First Merit Bank

★☆☆☆☆
41.0327 -82.0107
Map and Directions to First Merit Bank

330-948-1002

209 Wooster St

Lodi, OH

44254

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About First Merit Bank

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Finance

Finance
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1.0 5
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Reviews 1 - 5 of 5.
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Do not, I repeat, open an account here. They are stuck in the 1974 mentality and charge overdraft fees as much as they can. This by far is the worst bank in the United States.

1
★☆☆☆☆

Do not, I repeat, open an account here. They are stuck in the 1974 mentality and charge overdraft fees as much as they can. This by far is the worst bank in the United States.

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Fist Merit!! I am making it my new career to get as many people to close these accounts as possible. Ever call acct line to hear that you have a million gazillion dollars to go overdraft a $2 speedway hot dog with? Mysteriously, a check written 2 weeks earlier came through THE DAY 6 <$5 charges hit. Repeatedly, I have called since acct opened to say, "don't do me any favors, decline my $2 hot dog if it's going to overdraft!" I know, keep track of your balance. Difficult for some of us that are insane from the pain. Easier now though, Chase bank sends me a text telling me how much I spent and what my balance is before I even get out of the store. Awesome!

1
★☆☆☆☆

Fist Merit!! I am making it my new career to get as many people to close these accounts as possible. Ever call acct line to hear that you have a million gazillion dollars to go overdraft a $2 speedway hot dog with? Mysteriously, a check written 2 weeks earlier came through THE DAY 6 <$5 charges hit. Repeatedly, I have called since acct opened to say, "don't do me any favors, decline my $2 hot dog if it's going to overdraft!" I know, keep track of your balance. Difficult for some of us that are insane from the pain. Easier now though, Chase bank sends me a text telling me how much I spent and what my balance is before I even get out of the store. Awesome!

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.

I agree..They have hit us with overdraft charges only because they are too slow to clear checks. As soon as my last check clears, I am outta there and hiding my money under my mattress..

1
★☆☆☆☆

I agree..They have hit us with overdraft charges only because they are too slow to clear checks. As soon as my last check clears, I am outta there and hiding my money under my mattress..

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.

I think they suck! They had been depositing a certain type of check for me until one day when I showed up at 4:55, with checks set to clear that night, and they informed me they've changed the rules and they can no longer accept my deposit. I was furious, the next day I had over 100.00 in bounced check charges.

1
★☆☆☆☆

I think they suck! They had been depositing a certain type of check for me until one day when I showed up at 4:55, with checks set to clear that night, and they informed me they've changed the rules and they can no longer accept my deposit. I was furious, the next day I had over 100.00 in bounced check charges.

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1 out of 1 people found this review helpful.

.

#1, they direct deposited my payroll checks into someone else's account for over 2 months straight.
#2, they never sent me a "paper" bill in the mail, I don't know how many times I had to call and change my address with them, and it never got changed until after my account was closed.
#3, they charged me for late fees and other random charges that were never warranted, or were caused by their mistakes (see payroll incident, + many others)
#4, my account has been closed since early this year ($0 balance), and they're still reporting it as open and -$187 plus over 90 days overdrawn.
#5, they screwed up my credit to where I can't get a house
#6, When asked to fax a letter of my account being closed to our loan officer, it still has not been done for over 2 weeks, after the branch manager assured me in person it would be taken care of within a half hour.

FirstMerit is a great legit-sounding name for a bunch of crooks and scam artists. Since I left firstmerit, I have switchedd to NationalCity, and have not had a problem. I just have to wait over 6 months now to be able to get a house loan, thanks to firstmerit. Don't EVER bank with them. I WILL be contacting the Better Business Bureau, and whatever other organization/agency I can find to help me get this straightened out, although I assume it never will be, I will carry the scars of FirstMerit until it is cleared off of my credit.

1
★☆☆☆☆

#1, they direct deposited my payroll checks into someone else's account for over 2 months straight.
#2, they never sent me a "paper" bill in the mail, I don't know how many times I had to call and change my address with them, and it never got changed until after my account was closed.
#3, they charged me for late fees and other random charges that were never warranted, or were caused by their mistakes (see payroll incident, + many others)
#4, my account has been closed since early this year ($0 balance), and they're still reporting it as open and -$187 plus over 90 days overdrawn.
#5, they screwed up my credit to where I can't get a house
#6, When asked to fax a letter of my account being closed to our loan officer, it still has not been done for over 2 weeks, after the branch manager assured me in person it would be taken care of within a half hour.

FirstMerit is a great legit-sounding name for a bunch of crooks and scam artists. Since I left firstmerit, I have switchedd to NationalCity, and have not had a problem. I just have to wait over 6 months now to be able to get a house loan, thanks to firstmerit. Don't EVER bank with them. I WILL be contacting the Better Business Bureau, and whatever other organization/agency I can find to help me get this straightened out, although I assume it never will be, I will carry the scars of FirstMerit until it is cleared off of my credit.

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1 out of 1 people found this review helpful.

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