American Home Mortgage Corp

★★★★☆
  • 538 Broadhollow Rd Ste 4W

    Melville, NY 11747

    Map & Directions
  • 631-393-6230

About American Home Mortgage Corp

Hours
Mon. - Fri. 9am - 5pm;Sat. - Sun. CLOSED

Finance

Finance
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4.0 1
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I was referred to them through my employer, when I was looking to refinance my existing mortgage. Their specialty is mortgage underwriting. The representative told me they were a bank and not a broker, so they could offer a better rate. In terms of pricing, I found the best overall deal with this company, considering both the rates and the fees. They also offered a variety of rate-and-point combinations to choose from. The representative was very helpful and nice to work with. Sometimes it was very difficult to reach her because she was handling too many cases. However, she made sure she returned my phone call. She didn't have any problem for me to bring my own closing company. The paperwork was smooth during the process. The time frame for closing was not very speedy, but it was reasonable. However, on the day of my closing, I arrived at the closer's office, and there was no paperwork from the bank. The technician at Mortgage Select had messed up. I finally got a hold of the representative that I had been working with, and got the issue resolved. My closing date did not slip, and I was happy with what I paid for. They have convenient automatic withdrawal plans for the monthly payments. They sold my mortgage to another bank soon after my closing, so I am no longer with them. If I were to research for a mortgage, I would contact them again.

PROS: Best overall deal, responsive representative, convenient payment options.
CONS: Disconnection between the representative and the technician.

4
★★★★☆

I was referred to them through my employer, when I was looking to refinance my existing mortgage. Their specialty is mortgage underwriting. The representative told me they were a bank and not a broker, so they could offer a better rate. In terms of pricing, I found the best overall deal with this company, considering both the rates and the fees. They also offered a variety of rate-and-point combinations to choose from. The representative was very helpful and nice to work with. Sometimes it was very difficult to reach her because she was handling too many cases. However, she made sure she returned my phone call. She didn't have any problem for me to bring my own closing company. The paperwork was smooth during the process. The time frame for closing was not very speedy, but it was reasonable. However, on the day of my closing, I arrived at the closer's office, and there was no paperwork from the bank. The technician at Mortgage Select had messed up. I finally got a hold of the representative that I had been working with, and got the issue resolved. My closing date did not slip, and I was happy with what I paid for. They have convenient automatic withdrawal plans for the monthly payments. They sold my mortgage to another bank soon after my closing, so I am no longer with them. If I were to research for a mortgage, I would contact them again.

PROS: Best overall deal, responsive representative, convenient payment options.
CONS: Disconnection between the representative and the technician.

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