This company has helped me so much. When I first bought a car here my credit score was 347... terrible I know. But now, its risen all the way to 649! I am just so happy to have found a company that would help me rebuild my credit. When your young you don't think about your credit score, and usually that means it's going down. But there comes a time that you need your credit score to buy vehicles, houses, etc. Soooo what do you do? I went to val-ucar and spent 5 years making payments on time and my credit score has drastically improved! Thank you Val-U Car for my second chance!