United Auto Credit Corp

★★☆☆☆
32.9799 -96.8282
Map and Directions to United Auto Credit Corp

972-818-9997

17060 Dallas Pkwy Ste 103

Dallas, TX

75248

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About United Auto Credit Corp

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Finance
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Reviews 1 - 33 of 33.
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Never once been late on a payment or anything like that...and i've never had a problem with them calling me...My problem is that last month they reported to 1 of the 3 credit bureaus for me (all 3 would have been nice) and they left a message saying "never late"... my last bill said i owed $275 like normal (and was payed on time)...but then this month it says i owe $550...in the last year ive tried to contact them 9 times but all i get is a voicemail for the company and never get a return phone call...my interest rate is 24.9% but the balance of my car only drops $100 or so after making a $275 payement...i owe $7,400 but the pay off quote says $7,800....sooo to me nothing seems to add up and its impossible to speak with anybody about it...and to the idiots that say its the consumers fault for not keeping the best credit record or being late on payements i say, what about the 1st time buyers that get screwed before they even have a chance at building positive credit or people like me that usually just pay cash for most things and therefore don't have established credit...ever try to finance a house without any credit?...(no credit is sometimes worse than bad credit)......................to anybody researching finance companies for a future credit building purchase i would suggest either going elsewhere or trying something like a credit card instead

1
★☆☆☆☆

Never once been late on a payment or anything like that...and i've never had a problem with them calling me...My problem is that last month they reported to 1 of the 3 credit bureaus for me (all 3 would have been nice) and they left a message saying "never late"... my last bill said i owed $275 like normal (and was payed on time)...but then this month it says i owe $550...in the last year ive tried to contact them 9 times but all i get is a voicemail for the company and never get a return phone call...my interest rate is 24.9% but the balance of my car only drops $100 or so after making a $275 payement...i owe $7,400 but the pay off quote says $7,800....sooo to me nothing seems to add up and its impossible to speak with anybody about it...and to the idiots that say its the consumers fault for not keeping the best credit record or being late on payements i say, what about the 1st time buyers that get screwed before they even have a chance at building positive credit or people like me that usually just pay cash for most things and therefore don't have established credit...ever try to finance a house without any credit?...(no credit is sometimes worse than bad credit)......................to anybody researching finance companies for a future credit building purchase i would suggest either going elsewhere or trying something like a credit card instead

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always made my payments on time...one day I discovered that the contract they had was a forged one from the car lot around $3,000.00 more than than it should be...I contacted UACC to fix it they said they would e-mail me a copy of the contract they had after i emailed a copy of the original to them.... within two weeks my account was sold to another comp...wonderful people don't u think lollol

1
★☆☆☆☆

always made my payments on time...one day I discovered that the contract they had was a forged one from the car lot around $3,000.00 more than than it should be...I contacted UACC to fix it they said they would e-mail me a copy of the contract they had after i emailed a copy of the original to them.... within two weeks my account was sold to another comp...wonderful people don't u think lollol

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who the hell are these morons sticking up for UNITED AUTO CREDIT CORP they are nothing but common thiefs .had my vehicle for five months allways paid my bill and had ass kicking insurance .the crooks messed up on a lost tittle and blammed me for it so they stole my truck and said it was for non payment .they claimed i only made one payment .there so crooked they wont even comment to the bbb .i hope they rot in hell along with you idiots blamming the consumer .i paid my bills and allways on time .and to the guy that said he would punch them im with you .all i can say is they are lucky when they snuck in my yard late at night with there lights off and stole my truck they made it out alive because i shoot first and ask questions later .i wont let it happen again BEWARE THIS AINT OVER UACC

1
★☆☆☆☆

who the hell are these morons sticking up for UNITED AUTO CREDIT CORP they are nothing but common thiefs .had my vehicle for five months allways paid my bill and had ass kicking insurance .the crooks messed up on a lost tittle and blammed me for it so they stole my truck and said it was for non payment .they claimed i only made one payment .there so crooked they wont even comment to the bbb .i hope they rot in hell along with you idiots blamming the consumer .i paid my bills and allways on time .and to the guy that said he would punch them im with you .all i can say is they are lucky when they snuck in my yard late at night with there lights off and stole my truck they made it out alive because i shoot first and ask questions later .i wont let it happen again BEWARE THIS AINT OVER UACC

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These types of finance companies are going to have high interest rates, I'm sure if your credit was up to par you wouldn't deal with these types of companies, I'm rebuilding my credit on my second loan, never had a problem and never late, Therefore; I've never had a complaint, I'm sure if I was late with a payment, I would have something to complain about when UACP starts to call when I default, so to the individuals that's complaining...Pay your billls on time and they wont contact you and you wouldn't have a reason to write bad reviews

3
★★★☆☆

These types of finance companies are going to have high interest rates, I'm sure if your credit was up to par you wouldn't deal with these types of companies, I'm rebuilding my credit on my second loan, never had a problem and never late, Therefore; I've never had a complaint, I'm sure if I was late with a payment, I would have something to complain about when UACP starts to call when I default, so to the individuals that's complaining...Pay your billls on time and they wont contact you and you wouldn't have a reason to write bad reviews

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To the idiot who claims that " All you people should just make your payment". What are you retarded? The APR starts at 25.99%, on some piece of crap w/ a 100,000.00 miles on it and 10 YEARS OLD. I use to be employed there and am still ashamed of it.UACC has absolutely no customer service and they use to pride themselves on having " Uncomftorable Collections" . Which were nice words to make the consumers life a living hell. Have you ever heard of something called "The Great Recession" you freaking moron. I wish you were physically infront of me so I could punch you in the face and knock your teeth out. Moron.

5
★★★★★

To the idiot who claims that " All you people should just make your payment". What are you retarded? The APR starts at 25.99%, on some piece of crap w/ a 100,000.00 miles on it and 10 YEARS OLD. I use to be employed there and am still ashamed of it.UACC has absolutely no customer service and they use to pride themselves on having " Uncomftorable Collections" . Which were nice words to make the consumers life a living hell. Have you ever heard of something called "The Great Recession" you freaking moron. I wish you were physically infront of me so I could punch you in the face and knock your teeth out. Moron.

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0 out of 1 people found this review helpful.

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As all the others clain, by far the worst company, let's get this clear though I was never late! Well my car was stolen and my insurance paid it out for the most part but there was a remaining balance of a thousand or so, I was informed to pay a little more than half and we would be even,considering I now have nothing. As promised I payed but they charged off my credit as a bad debt. Not a company of it's word. Anyhow don't worry about getting a loan from them the company went down and they are not accepting new loans, makes you wonder why.=}

1
★☆☆☆☆

As all the others clain, by far the worst company, let's get this clear though I was never late! Well my car was stolen and my insurance paid it out for the most part but there was a remaining balance of a thousand or so, I was informed to pay a little more than half and we would be even,considering I now have nothing. As promised I payed but they charged off my credit as a bad debt. Not a company of it's word. Anyhow don't worry about getting a loan from them the company went down and they are not accepting new loans, makes you wonder why.=}

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0 out of 1 people found this review helpful.

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I cant believe the bad reviews. UAC is a SUBPRIME LENDER. Which means they helped you get a car when NOBODY ELSE WOULD.

And they have the gall to want you to PAY ?

Are you kidding me ?

If you had good credit, you could borrow from a bank and wouldnt need reminders to pay.

Its been 20 years since I had a car loan but in the entire time, I had to call the bank ONE TIME. To ask for my payoff. Thats it. Its not rocket science. Pay on or before your due date and you wont have a problem.

4
★★★★☆

I cant believe the bad reviews. UAC is a SUBPRIME LENDER. Which means they helped you get a car when NOBODY ELSE WOULD.

And they have the gall to want you to PAY ?

Are you kidding me ?

If you had good credit, you could borrow from a bank and wouldnt need reminders to pay.

Its been 20 years since I had a car loan but in the entire time, I had to call the bank ONE TIME. To ask for my payoff. Thats it. Its not rocket science. Pay on or before your due date and you wont have a problem.

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1 out of 1 people found this review helpful.

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The most unproffesional company I have ever dealt with, the customer service doesnt even deserve a half-star rating, whenever I talk to someone from there I just act as ignorant as they are or I just flat hang up on them and make them wait for my payment. And yes my credit isnt so great which is why I went thru this half ass company but that doesnt mean I dont have money, infact you pay for like 2 cars by the time your done..thankfully I love my car but I will NEVER get another car thru UACC and none of my friends or family will either after they see how you get treated, Ill be paying my car off in full within 6 months from now..Ill be so thankful to never have to deal with them EVER EVER AGAIN!!!!!!!!!!!!

1
★☆☆☆☆

The most unproffesional company I have ever dealt with, the customer service doesnt even deserve a half-star rating, whenever I talk to someone from there I just act as ignorant as they are or I just flat hang up on them and make them wait for my payment. And yes my credit isnt so great which is why I went thru this half ass company but that doesnt mean I dont have money, infact you pay for like 2 cars by the time your done..thankfully I love my car but I will NEVER get another car thru UACC and none of my friends or family will either after they see how you get treated, Ill be paying my car off in full within 6 months from now..Ill be so thankful to never have to deal with them EVER EVER AGAIN!!!!!!!!!!!!

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0 out of 2 people found this review helpful.

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to all the people who are complaining...make your payments and you wont have to worry about your car being repo'd! banks don't take your car if you're making payments. it is more costly for a bank to take your car than if you made your payments on time. trust me, you would not be financing through this bank if your credit was in good standing...

5
★★★★★

to all the people who are complaining...make your payments and you wont have to worry about your car being repo'd! banks don't take your car if you're making payments. it is more costly for a bank to take your car than if you made your payments on time. trust me, you would not be financing through this bank if your credit was in good standing...

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2 out of 2 people found this review helpful.

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This is not about paying payments on time or not. You can be on time but anytime you call them for anything the representatives are not professional their rude it is like there is no customer service skills required whatsoever and they can purposely be rude and mean. If you looking for quality service look elsewhere if your desperate to finance and you want to work with jerks and can deal then use them. Too bad that they can't use good business sense and treat everyone with respect if so they would be a nice company to have around. Maybe they just hire bullies there and that is the company mentality. Either way the people that work there probably don't get paid enough to pay their own bills so not sure why they are judging others. It's like dealing with moody bitter people who have emotional problems.

1
★☆☆☆☆

This is not about paying payments on time or not. You can be on time but anytime you call them for anything the representatives are not professional their rude it is like there is no customer service skills required whatsoever and they can purposely be rude and mean. If you looking for quality service look elsewhere if your desperate to finance and you want to work with jerks and can deal then use them. Too bad that they can't use good business sense and treat everyone with respect if so they would be a nice company to have around. Maybe they just hire bullies there and that is the company mentality. Either way the people that work there probably don't get paid enough to pay their own bills so not sure why they are judging others. It's like dealing with moody bitter people who have emotional problems.

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0 out of 2 people found this review helpful.

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UACC sucks!!! They went to the extreme of going online and googled my neighbors address, name and phone number, and asked her questions about me and asked if she had seen me. They told her that they were fixing my car for me, just to get information. At this point I was Irrate!!! I called them and told them to come and get the car, because I was far from furious, and this was against the law!!! I would advise anyone to walk before I recommend UACC to them!!!!

1
★☆☆☆☆

UACC sucks!!! They went to the extreme of going online and googled my neighbors address, name and phone number, and asked her questions about me and asked if she had seen me. They told her that they were fixing my car for me, just to get information. At this point I was Irrate!!! I called them and told them to come and get the car, because I was far from furious, and this was against the law!!! I would advise anyone to walk before I recommend UACC to them!!!!

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0 out of 2 people found this review helpful.

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My van ended up getting repossessed after UACCdid not post a double payment to my acct, check was cashed. Then they sold my loan to another company which had to repossess a 60+ day late vehicle. I didnt even know who this company was when I found out where my van was. Still cant get my double pmt back because I cant get ahold of anyone, no response from email or letters. Now I have passed this problem to the attorny General of New Hampshire to pursue them. The repo cost me another 390 for the pmt 180 storage 1 day of work and A HUGE PAIN IN MY LIFE!!!

1
★☆☆☆☆

My van ended up getting repossessed after UACCdid not post a double payment to my acct, check was cashed. Then they sold my loan to another company which had to repossess a 60+ day late vehicle. I didnt even know who this company was when I found out where my van was. Still cant get my double pmt back because I cant get ahold of anyone, no response from email or letters. Now I have passed this problem to the attorny General of New Hampshire to pursue them. The repo cost me another 390 for the pmt 180 storage 1 day of work and A HUGE PAIN IN MY LIFE!!!

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0 out of 1 people found this review helpful.

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read the comments and they all read the same, i was only a day late they moved the office they did this they did that. why is it so hard to pay online like i have been doing it for 3 years and one phone call telling them i am sending in my last payment can you get my titile ready, no problem i was told.by them (that was very rude of them) paid online monday recieve my title thursday wow how rude of them. all of you people look in the mirrow quit blaming others and quite with the excuses you would never recieved a better deal to start with they advertise as they are and every thing they do is in the contract you sign. again you, not insurance you, not they moved you, not only one day late you, did you call before you were late my bet no take responsiblity in your action grow up and be adults and all of you blamers and it is not my fault people out there do your best not to have kids my kids cost enough i do not want to pay for yours. because we all know it will not be your fault you can't take care of them either.

4
★★★★☆

read the comments and they all read the same, i was only a day late they moved the office they did this they did that. why is it so hard to pay online like i have been doing it for 3 years and one phone call telling them i am sending in my last payment can you get my titile ready, no problem i was told.by them (that was very rude of them) paid online monday recieve my title thursday wow how rude of them. all of you people look in the mirrow quit blaming others and quite with the excuses you would never recieved a better deal to start with they advertise as they are and every thing they do is in the contract you sign. again you, not insurance you, not they moved you, not only one day late you, did you call before you were late my bet no take responsiblity in your action grow up and be adults and all of you blamers and it is not my fault people out there do your best not to have kids my kids cost enough i do not want to pay for yours. because we all know it will not be your fault you can't take care of them either.

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1 out of 4 people found this review helpful.

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Been dealing with these jerk off for almost three years. I have been giving the run around about where to send my payments for the last two years. They never tell you when changes are going to be made they just do thngs and leave you stuck. First my payments were going to a near by office I came in once a month and made my payments, they shut that office down no warning, Then they moved they payments to an office 2 hours away so I started calling in my payments, again two months later they too are closed and no warning. I then called the main office in California and tey told me the account had been sent to another office four hours away, so once they gave me the contact info I was calling in my payments again. Then one day I called the phone kept ringing busy, I decide to make the payments on line and just give up the extra fifteen bucks to make sure they recieved theire payments. Went online to make apayment today and guess what THE ACCOUNT WAS GIVEN TO ANOTHER BANK!!! Again no warning letters no phone calls. Now I have to deal with these people and I have no clue who they are or what they are about. I think the whole company is going under. PLEASE STAY AWAY!!!

1
★☆☆☆☆

Been dealing with these jerk off for almost three years. I have been giving the run around about where to send my payments for the last two years. They never tell you when changes are going to be made they just do thngs and leave you stuck. First my payments were going to a near by office I came in once a month and made my payments, they shut that office down no warning, Then they moved they payments to an office 2 hours away so I started calling in my payments, again two months later they too are closed and no warning. I then called the main office in California and tey told me the account had been sent to another office four hours away, so once they gave me the contact info I was calling in my payments again. Then one day I called the phone kept ringing busy, I decide to make the payments on line and just give up the extra fifteen bucks to make sure they recieved theire payments. Went online to make apayment today and guess what THE ACCOUNT WAS GIVEN TO ANOTHER BANK!!! Again no warning letters no phone calls. Now I have to deal with these people and I have no clue who they are or what they are about. I think the whole company is going under. PLEASE STAY AWAY!!!

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0 out of 2 people found this review helpful.

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This is the worst company and I advise anyone going through them to stop before its too late. Had a car financed through them in which they charged me for a warranty. The company was never paid so the warranty was not valid. I have had tons of problems with this car and the repairs have cost me almost as much as the car. Paying the car on time maybe a few days off and they threaten to come and get the car. The office has moved from Dallas Pkwy, to Mockingbird and now they are in San Antonio. Theres no contact number to speak with anyone. Its sad. Im telling any and everyone hell no. Im about to give up the car. Im just mentally tired of them. Too draining and losing lots of money on behalf of their mess up.

1
★☆☆☆☆

This is the worst company and I advise anyone going through them to stop before its too late. Had a car financed through them in which they charged me for a warranty. The company was never paid so the warranty was not valid. I have had tons of problems with this car and the repairs have cost me almost as much as the car. Paying the car on time maybe a few days off and they threaten to come and get the car. The office has moved from Dallas Pkwy, to Mockingbird and now they are in San Antonio. Theres no contact number to speak with anyone. Its sad. Im telling any and everyone hell no. Im about to give up the car. Im just mentally tired of them. Too draining and losing lots of money on behalf of their mess up.

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0 out of 2 people found this review helpful.

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I appreciate the company financing my vehicle 3 years ago because I was having a problem getting financed. When I am late on a payment though, because I was out of work for a while, they harrassed me like every single day until I got the payment in there. They would call me promptly at 9:00 in the morning everyday until I finally called them to make arrangements. I am now only 2 day late for April, and the calls have started again. If I have to work two jobs, to get my car paid off, I will do just this, just to get my title, and never never ever do business with this company again, and advise anyone else not to do business with them. The most unprofessional company that I have ever done business with. People please take my advice, don't buy a car from this company. They are based and located in other states as well. Please beware!!!!

1
★☆☆☆☆

I appreciate the company financing my vehicle 3 years ago because I was having a problem getting financed. When I am late on a payment though, because I was out of work for a while, they harrassed me like every single day until I got the payment in there. They would call me promptly at 9:00 in the morning everyday until I finally called them to make arrangements. I am now only 2 day late for April, and the calls have started again. If I have to work two jobs, to get my car paid off, I will do just this, just to get my title, and never never ever do business with this company again, and advise anyone else not to do business with them. The most unprofessional company that I have ever done business with. People please take my advice, don't buy a car from this company. They are based and located in other states as well. Please beware!!!!

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0 out of 2 people found this review helpful.

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The worst company ever. I financed through them first they moved the building where they told me to mail payment with the payment book they gave me. Lost my check in the mail for 2 weeks. The latest thing I send my payment to the new address as requested and they call me 4 days after they cash my check to tell me they never received it...HUH. I told them they did and have already cashed it. Ok I get another call today telling me I am delinquent on my account again I go through the same thing with another person and explain that they did infact receive payment and have already cash the checks now a week ago he says and I qoute I need to clear this up or they will come take my car... I am speechless being very angry at this point I tol him that I should not have to run around to get all kinds of papers from my bank this and that simply because they dont know what the F#$K they are doing.. I'm sure something else will happen next month. NEVER EVER USE THIS FOR FINANCING, YOU ARE BETTER OFF COLLECTING CANS TO GET THE MONEY FOR A CAR. Monkeys could do their job better

1
★☆☆☆☆

The worst company ever. I financed through them first they moved the building where they told me to mail payment with the payment book they gave me. Lost my check in the mail for 2 weeks. The latest thing I send my payment to the new address as requested and they call me 4 days after they cash my check to tell me they never received it...HUH. I told them they did and have already cashed it. Ok I get another call today telling me I am delinquent on my account again I go through the same thing with another person and explain that they did infact receive payment and have already cash the checks now a week ago he says and I qoute I need to clear this up or they will come take my car... I am speechless being very angry at this point I tol him that I should not have to run around to get all kinds of papers from my bank this and that simply because they dont know what the F#$K they are doing.. I'm sure something else will happen next month. NEVER EVER USE THIS FOR FINANCING, YOU ARE BETTER OFF COLLECTING CANS TO GET THE MONEY FOR A CAR. Monkeys could do their job better

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0 out of 2 people found this review helpful.

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This is the worse finance company I have ever had to deal with.They messed up my account and changed addresses then charged me a late fee cause the address I made my payment to was no longer correct and it took a week for it to be transferred to the correct address. They change employees all the time and no one seems to make notations on your account so you have to continue to deal with the same problem over and over. If you can help it do not deal with this company

1
★☆☆☆☆

This is the worse finance company I have ever had to deal with.They messed up my account and changed addresses then charged me a late fee cause the address I made my payment to was no longer correct and it took a week for it to be transferred to the correct address. They change employees all the time and no one seems to make notations on your account so you have to continue to deal with the same problem over and over. If you can help it do not deal with this company

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0 out of 1 people found this review helpful.

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I have been with this company for about three(3) years. Almost over. When I accepted the loan from this company, they had a processing fee attached to the contract charge to the dealer not to the consumer. But, when the contract was complete, the dealer turn around and charge me with the processing fee of $750.00, and took me to court small claims. Now, my credit is bad because of this matter. They would not honor the fact of the processing fee deducted from the dealers check when he got it, but charge me. WATCH YOURSELVES, STAY AWAY.

4
★★★★☆

I have been with this company for about three(3) years. Almost over. When I accepted the loan from this company, they had a processing fee attached to the contract charge to the dealer not to the consumer. But, when the contract was complete, the dealer turn around and charge me with the processing fee of $750.00, and took me to court small claims. Now, my credit is bad because of this matter. They would not honor the fact of the processing fee deducted from the dealers check when he got it, but charge me. WATCH YOURSELVES, STAY AWAY.

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1 out of 2 people found this review helpful.

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I have had a loan with this company for three years and everything was going fine. The office was a few blocks away from where I lived so i made my payment on time every month on the day it was due. I even paid $40-100 extra. Then without notice, that office closed and my payment was late because I didnot know where to send it. The next day, I recieved a call about my late payment and was told to send it to an office an hour away. Fine. I start sending my payments to that other office for a couple of months and the same thing happened. Only this time the office is half a country away. And now only 3 months later the office is in another part of the country. On top of this I have never spoken to a nice customer agent. They try to threaten and intimidate over the phone. And, they demand that you western union a payment to them. BULLSH--! DO NOT DO BUSINESS WITH THIS COMPANY. If you just got a car lon from them, take the car back. It does not matter what situation you are in they are a headache you do not need. OH and I even got a harrasing message on facebook from them today.

1
★☆☆☆☆

I have had a loan with this company for three years and everything was going fine. The office was a few blocks away from where I lived so i made my payment on time every month on the day it was due. I even paid $40-100 extra. Then without notice, that office closed and my payment was late because I didnot know where to send it. The next day, I recieved a call about my late payment and was told to send it to an office an hour away. Fine. I start sending my payments to that other office for a couple of months and the same thing happened. Only this time the office is half a country away. And now only 3 months later the office is in another part of the country. On top of this I have never spoken to a nice customer agent. They try to threaten and intimidate over the phone. And, they demand that you western union a payment to them. BULLSH--! DO NOT DO BUSINESS WITH THIS COMPANY. If you just got a car lon from them, take the car back. It does not matter what situation you are in they are a headache you do not need. OH and I even got a harrasing message on facebook from them today.

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3 out of 5 people found this review helpful.

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This is the worse company I've ever dealt with. Very unprofessional, and I would advise anyone looking to finance with them to forget it unless you like dealing with rude, nasty attitudes. I financed a car in 2008 for three years, been late three times cause they kept closing offices. Each time I got harassed about the payment being late cause it had to be sent back cause the office closed. I lost my job and was NINE days late and they threaten to repo my car. I called to tell them to give me another week and I can PAY THE CAR OFF. I sent them $3,600 in the mail to pay my car off and they still tried to come get it four days after I mailed it. Once they got the money I had to turn around and harass them to get my title. I'll take the bus before I finance another car with them!

1
★☆☆☆☆

This is the worse company I've ever dealt with. Very unprofessional, and I would advise anyone looking to finance with them to forget it unless you like dealing with rude, nasty attitudes. I financed a car in 2008 for three years, been late three times cause they kept closing offices. Each time I got harassed about the payment being late cause it had to be sent back cause the office closed. I lost my job and was NINE days late and they threaten to repo my car. I called to tell them to give me another week and I can PAY THE CAR OFF. I sent them $3,600 in the mail to pay my car off and they still tried to come get it four days after I mailed it. Once they got the money I had to turn around and harass them to get my title. I'll take the bus before I finance another car with them!

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0 out of 1 people found this review helpful.

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I have had a loan for 3 and 1/2 years for my truck and I got behind on one payment because they kept moving offices from springfield MO to dallas TX and then to San Antonio TX and then to St. Louis. They had the gall to send a reposession person to my home, who liked to do donoughnuts in my back yard, threatened to shoot me and finally STOLE my MAILBOX..... I had 3 sherriff reports made because of this..... They told me on the phone that I was close to having the truck paid off so I better not be late EVER or they would take it...This is how I am repaid for being a good customer with great payment history.......

1
★☆☆☆☆

I have had a loan for 3 and 1/2 years for my truck and I got behind on one payment because they kept moving offices from springfield MO to dallas TX and then to San Antonio TX and then to St. Louis. They had the gall to send a reposession person to my home, who liked to do donoughnuts in my back yard, threatened to shoot me and finally STOLE my MAILBOX..... I had 3 sherriff reports made because of this..... They told me on the phone that I was close to having the truck paid off so I better not be late EVER or they would take it...This is how I am repaid for being a good customer with great payment history.......

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1 out of 2 people found this review helpful.

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This is the most dispicable company on the face of the planet. Their tactics are outlandish and one of the main qualifications for being employed with this company is to be rude and hateful! Even with a great pay history, they will badger you to death for a payment even one day late! I must admit that on two occassions I've spoken with reasonably nice people to find that they were new to the company! If I need auto financing again, I will never use this company even if I have to ride the bus or walk!

1
★☆☆☆☆

This is the most dispicable company on the face of the planet. Their tactics are outlandish and one of the main qualifications for being employed with this company is to be rude and hateful! Even with a great pay history, they will badger you to death for a payment even one day late! I must admit that on two occassions I've spoken with reasonably nice people to find that they were new to the company! If I need auto financing again, I will never use this company even if I have to ride the bus or walk!

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I purchased a 2001 Jeep Wrangler almost 2 years ago. I have to say it is completely my fault for signing on the line, because since then the only needs that have been met, the only one who feels satisfied is UACC. When did it become "within our rights" to exploit and mis-lead those who can barely pay their bills by putting them in a vehicle that is overpriced to begin with, then charge a 24% interest rate for 4 1/2 years? If I were to have read ALL the fine print on my contract, I would have known that if your payment is even 1 day late, they automatically add interest to the end of your note AND charge you a late fee. One employee's comment verbatim: " It is a simple interest contract..." The only thing that is obvious about my contract and this company is the size and girth of the stick they're f&#@!*$ me with. The CSR I spoke with last made a solemn effort in trying to tell me they are helping "people like me" who can't get financing, they are simply giving us a "second chance". After that she pleaded with me because she was concerned about my credit being ruined (hahahahahahaha!) and explained that if I gave the jeep up I wouldn't get much right now due to the economy. Can you beleive that they even threatened to hire an attorney against me if I choose not to pay my balance? They even claimed they could garnish my wages! It's just like them to try and squeeze blood from a turnip. In closing I'd like to say: Instead of signing on the line, just hire a professional soccer player to kick you directly in the penis and/or vagina. You'll save thousands and it only hurts for a day or two...

1
★☆☆☆☆

I purchased a 2001 Jeep Wrangler almost 2 years ago. I have to say it is completely my fault for signing on the line, because since then the only needs that have been met, the only one who feels satisfied is UACC. When did it become "within our rights" to exploit and mis-lead those who can barely pay their bills by putting them in a vehicle that is overpriced to begin with, then charge a 24% interest rate for 4 1/2 years? If I were to have read ALL the fine print on my contract, I would have known that if your payment is even 1 day late, they automatically add interest to the end of your note AND charge you a late fee. One employee's comment verbatim: " It is a simple interest contract..." The only thing that is obvious about my contract and this company is the size and girth of the stick they're f&#@!*$ me with. The CSR I spoke with last made a solemn effort in trying to tell me they are helping "people like me" who can't get financing, they are simply giving us a "second chance". After that she pleaded with me because she was concerned about my credit being ruined (hahahahahahaha!) and explained that if I gave the jeep up I wouldn't get much right now due to the economy. Can you beleive that they even threatened to hire an attorney against me if I choose not to pay my balance? They even claimed they could garnish my wages! It's just like them to try and squeeze blood from a turnip. In closing I'd like to say: Instead of signing on the line, just hire a professional soccer player to kick you directly in the penis and/or vagina. You'll save thousands and it only hurts for a day or two...

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My wife got a 2006 Saturn Vue through United Auto credit. She payed on time every single month for two years. The vehicle was totalled in an accident, and as most know that have had accidents, insurance only pays the actual cash value of the vehicle(acv). Well I had a buyer worked out for the salvage title and I would have been able to pay the vehicle entirely off. United Auto Credit said it would take weeks to get a title. Well I have worked in the car sales industry for years and I have never heard of any dealer being willing to wait a few weeks for their title. I know a loan company will not give you a title until they get their white slip so they ask you to trust them but they don't want to trust you ha. They said they are just going to take the insurances money and do it either as a charge off or as a repo. If they do it as a repo I have every intention of suing United Auto Credit because she has never been 30 days behind on a payment, in fact she has always been on time.I will probably sue them if they show it even as a charge off. For my wife to pay every payment on time for two years and then to have United Auto Credit Corporation turn around and do her like they are is just unthinkable.The way they try to talk to you is beyond condascending. This has been my experience with the Dallas branch. They are based out of Irvine Ca and have a parent company named United Pan am Financial. If I could not give them 1 star I would take it away even lol But you have to give them 1 it looks like even though this company definately does not diserve it.

1
★☆☆☆☆

My wife got a 2006 Saturn Vue through United Auto credit. She payed on time every single month for two years. The vehicle was totalled in an accident, and as most know that have had accidents, insurance only pays the actual cash value of the vehicle(acv). Well I had a buyer worked out for the salvage title and I would have been able to pay the vehicle entirely off. United Auto Credit said it would take weeks to get a title. Well I have worked in the car sales industry for years and I have never heard of any dealer being willing to wait a few weeks for their title. I know a loan company will not give you a title until they get their white slip so they ask you to trust them but they don't want to trust you ha. They said they are just going to take the insurances money and do it either as a charge off or as a repo. If they do it as a repo I have every intention of suing United Auto Credit because she has never been 30 days behind on a payment, in fact she has always been on time.I will probably sue them if they show it even as a charge off. For my wife to pay every payment on time for two years and then to have United Auto Credit Corporation turn around and do her like they are is just unthinkable.The way they try to talk to you is beyond condascending. This has been my experience with the Dallas branch. They are based out of Irvine Ca and have a parent company named United Pan am Financial. If I could not give them 1 star I would take it away even lol But you have to give them 1 it looks like even though this company definately does not diserve it.

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Verrrry unprofessional, uncouth, and we can't find them online AT ALL. They are listed on Dallas Pkwy and they are not even located there - they're on Mockingbird across from the VA. Unbelievable. I see some of the other comments and it's true - they should not the choice of a consumer or nor are they recommended by me at all. One time when they were off Dallas Pkwy, we went into hand pay and the employee was dishonest and took off with the cash; thank God I got a receipt (obviously that employee wasn??t too smart). In addition, one time they called me the day my payments was due and were worried if they were going to receive it and they haven??t even checked their drop box or mailbox yet. This company won??t even let me pay off the loan early or eliminate the interest w/ a pay off. What a joke! As soon as this loan gets paid off, you can guarantee I'll never use them ever again or recommend any to either. I'll also already reported them to the BBB. Just take mine and other's advice - DO NOT USE THEM. They're a joke. Hope this helps!

1
★☆☆☆☆

Verrrry unprofessional, uncouth, and we can't find them online AT ALL. They are listed on Dallas Pkwy and they are not even located there - they're on Mockingbird across from the VA. Unbelievable. I see some of the other comments and it's true - they should not the choice of a consumer or nor are they recommended by me at all. One time when they were off Dallas Pkwy, we went into hand pay and the employee was dishonest and took off with the cash; thank God I got a receipt (obviously that employee wasn??t too smart). In addition, one time they called me the day my payments was due and were worried if they were going to receive it and they haven??t even checked their drop box or mailbox yet. This company won??t even let me pay off the loan early or eliminate the interest w/ a pay off. What a joke! As soon as this loan gets paid off, you can guarantee I'll never use them ever again or recommend any to either. I'll also already reported them to the BBB. Just take mine and other's advice - DO NOT USE THEM. They're a joke. Hope this helps!

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I wish I did research on United Auto Credit before getting my car financed through them. I don't have bad credit but purchased my car from a independent car lot. Fortunately, my payment are cheap because of my credit. But these people are unprofessional liars and they're phone number doesn't work. I am wondering if they are still open. They suck!!! I sent me payment around the 15th of last month and my check still has not been cashed. It usually takes around 2-3 days. They no longer have a drop box, can't pay online. The only payment option is paying by mail. Because they are suck jerks I am now concern with getting my car repo'd. The worse company ever BEWARE. I plan to write to the Better Business Bureau cause I am fed up.

1
★☆☆☆☆

I wish I did research on United Auto Credit before getting my car financed through them. I don't have bad credit but purchased my car from a independent car lot. Fortunately, my payment are cheap because of my credit. But these people are unprofessional liars and they're phone number doesn't work. I am wondering if they are still open. They suck!!! I sent me payment around the 15th of last month and my check still has not been cashed. It usually takes around 2-3 days. They no longer have a drop box, can't pay online. The only payment option is paying by mail. Because they are suck jerks I am now concern with getting my car repo'd. The worse company ever BEWARE. I plan to write to the Better Business Bureau cause I am fed up.

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0 out of 1 people found this review helpful.

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I do realize that days before payment is due. they start calling you. Everything that eveyone is complaining about has merit. I know what you mean, I get the same thing at times. But we all knew what they do when they are dealing with people with less than perfect credit. They took a chance on us, so if they happen to bug you, then pay on time and they will stop. What they did do for me was---I had a transmission going out (no money to fix it) They loaned me the money to get it fixed and put in on the end of my loan. No other company would have done that. So I can't complain to bad. I know if I pay on time, the calls will stop.

5
★★★★★

I do realize that days before payment is due. they start calling you. Everything that eveyone is complaining about has merit. I know what you mean, I get the same thing at times. But we all knew what they do when they are dealing with people with less than perfect credit. They took a chance on us, so if they happen to bug you, then pay on time and they will stop. What they did do for me was---I had a transmission going out (no money to fix it) They loaned me the money to get it fixed and put in on the end of my loan. No other company would have done that. So I can't complain to bad. I know if I pay on time, the calls will stop.

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1 out of 1 people found this review helpful.

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These people are the most rude unethical, professionalism is a joke to them. The tell your info to anyone who will listen, harass your refrences, while telling them all your info! Will not send information, stating "it's not their problem get a balance by running a credit check from running a credit report. They hang up on you when you try to talk to them, they over talk you and are complete idiots. Call days before the payment is due, and send people to your work the day after your payment is due. Nuts, this place is a joke and need put under. I wouldn't recommend it to a dog.

1
★☆☆☆☆

These people are the most rude unethical, professionalism is a joke to them. The tell your info to anyone who will listen, harass your refrences, while telling them all your info! Will not send information, stating "it's not their problem get a balance by running a credit check from running a credit report. They hang up on you when you try to talk to them, they over talk you and are complete idiots. Call days before the payment is due, and send people to your work the day after your payment is due. Nuts, this place is a joke and need put under. I wouldn't recommend it to a dog.

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I financed a car thru UACC in 2004. I now have 1 year left to go on my loan. I have paid on time, every time with 2 exceptions. I pay them thru the bill pay feature of the bank I have an account with. Twice in the last 4 years, UACC has called to say they have not received payment on time. Both times, I checked with the bank, and the payment had been sent on time. Both times, UACC agreed to wait a day or two to see if it showed up in the mail, and both times it did. They were anxious to get their money, but were fairly reasonable. The reason I titled this review as "Undecided after 4 years"... is that after hearing so many bad things over the years about UACC, I have nightmares that they will "lose" my last payment or something! But, all in all, I have to say they've been fair so far.

3
★★★☆☆

I financed a car thru UACC in 2004. I now have 1 year left to go on my loan. I have paid on time, every time with 2 exceptions. I pay them thru the bill pay feature of the bank I have an account with. Twice in the last 4 years, UACC has called to say they have not received payment on time. Both times, I checked with the bank, and the payment had been sent on time. Both times, UACC agreed to wait a day or two to see if it showed up in the mail, and both times it did. They were anxious to get their money, but were fairly reasonable. The reason I titled this review as "Undecided after 4 years"... is that after hearing so many bad things over the years about UACC, I have nightmares that they will "lose" my last payment or something! But, all in all, I have to say they've been fair so far.

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0 out of 1 people found this review helpful.

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United Auto is the LAST auto finance company I'd recommend to anyone. The people I've talked to have been riding the short bus without helmets on. I've asked for a statement with information on how much I have left on my loan, since my ex-wife kept the paperwork, but it's like they either don't understand or don't care about getting it to me. Bad for them when they get to hear from the State Attorney General's office to answer why. They also get to hear from the SAG's office about why they've shared financial information with someone not listed on the loan, which is a violation of confidentiality, by state law. They continually harrass people listed as references on the paperwork when a payment is only a week behind, and they'll end up with a lawsuit on their hands for it. These people aren't responsible for another persons loan, but UACC says they "can do whatever they want". Little...... so little, do they know. Their behavior is unethical! I wouldn't suggest anyone use this finance company.

1
★☆☆☆☆

United Auto is the LAST auto finance company I'd recommend to anyone. The people I've talked to have been riding the short bus without helmets on. I've asked for a statement with information on how much I have left on my loan, since my ex-wife kept the paperwork, but it's like they either don't understand or don't care about getting it to me. Bad for them when they get to hear from the State Attorney General's office to answer why. They also get to hear from the SAG's office about why they've shared financial information with someone not listed on the loan, which is a violation of confidentiality, by state law. They continually harrass people listed as references on the paperwork when a payment is only a week behind, and they'll end up with a lawsuit on their hands for it. These people aren't responsible for another persons loan, but UACC says they "can do whatever they want". Little...... so little, do they know. Their behavior is unethical! I wouldn't suggest anyone use this finance company.

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0 out of 1 people found this review helpful.

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These people are nice to you when you are in the beginning of the finance process, they send you a coupon booklet and then a week before your payment is due they start the harrassing phone calls, they even have the nerve to come to your home and work, they barely give you the opportunity to get to their office with a payment. i would not recommend then to anyone, there are many other second chance finance companies that are available.

PROS: quick to accept
CONS: harrassing consumer all the time

2
★★☆☆☆

These people are nice to you when you are in the beginning of the finance process, they send you a coupon booklet and then a week before your payment is due they start the harrassing phone calls, they even have the nerve to come to your home and work, they barely give you the opportunity to get to their office with a payment. i would not recommend then to anyone, there are many other second chance finance companies that are available.

PROS: quick to accept
CONS: harrassing consumer all the time

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0 out of 1 people found this review helpful.

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when trying to finance a new automobile I found these people easy to work with able to help those who have had bad credit in the past made the effort to find aloan that would best fit my needs easy to work with made financing a car that musch easier.

4
★★★★☆

when trying to finance a new automobile I found these people easy to work with able to help those who have had bad credit in the past made the effort to find aloan that would best fit my needs easy to work with made financing a car that musch easier.

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1 out of 1 people found this review helpful.

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