|
|
By Mohammed H T.
home, renters, life, or car insurance. they have it all. they maybe a little pricier than other insurance companies, but the service you get from them is worth every dime.
|
|
|
By Rachel T.
I have been with State Farm for years. Jerry Garey is my local agent. His office staff is very professional and helpful for all my car insurance needs. I've only experienced one accident with them, but they were very helpful and got my car fixed very quickly. I have enjoyed having them insure my cars.
|
|
|
By Dawn C.
Not only do we have the best rates around, and no one can beat them,we always have very friendly and easy service with them. It's easy to add or take offa vehicle.
|
|
|
By Gabrielle P.
Richard and his staff are the best people I've done business with. They remember your name, and if you have any questions they are prompt in answering them. And they send you writen thank you's for selecting State Farm. And they really are the cheepest car Insurance I found even comparied to Gieco. I just can not say anything bad about them. I've enjoyed being covered by them.
PROS: Great and prompt services
CONS: nothing
|
|
|
By Linda S.
I have been a customer of Kristin's for almost 10 years and fortunately I only had to call once to make a claim and when I did it was taken care of quickly and easily. I had the right coverage including rental car so I didn't have to worry about getting to work while my car was in the shop. I knew nothing about what coverages to select but, they educated me and then let me choose what is right for me. Very honest and no high pressure sales tactics. Great Agency.
|
|
|
By John T.
As the title says, I'm a licensed professional broker of insurance, and specifically work on "All Risk" Onshore Property. Recently I bought Renter's Insurance through State Farm.
Just to define a bit. A broker doesn't work for an insurance company or sell insurance; in my case, I market client risks to several insurers to get the best rate and coverage for my client--and my clients are typically big energy clients--so I'm used to grilling insurers every day over tiny nuances of detail that could mean thousands if not millions or billions of dollars of difference in a covered vs. uncovered loss. "All Risk" is a convenient way of saying, everything is covered except that which is specified as 'excluded.' If it's not excluded, it's included under "All Risk"; the other option being to list every possible thing that is covered--from your mailman slipping on your icy front steps to spacecraft slamming into your living room, and whatever was not specifically covered would not be covered at all. Most Property policies today are of the "All Risk" type.
You can buy insurance for literally any kind of risk, but the risk we're really talking about isn't so much Fire or Property Damage as it is the financial losses associated with returning your situation back to as good or better as it was before the occurrence, less your deductible which exists to both keep you from submitting a claim every time a light bulb goes out as well as reduce the cost of your coverage due to you accepting some measure of the primary risk. On the other hand, a covered loss isn't a license to remodel your home or hire an unreasonably expensive contractor--you're not supposed to gain anything from an insured loss.
So now you're well equipt with expertise to buy Renter's Insurance, right? Well, at some companies the agent you talk to likely doesn't know much about insurance beyond their own company underwriting guidelines. This minority of insurance companies are more into selling insurance than providing insurance, and unfortunately those are the ones we hear about the majority of the time.
My and your perspective as a potential insured should be, I'm not buying Company X Insurance, I'm giving Company X the opportunity to underwrite my risk--which I have made as attractive as possible to them by doing things like installing fire alarms and buying a few extinguishers or making my property less susceptible to theft or burglary.
I had a horrible time getting a quote out of one insurer because the agents were neither knowledgable nor helpful. They considered credit rating a measure of risk whereas State Farm does not (nor should they). And they included other risks which, as an expert on insurance I'm confident in telling you, were so unlikely as to be considered purely fictional. This other insurer screwed up on the quote so badly that I would have had to have been too naive to get a quote from another insurer for comparison or simply too trusting of 'professionals' as many people unfortunately are.
The State Farm folks are well trained by State Farm in insurance (not just their insurance), and apparrently know insurance quite well--at least in Astoria, Queens, NYC. I gave them several hypotheticals--which you really must--they were never flustered for an answer, and I would have known if any answer they gave me was incorrect. The rate they gave me was about half that quoted me by MetLife, and the coverage fits my needs perfectly while still having several options available to add or subtract for very little additional premium as I feel I need them.
Friends of mine who know nothing about insurance went to other State Farm agencies, and they seemed to have gotten similar results and were likewise satisfied.
Speaking only for the State Farm above, I'd have to rate them as highly trustworthy and knowledgable--even for those of you who really don't want to study up on insurance beforehand.
Thinking you can get your insurance even cheaper? Well, think about this. When a loss occurs, and it's not covered in full, are you really going to be glad you saved a few bucks on premium per month?
|
|
|
By Chelsea M.
Not only did I get a great price on my auto insurance, but Walt and his staff made it a hassle free transaction. If you are looking for a great insurance office - I highly recommend this one :)
|
|
|
By Carmel D.
Kwon Lee is the super star agent for State Farm. He has an award winning group of staffers who always answer their phones and are never trying to "sell" me anything. They ask me how they could be better and they explain things to me in simple terms that I can understand. I trust them fully! I refer all of my family, friends and co-workers to them without hesitation. They are simply the BEST!
I was confused about coverages and wanted something cheap. They explained the basic parts of the policy and I understood why cheap is not good if it does not protect my assets and loved ones.
Again, give them a call if you want superior service. They also speak Spanish!
Ciao.
|
|
|
By Suzanne C.
Kent Bradford is a great agent who matches your insurance needs to YOUR situation. He's become a great friend over the years and always helps us out with advice - from home owner's insurance to auto and more, even has great advice for teenage drivers and Steer Clear program.
|
|
|
By Meagan C.
I currently get my renters and care insurance with this agency. I have shopped around before purchasing these insurance items and found this agency has some of the better deals in the area. My agent is a great guy and I really trust him. I feel comfortable having such a great agent taking care of my needs.
|
|
