Genisys Credit Union

★★☆☆☆

About Genisys Credit Union

Finance

Finance
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2.0 2
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My husband and I went to join this credit union because of the availability of ATMs. We completed their application and after entering our information into the computer, we were told we couldnt join because we had a bad credit report. I was going to do all of my banking there, including direct deposit. We were informed that we could join when our credit report was better. We arent loser people, just ran into some bad times with my husband being unemployed. We walked away very disappointed.

PROS: ATM Convenience
CONS: Too many to list......all they care about is a FICO score of over 700

2
★★☆☆☆

My husband and I went to join this credit union because of the availability of ATMs. We completed their application and after entering our information into the computer, we were told we couldnt join because we had a bad credit report. I was going to do all of my banking there, including direct deposit. We were informed that we could join when our credit report was better. We arent loser people, just ran into some bad times with my husband being unemployed. We walked away very disappointed.

PROS: ATM Convenience
CONS: Too many to list......all they care about is a FICO score of over 700

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This credit union has fees like banks do. If you don't keep your account "active," they will charge you $3 to cash your checks! They also put unnecessary holds on small check amounts. Additionally, when I signed up with this credit union I was conned into enrolling in overdraft protection. Only after I signed all the paperwork was I informed that I was signing up for a loan.

PROS: Only $5 to open a new account.
CONS:

2
★★☆☆☆

This credit union has fees like banks do. If you don't keep your account "active," they will charge you $3 to cash your checks! They also put unnecessary holds on small check amounts. Additionally, when I signed up with this credit union I was conned into enrolling in overdraft protection. Only after I signed all the paperwork was I informed that I was signing up for a loan.

PROS: Only $5 to open a new account.
CONS:

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