of American charges you $35.00 for a fee for Tuesday the date you made the purchase, not the date the money was to come out of the bank. I now bank with a credit union and they don't do that. Also, if you close your account at Bank of America they will charge you $35.00 to close the account. You will get a bill in the mail with a treat to put it on our credit report if you don;t pay it. Lots of folks are leaving BOA because of high fees.

1
★☆☆☆☆

Bank of America is in the business to make money. They have there computers set to charge $35.00 fees for every hit you make on your debit card, credit card. If you run your debit as a credit and the transaction doesn't hit the bank for two days, they charge you a fee if you had less in the account on the date of the charge, such as; if you have 50.00 on Tuesday and you buy something for 65.00 and it's approved as a credit, and you make a deposit of 100,00 on tuesday p.m. The credit is presented to your account on thursday and you now have a 150.00 in your account and the credit is 65.00 Band of American charges you $35.00 for a fee for Tuesday the date you made the purchase, not the date the money was to come out of the bank. I now bank with a credit union and they don't do that. Also, if you close your account at Bank of America they will charge you $35.00 to close the account. You will get a bill in the mail with a treat to put it on our credit report if you don;t pay it. Lots of folks are leaving BOA because of high fees.

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I am so happy with this bank. It allows me to have a debit/credit card and backs it totally if a company tries fraud. They will even put their own lawyers on the case and we don't have to do anything. WoW!

This particular branch has friendly cashiers, very helpful loan officers. They always have the time for questions. With service like this, I'll be with them for a long time.

PROS: Lots of parking. Clean place. Friendly and knowledgeable workers.
CONS:

4
★★★★☆

I am so happy with this bank. It allows me to have a debit/credit card and backs it totally if a company tries fraud. They will even put their own lawyers on the case and we don't have to do anything. WoW!

This particular branch has friendly cashiers, very helpful loan officers. They always have the time for questions. With service like this, I'll be with them for a long time.

PROS: Lots of parking. Clean place. Friendly and knowledgeable workers.
CONS:

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