If you don't mind being over charged this is a good place to visit. If you take your child for a well check don't bring up anything that's been ailing the child because you'll get a bill for a second co-pay and co-insurance if applicable. If you sit in a room waiting on a doc for 20 minutes and talk to the doc for 5, you'll be charged for a 30 minute consult rather than a 15. Very shady billing practices and you don't realize these things until you're on an HSA or high deductible plan. If you owe them $30 for charges you didn't feel you should have incurred, they will threaten collections within three months and send nasty threatening reminders.