Watertown Savings Bank

★☆☆☆☆
  • 4 Market St # A

    Alexandria Bay, NY 13607

    Map & Directions
  • 315-482-2544

About Watertown Savings Bank

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I had this bank for 6 years. Opened a personal and a business checking account and savings accounts. During Xmas in '99. I took out money from my atm and was over my balance by 1 dollar. With over a few grand in my savings I thought they would deduct it from there. But with 5 checks bouncing and fees that added up to over $200 and they say you needed to tell us to withdrawl from another account if needed.
There loan department really sucks as well. Had almost 5,000 in my savings and needed a 2,300 car loan. They said no I did not have enough credit. I did not want to spend my savings on this car !! But had to because they denied my loan 2 weeks later in a letter !!

HSBC BANK IS MUCH BETTER !!

PROS: NONE !
CONS: Have to be well off to have there services !!

1
★☆☆☆☆

I had this bank for 6 years. Opened a personal and a business checking account and savings accounts. During Xmas in '99. I took out money from my atm and was over my balance by 1 dollar. With over a few grand in my savings I thought they would deduct it from there. But with 5 checks bouncing and fees that added up to over $200 and they say you needed to tell us to withdrawl from another account if needed.
There loan department really sucks as well. Had almost 5,000 in my savings and needed a 2,300 car loan. They said no I did not have enough credit. I did not want to spend my savings on this car !! But had to because they denied my loan 2 weeks later in a letter !!

HSBC BANK IS MUCH BETTER !!

PROS: NONE !
CONS: Have to be well off to have there services !!

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