Fast, got me a great rate, no hassles. Twice!
by rakkyshu
Pacific Residential Mortgage has helped me get a refi this year. I went to them because a mortgage broker I'd worked with 4 years ago was with them now (Denise P.) and she was so great before that I wanted to work with her again. Each time she got me the best possible rate and each time I couldn't believe how fast and efficient the company was. The mortgage was done before I knew it. Most of the interaction was via email, and when there was a paperwork problem, the office called me quickly so I could resolve it. Sure, I know they're just in it for the money, but the way they treated me I actually felt like they cared.
The rate they got me this last time was so good that a competitor I had been talking to didn't believe m when I told him the rate I was getting.
They sell your mortgage immediately by the way, which worried me at first, but it turned out fine. It was sold again to a third company within the first month, but the law doesn't allow for any of the terms to be changed. So, now my loan is with a large, national bank, at a great rate, and things are good.
Pros: Efficient, fast, helpful, got me an Excellent rate.
Cons: Can't think of any.
Posted 05/20/08
