Chinatown Federal Savings Bank

★★★★☆
  • 109 Bowery

    New York, NY 10002

    Map & Directions
  • 212-334-9191

About Chinatown Federal Savings Bank

Finance

Finance
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I had federal bank yrs ago and I can tell you that the interest rates are in some respect higher when compare to other major banks, but the penalty fees are a bit lower when compare to other major banks. But it's a small or smaller bank so you have to expect small banks have a low overhead expense. It's kinda what you have to expect and it's not a "major big boy" bank.

3
★★★☆☆

I had federal bank yrs ago and I can tell you that the interest rates are in some respect higher when compare to other major banks, but the penalty fees are a bit lower when compare to other major banks. But it's a small or smaller bank so you have to expect small banks have a low overhead expense. It's kinda what you have to expect and it's not a "major big boy" bank.

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All banks should be as stable as CFSB -- I have accounts all over with great looking branches, bright and shiny customer sales reps, etc. and it translates to nothing -- bad rates, bad followup. These guys are first rate -- not pretty, but they all know their business -- money. As to prior review they don't need our business -- they're very well capitalized and have a strong multi-generational clientele, so we need them more than they need us.

5
★★★★★

All banks should be as stable as CFSB -- I have accounts all over with great looking branches, bright and shiny customer sales reps, etc. and it translates to nothing -- bad rates, bad followup. These guys are first rate -- not pretty, but they all know their business -- money. As to prior review they don't need our business -- they're very well capitalized and have a strong multi-generational clientele, so we need them more than they need us.

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This is a really small bank and the office isn't very big so there's not much privacy going on. But they do have safety deposit boxes, that I know of, so it must be bigger inside. The service was just mediocre. Maybe it's because they don't get too many new customers, but the lady I talked to didn't seem too interested in giving me information on setting up an account.

3
★★★☆☆

This is a really small bank and the office isn't very big so there's not much privacy going on. But they do have safety deposit boxes, that I know of, so it must be bigger inside. The service was just mediocre. Maybe it's because they don't get too many new customers, but the lady I talked to didn't seem too interested in giving me information on setting up an account.

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