Coastal Credit LLC

★★★★☆
  • 3852 Virginia Beach Blvd

    Virginia Beach, VA 23452

    Map & Directions
  • 757-340-6000

About Coastal Credit LLC

Finance

Finance
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the worst company ever ...after repo....judgement entered filed,,wage garnishment for 3xs what i owed...court cost. everything is satisfied. i got a letter stating that we should pay the balance...WHAT BALANCE?\r
crappy company....better

3
★★★★★

the worst company ever ...after repo....judgement entered filed,,wage garnishment for 3xs what i owed...court cost. everything is satisfied. i got a letter stating that we should pay the balance...WHAT BALANCE?\r
crappy company....better

.

If you're looking to do business with Coastal Credit, LLC...DON'T! Run, run very fast, and very far from this company. This company is NOT BBB accredited, and for good reason.

If you have done business with Coastal Credit, LLC and have had a negative experience, I highly suggest filing complaints with the FTC and the Virginia Attorney General. If enough complaints are filed, the FTC will investigate and take appropriate actions.

My husband went through this company for a car loan back in October 2010. At that time, he was Active Duty in the military. When he got out, he informed Coastal Credit LLC that he was out and had a civilian job. The company's response...they wanted to make arrangements for pick up.

October 31, 2012, we brought our child home to die after a 5 year battle with cancer. Things got busy and money got tight. Our child passed away that November. Our payments were a couple days late, but they got their money.

During our time as civilians, we paid with our bank/debit card. That is the only proof of payments that we have, as this company does not give you proof of payment or balance statements. They were asked to provide proof of payment, and payment history, and they told me that they do not do that.

As military, we paid with an allotment, and still did not receive proof of payment or balance information. This company does not give you any way to keep track of your payments that you make.

This past week, I got 2 calls, within hours of each other, from different offices of Coastal Credit. We were 16 days late. I made payment arrangements. No oral or written notice was given. They sent a repo guy out to get our vehicle.

The repo guy told me that Coastal Credit had instructed him to do a snatch and grab in the middle of the night so that we wouldn't know. The repo man told me that Coastal Credit told them not to worry about getting the key, they would not work with us because they knew that this was our only vehicle and without it, we wouldn't be bringing in any money to pay the loan. I'm thankful that the repo guy at least came in the day, and spoke with us.

1
★☆☆☆☆

If you're looking to do business with Coastal Credit, LLC...DON'T! Run, run very fast, and very far from this company. This company is NOT BBB accredited, and for good reason.

If you have done business with Coastal Credit, LLC and have had a negative experience, I highly suggest filing complaints with the FTC and the Virginia Attorney General. If enough complaints are filed, the FTC will investigate and take appropriate actions.

My husband went through this company for a car loan back in October 2010. At that time, he was Active Duty in the military. When he got out, he informed Coastal Credit LLC that he was out and had a civilian job. The company's response...they wanted to make arrangements for pick up.

October 31, 2012, we brought our child home to die after a 5 year battle with cancer. Things got busy and money got tight. Our child passed away that November. Our payments were a couple days late, but they got their money.

During our time as civilians, we paid with our bank/debit card. That is the only proof of payments that we have, as this company does not give you proof of payment or balance statements. They were asked to provide proof of payment, and payment history, and they told me that they do not do that.

As military, we paid with an allotment, and still did not receive proof of payment or balance information. This company does not give you any way to keep track of your payments that you make.

This past week, I got 2 calls, within hours of each other, from different offices of Coastal Credit. We were 16 days late. I made payment arrangements. No oral or written notice was given. They sent a repo guy out to get our vehicle.

The repo guy told me that Coastal Credit had instructed him to do a snatch and grab in the middle of the night so that we wouldn't know. The repo man told me that Coastal Credit told them not to worry about getting the key, they would not work with us because they knew that this was our only vehicle and without it, we wouldn't be bringing in any money to pay the loan. I'm thankful that the repo guy at least came in the day, and spoke with us.

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.

If you're looking to do business with Coastal Credit, LLC...DON'T! Run, run very fast, and very far from this company. This company is NOT BBB accredited, and for good reason.\r
\r
If you have done business with Coastal Credit, LLC and

3
★★★★★

If you're looking to do business with Coastal Credit, LLC...DON'T! Run, run very fast, and very far from this company. This company is NOT BBB accredited, and for good reason.\r
\r
If you have done business with Coastal Credit, LLC and

.

If you would like to be ripped off for a vehicle and then having it repossessed after one payment being late, well you've found the right place. I am a veteran, who is struggling to make ends meet these days and certain businesses like

3
★★★★★

If you would like to be ripped off for a vehicle and then having it repossessed after one payment being late, well you've found the right place. I am a veteran, who is struggling to make ends meet these days and certain businesses like

.

this company is full of bull.... they put a hold on my account trying to scam me out my money. they done called my brigade csm and all. any ideas how to handle this company???

3
★★★★★

this company is full of bull.... they put a hold on my account trying to scam me out my money. they done called my brigade csm and all. any ideas how to handle this company???

.

Just don't trust this company at all. Just like all the other reviews before me I have had the worst experience of my life with this company. My husband is deployed right now and we have missed ONE payment and our car is already up for

3
★★★★★

Just don't trust this company at all. Just like all the other reviews before me I have had the worst experience of my life with this company. My husband is deployed right now and we have missed ONE payment and our car is already up for

.

I HAD FILE A INSURANCE CLAIM ON MY CAR BECUASE OF HAIL DAMAGE DONE TO MY CAR FRIST OF ALL THEY TLD TO GET A EST. THAT IS WHAT I DONE AND NOW THAT MY CAR IS FIXED THEY WANT TO TAKE THE LEFT OVER AMOUNT AND APPLY TO MY CAR THIS COMPANY IS A

3
★★★★★

I HAD FILE A INSURANCE CLAIM ON MY CAR BECUASE OF HAIL DAMAGE DONE TO MY CAR FRIST OF ALL THEY TLD TO GET A EST. THAT IS WHAT I DONE AND NOW THAT MY CAR IS FIXED THEY WANT TO TAKE THE LEFT OVER AMOUNT AND APPLY TO MY CAR THIS COMPANY IS A

.

Unfortunately, I have a family member that is dealing with the unethical business practices of Coastal Credit LLC. Her car payment is due on the 15th of each month, however, she set up an allotment for payments to be taken out on the 1st

3
★★★★★

Unfortunately, I have a family member that is dealing with the unethical business practices of Coastal Credit LLC. Her car payment is due on the 15th of each month, however, she set up an allotment for payments to be taken out on the 1st

.

Like others, my experience with this company is bitter. After making payments for 2 1/2 years on a car, I received a call a work asking when I was going to make my payment. In the 2 1/2 years, I was once outside 30 days. During this

3
★★★★★

Like others, my experience with this company is bitter. After making payments for 2 1/2 years on a car, I received a call a work asking when I was going to make my payment. In the 2 1/2 years, I was once outside 30 days. During this

.

Without going into detail i will say that my story duplicates the others below. I would like all of us to connect some way and begin a class action suit against them. Please respond all who are passionate about seeing justice done. Im

3
★★★★★

Without going into detail i will say that my story duplicates the others below. I would like all of us to connect some way and begin a class action suit against them. Please respond all who are passionate about seeing justice done. Im

.

Was anyone able to find out anything of use, Coastal Credit, has Just seized All of my Husbands bank accts, For a vehicle that we havent owned in over 9yrs. We havent heard from Coastal Credit, They have made no attempts to notify us.

3
★★★★★

Was anyone able to find out anything of use, Coastal Credit, has Just seized All of my Husbands bank accts, For a vehicle that we havent owned in over 9yrs. We havent heard from Coastal Credit, They have made no attempts to notify us.

.

Dear To whom this may concern,Date 2-18-2010

Coastal Credit is refusing to follow the fair billing laws. They contacted me in December of 2009 stating there is a balance due on my vehicle.
I mailed a payment of 498.63 and requested a copy of my payment history. I received five pages of documents.
I noticed numerous discrepancies thru out the five page??s. Coastal Credit dances around my question??s answering them with lies and false documentation.
I informed Coastal Credit if they could not authenticate the fee??s they need to remove them because the car has been paid in full.
On 2-17-2010 Coastal Credit attempted to illegally repo my vehicle. They terrified my children, threaten to have me put in jail if I did not give them my vehicle.
This situation has escalated way out of hand because they refuses to correct their discrepancies.

The first discrepancies I found is the amount of payments made. On there own documentation it states there was only 51 payment??s made, but if count all the allotment payment on the same document??s there is 55 allotment payments, plus 4 check payment??s made totaling 59 payment. My loan was only for 54 payment??s.
The military pay??s allotment on the first of every month. Not the second not the third. Only the first.
My payment were not due till 14th of each month. Coastal Credit still charger me late fee??s even thou it??s paid 13 day??s ahead of the due date.
Coastal Credit is charging legal fee??s for service they can??t authenticate. They sent me false court papers that have no signature or court case number.
When I questioned Monica Branch about it she said ?? They can still charge me for the false fee??s.?

I would like to request an investigation. If Coastal Credit is doing this to me how many other people are they taking advantage of.

Thank you for your time, have a blessed day.


2
★★★★★

Dear To whom this may concern,Date 2-18-2010

Coastal Credit is refusing to follow the fair billing laws. They contacted me in December of 2009 stating there is a balance due on my vehicle.
I mailed a payment of 498.63 and requested a copy of my payment history. I received five pages of documents.
I noticed numerous discrepancies thru out the five page??s. Coastal Credit dances around my question??s answering them with lies and false documentation.
I informed Coastal Credit if they could not authenticate the fee??s they need to remove them because the car has been paid in full.
On 2-17-2010 Coastal Credit attempted to illegally repo my vehicle. They terrified my children, threaten to have me put in jail if I did not give them my vehicle.
This situation has escalated way out of hand because they refuses to correct their discrepancies.

The first discrepancies I found is the amount of payments made. On there own documentation it states there was only 51 payment??s made, but if count all the allotment payment on the same document??s there is 55 allotment payments, plus 4 check payment??s made totaling 59 payment. My loan was only for 54 payment??s.
The military pay??s allotment on the first of every month. Not the second not the third. Only the first.
My payment were not due till 14th of each month. Coastal Credit still charger me late fee??s even thou it??s paid 13 day??s ahead of the due date.
Coastal Credit is charging legal fee??s for service they can??t authenticate. They sent me false court papers that have no signature or court case number.
When I questioned Monica Branch about it she said ?? They can still charge me for the false fee??s.?

I would like to request an investigation. If Coastal Credit is doing this to me how many other people are they taking advantage of.

Thank you for your time, have a blessed day.


.

I got in trouble at my job and had trouble with my financials for a couple of months and the day that my payment was due and I couldn't pay it they called me like 5 times that day at work and like 5 times on my cell phone!!! I tried to tell them what was going on and since I was in the military they told me to set up an allotment and I was trying to tell them my psd kept pulling me in different directions.. It wasn't even close to my grace period either.. They actually had someone come to my house and try to take my car and I looked at them and laughed in their faces because I had already seen legal for the military... They didn't take my car but they sure will try to do that and call you relentlessly until they get their answer they want so anyones best bet is just to call your lawyer... They are HORRIBLE don't work with them for anything!!!!

0
★☆☆☆☆

I got in trouble at my job and had trouble with my financials for a couple of months and the day that my payment was due and I couldn't pay it they called me like 5 times that day at work and like 5 times on my cell phone!!! I tried to tell them what was going on and since I was in the military they told me to set up an allotment and I was trying to tell them my psd kept pulling me in different directions.. It wasn't even close to my grace period either.. They actually had someone come to my house and try to take my car and I looked at them and laughed in their faces because I had already seen legal for the military... They didn't take my car but they sure will try to do that and call you relentlessly until they get their answer they want so anyones best bet is just to call your lawyer... They are HORRIBLE don't work with them for anything!!!!

Pros: They don't deserve a rating at all

.

Coastal Credit is the WORST company EVER. I have NEVER dealt with such a horrible place. They start calling you the morning of a due payment, then harass you at work despite you telling them not to. They harass and threaten to repossess your car after being late for a week. The account person that we are assigned to talks awful to me and caused me to be very upset so my husband told her to deal directly with him... not me. She doesn't even call him, but still continues to harass me on my personal cell phone and at work. Here's the real kicker... I told her I would call Saturday, but something happened at my bank and I they have to hold my paycheck... she called me at 8:23 AM Saturday morning while I was still asleep and then put in a payment for my husbands account and it was not authorized! We are contacting our lawyers and trying to find another company so we can get rid of these idiots.

0
★☆☆☆☆

Coastal Credit is the WORST company EVER. I have NEVER dealt with such a horrible place. They start calling you the morning of a due payment, then harass you at work despite you telling them not to. They harass and threaten to repossess your car after being late for a week. The account person that we are assigned to talks awful to me and caused me to be very upset so my husband told her to deal directly with him... not me. She doesn't even call him, but still continues to harass me on my personal cell phone and at work. Here's the real kicker... I told her I would call Saturday, but something happened at my bank and I they have to hold my paycheck... she called me at 8:23 AM Saturday morning while I was still asleep and then put in a payment for my husbands account and it was not authorized! We are contacting our lawyers and trying to find another company so we can get rid of these idiots.

Pros: absolutely NONE

Cons: they harass, don't listen to your privacy wishes, take out unauthorized payments, etc.

.

As the other reviews, I have to say this company should be ashamed of its self. Not only are the employess RUDE and whiny, they are unexperienced.
This company will try anything they can to intimidate you, they will try to use court proceedings to scare you, or threaten you. They will harass you, your family, coworkers and anyone else they know you have contact with, and all of this, before your grace period has even lapsed.
They will break laws, and act like they did not a thing wrong. Dont try calling the main office, they will just forward your call back the other place.
Try to speak to a superior? HUGE JOKE! they are all in the same moronic boat.
Lending is one thing, but thinking they have the right to completely take over your financial life, is another.
This company is one of the absolute worst I have ever seen.
DO NOT USE this company if you want to have a stress free lending experience.

0
★☆☆☆☆

As the other reviews, I have to say this company should be ashamed of its self. Not only are the employess RUDE and whiny, they are unexperienced.
This company will try anything they can to intimidate you, they will try to use court proceedings to scare you, or threaten you. They will harass you, your family, coworkers and anyone else they know you have contact with, and all of this, before your grace period has even lapsed.
They will break laws, and act like they did not a thing wrong. Dont try calling the main office, they will just forward your call back the other place.
Try to speak to a superior? HUGE JOKE! they are all in the same moronic boat.
Lending is one thing, but thinking they have the right to completely take over your financial life, is another.
This company is one of the absolute worst I have ever seen.
DO NOT USE this company if you want to have a stress free lending experience.

Pros: None

Cons: too many to list

.

This finance company is the pitts! Do not borrow here. They provide finance for used car companies that are even bigger crooks! They cheat you, rip you off, sell junk cars. This Coastal Credit Co. will hound you to get paid! DON'T BORROW HERE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

0
★☆☆☆☆

This finance company is the pitts! Do not borrow here. They provide finance for used car companies that are even bigger crooks! They cheat you, rip you off, sell junk cars. This Coastal Credit Co. will hound you to get paid! DON'T BORROW HERE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

.

Worst subprime automobile lender you can use. I am a used car dealer. They tell people they will get them in a car, the dealership let's them have the vehicle, then a week later they back out of the deal and the dealership has to go get the car. This has happened quite a few. These folk don't know what they are doing. If you are a dealer, don't waste your time working with this lender. If you are a customer you don't want an automobile loan through this company.

0
★☆☆☆☆

Worst subprime automobile lender you can use. I am a used car dealer. They tell people they will get them in a car, the dealership let's them have the vehicle, then a week later they back out of the deal and the dealership has to go get the car. This has happened quite a few. These folk don't know what they are doing. If you are a dealer, don't waste your time working with this lender. If you are a customer you don't want an automobile loan through this company.

Pros: Can't think of any.

Cons: Can't depend on them with auto loans.

 

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