so friendly and caring... very best rates that they got was less than 1/2 of my old policy. That was $600 cheaper than the cheapest quote that I got from Geico last time around. They also do rental insurance for $18 per month for me. The general contractor deals and the bonds for commercial service bonds are also very low. I plan to staick around this company for the next several years! They will also do my 2010 IRS taxes with no money down, electronic process and cpa quality service!