Credit Union University

★★★★☆

About Credit Union University

Finance

Finance
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3.6 5
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Well, this credit union is the most convenient bank service in the campus since they are owned by the University of Michigan. But the saving, checking rates (APY) there is probably the lowest. 0.5% APY for saving, my god. You can never get any bonus from their credit card, though its APR is high.

2
★★☆☆☆

Well, this credit union is the most convenient bank service in the campus since they are owned by the University of Michigan. But the saving, checking rates (APY) there is probably the lowest. 0.5% APY for saving, my god. You can never get any bonus from their credit card, though its APR is high.

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There are several branches of UMCU in Ann Arbor, especially the one in Pierpont commons. Many ATM machines, too. Members can easily check the account online and it's totally free. They provide some term saving account with good interest. Members can also buy discount tickets of cedar point, sixflag, too. Good for University students!

4
★★★★☆

There are several branches of UMCU in Ann Arbor, especially the one in Pierpont commons. Many ATM machines, too. Members can easily check the account online and it's totally free. They provide some term saving account with good interest. Members can also buy discount tickets of cedar point, sixflag, too. Good for University students!

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I have been a member for over 5 years. During daily business transactions, I have no problems and their customer service is satisfactory. This year, we opened a car loan and a home equity loan. Both loans took longer than expected to close and we waited 2 weeks after we closed the equity loan before we received the money! They are a local credit union, so you aren't going to find branches or ATMs outside of the Ann Arbor area, but they do have at least three branches around the city and ATMs in many campus buildings.

3
★★★☆☆

I have been a member for over 5 years. During daily business transactions, I have no problems and their customer service is satisfactory. This year, we opened a car loan and a home equity loan. Both loans took longer than expected to close and we waited 2 weeks after we closed the equity loan before we received the money! They are a local credit union, so you aren't going to find branches or ATMs outside of the Ann Arbor area, but they do have at least three branches around the city and ATMs in many campus buildings.

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University of Michigan Credit Union is a must for people living in Ann Arbor, especially for those who go to school there. It is totally free to open and have a checking or saving account there. Their saving accounts often offer much higher interest rates compared to other banks. During the summer, you can buy tickets to Cedar Points through them. Also, they have a message board that you can post ads ( we sold our TV through that system).

5
★★★★★

University of Michigan Credit Union is a must for people living in Ann Arbor, especially for those who go to school there. It is totally free to open and have a checking or saving account there. Their saving accounts often offer much higher interest rates compared to other banks. During the summer, you can buy tickets to Cedar Points through them. Also, they have a message board that you can post ads ( we sold our TV through that system).

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The U of M Credit Union has a few locations available and good banking options for those who are students, faculty or staff of the University of Michigan - Ann Arbor. What I was particularly impresed by are the new facilities the Credit Union recently established within the Michigan Union. They have the option to stand in line for an in person teller, or to walk up to a counter that is much like going through a drive through. At this counter they have screens that show the face of the teller who is helping you and you're able to complete all your transactions like you would if you were in your car at the bank. This is convenient cause it allows one teller to help many individuals all at the same time.

4
★★★★☆

The U of M Credit Union has a few locations available and good banking options for those who are students, faculty or staff of the University of Michigan - Ann Arbor. What I was particularly impresed by are the new facilities the Credit Union recently established within the Michigan Union. They have the option to stand in line for an in person teller, or to walk up to a counter that is much like going through a drive through. At this counter they have screens that show the face of the teller who is helping you and you're able to complete all your transactions like you would if you were in your car at the bank. This is convenient cause it allows one teller to help many individuals all at the same time.

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