Third Federal Savings & Loan

★★★☆☆
Strong. Stable. Safe. Since 1938.
  • 460 Havens Corners Rd

    Columbus, OH 43230-3107

    Map & Directions
  • 614-471-2160

About Third Federal Savings & Loan

Hours
Mon-Thu 9am-4pm, Fri 9am-6pm, Sat 9am-1pm
3.3333 3
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I was denied a "Home Equity LOC" because my appraised value did not meet a certain level of value. The value was based on an automated appraisal. This is in spite of an appraisal I had performed that indicated a $80,000 increase in value. There value was essentially the same amount for what I purchased it for three years ago.

It did not consider 1700 sq ft of living space in my basement that includes a bedroom, 1 1/2 baths, kitchen, living room, family room, entertainment center room, a room for garden supplies, etc. Also note the basement is not your normal type. It has window throughout. It has three separate doors to the backyard patio. It is not a fully solid enclosed basements which 99% are My backyard is landscaped w/brick patio and large creek that runs through my property. This is because an accomplished appraisal was not done. They only considered comparable sales value for the sq ftage of the other floors. They will not consider any other appraisal though sound it may be.
I am a long time customer but they didn't care. I was very disappointed to say the least. I will look elsewhere and never recommend this company.

2
★★☆☆☆

I was denied a "Home Equity LOC" because my appraised value did not meet a certain level of value. The value was based on an automated appraisal. This is in spite of an appraisal I had performed that indicated a $80,000 increase in value. There value was essentially the same amount for what I purchased it for three years ago.

It did not consider 1700 sq ft of living space in my basement that includes a bedroom, 1 1/2 baths, kitchen, living room, family room, entertainment center room, a room for garden supplies, etc. Also note the basement is not your normal type. It has window throughout. It has three separate doors to the backyard patio. It is not a fully solid enclosed basements which 99% are My backyard is landscaped w/brick patio and large creek that runs through my property. This is because an accomplished appraisal was not done. They only considered comparable sales value for the sq ftage of the other floors. They will not consider any other appraisal though sound it may be.
I am a long time customer but they didn't care. I was very disappointed to say the least. I will look elsewhere and never recommend this company.

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i needed good advice and a company that would help cut a good deal for me since i was interested in purchasing two properties. they werent willing to work with me and tey didnt budge on lowering the interest rate. i told them i knew of places that were offering better deals but they said they werent going to change the rate for me even though i was referred to them by a loyal member! i didnt think they were friendly in a business mode so i probably wont go back to them.

3
★★★☆☆

i needed good advice and a company that would help cut a good deal for me since i was interested in purchasing two properties. they werent willing to work with me and tey didnt budge on lowering the interest rate. i told them i knew of places that were offering better deals but they said they werent going to change the rate for me even though i was referred to them by a loyal member! i didnt think they were friendly in a business mode so i probably wont go back to them.

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I am a member of Third Federals Passport program and it guarantees me lifetime mortgage approval. So I never have to worry about getting pre-approvals again, even if I am unemployed, as long as I have at least a 15% down payment. And with just 15% down there is no PMI. There are also perks with membership, like they will periodically send you free movie tickets or Ive even received a $50 GC to home depot.

5
★★★★★

I am a member of Third Federals Passport program and it guarantees me lifetime mortgage approval. So I never have to worry about getting pre-approvals again, even if I am unemployed, as long as I have at least a 15% down payment. And with just 15% down there is no PMI. There are also perks with membership, like they will periodically send you free movie tickets or Ive even received a $50 GC to home depot.

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Message from Third Federal Savings & Loan

Our values make all the difference. We're Strong, Stable and Safe.We're Third Federal Savings and Loan. We're known for giving our customers the lowest rates on loans and the highest rates on savings. We believe in putting our customers first and creating value for the communities we serve.As a conscientious lender, we simply believe that taking care of people, and putting them in the best position to achieve their dreams, is the best way for us to take care of our business. Without loyal customers, we wouldn't be the lending leader that we are today. That's why our customers will always be our first priority. We have a history of doing things the right way.Third Federal Savings and Loan was founded in 1938 with a simple mission: help our customers live better by offering low-interest mortgages, high-interest savings accounts and personal service that makes everyone who walks through our doors feel like family.To be a real value to our customers, our shareholders, the communities we serve, and our associates, we base everything we do on four guiding principles: concern for others, trust, respect and a commitment to excellence. Now after more than 75 years, we still work hard to make sure these principles show in everything we do. From our financial strategies, to our products and services, even to the way we answer the phone.. Mortgages; Loans; Home Equity Loans; Investments; Personal Banking; Checking; Savings Accounts

More about Third Federal Savings & Loan

Gahanna home mortgage, mortgage refinancing, banking, mortgages, mortgage rates, investings, savings & checking accounts

Key Points

  • Strong. Stable. Safe. Since 1938.
 

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