Frick Joseph A - Blue Cross & Blue Shield

★★★☆☆

About Frick Joseph A - Blue Cross & Blue Shield

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My husband and myself have keystone helthplan east.
They refuse to let you getting certain test done, until your doctor proves to them that it is necessary.
They are very expensive and my husband pays quite a bit to pay for health insurance, and still we have to pay 20$ for each perscription which is alright if you only get a few a year, but I get 4 a month and it always runs out at an incovient time.
They also won't let you get more than a 30 day supply.
They also make you pay co-pay if you need surgery, and they only let you go to doctors who are in there system.
Plus, the refferrals are a pain in the neck.
Right before you go to the doctor you have to contact your regular doctor to get them to fax over a refferal, and if the nurse is in a bad mood she could make you go in to be examined first.

PROS: Don't have big expensives hospital bills
CONS: The refferals are a pain in the neck

3
★★★☆☆

My husband and myself have keystone helthplan east.
They refuse to let you getting certain test done, until your doctor proves to them that it is necessary.
They are very expensive and my husband pays quite a bit to pay for health insurance, and still we have to pay 20$ for each perscription which is alright if you only get a few a year, but I get 4 a month and it always runs out at an incovient time.
They also won't let you get more than a 30 day supply.
They also make you pay co-pay if you need surgery, and they only let you go to doctors who are in there system.
Plus, the refferrals are a pain in the neck.
Right before you go to the doctor you have to contact your regular doctor to get them to fax over a refferal, and if the nurse is in a bad mood she could make you go in to be examined first.

PROS: Don't have big expensives hospital bills
CONS: The refferals are a pain in the neck

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